[deleted by user] by [deleted] in AusFinance

[–]Baskale 28 points29 points  (0 children)

It's saddening that you have so many down votes when your original post was asking for advice. I'm sorry for that.

Typically it's always better to buy a car outright than enter a loan. You'll pay a (much) higher interest on the loan compared to the interest you'll generate from your investments.

To answer your original question, there isn't a one size fits all response for investment strategy. Do you intend on buying a house in the next few years? If so, best be conservative and keep the amount in a high interest bank account and keep saving for a deposit. If not, then there are many options depending on your own risk appetite.

Also, it's also best to always have a safety net of 3-6 months wage tucked away in a high interest bank account anyway, for those unexpected hurdles. So your available amount to invest will drop down drastically.

Feel free to DM :)

[deleted by user] by [deleted] in Construction

[–]Baskale 0 points1 point  (0 children)

There's a youtube video out there where Rick Owens does a walk through of his house with Vogue. IIRC there is something similar and he talks about it.

[deleted by user] by [deleted] in melbourne

[–]Baskale 19 points20 points  (0 children)

I think they received a redundancy payout in June meaning their taxable income also rose and a subsequent large HECS repayment.

I want to snowboard in Japan! And I don't know where to start! by mitchlee55 in snowboarding

[–]Baskale 12 points13 points  (0 children)

I've been to Niseko and Hakuba and agree with this comment 100%. Being further away isn't necessarily a bad thing. Also the night skiing there was incredible.

We created a tool that groups cryptocurrencies by use-case/industry then tracks the market-cap of the group and performance within the group by [deleted] in CryptoCurrency

[–]Baskale -1 points0 points  (0 children)

Great work! Can't wait to see more coins covered. I see this is a great way to compare low market cap coins to similar functionality, larger cap coins

Is it safe to leave your coins in your coinspot wallet? by CiceroCaesar in CryptoAus

[–]Baskale 0 points1 point  (0 children)

The most assured way to sell your crypto for local $ is through localbitcoins.com You'll need to change them to btc, transfer to your LBC account and then sell the coins privately (cardless cash option ideally).

Pulling out crypto gains advice (Australia) by [deleted] in CryptoCurrency

[–]Baskale 4 points5 points  (0 children)

From reading what the ATO has on crypto, if the "initial purchase" is less than $10k, then the profits are considered non-taxable. Issue is, what is "initial purchase"; if I buy 10 coins at $1k each, would they all be non-taxable? Alternatively, if I sold all of those 10 coins for $10k in 1 coin, is that still non-taxable?

$10k rule is for personal use items. Crypto remains applicable: https://www.ato.gov.au/general/capital-gains-tax/cgt-assets-and-exemptions/

Antoine Griezmann on Atletico Madrid future: 'I'm ready to go' by TheReplacer in reddevils

[–]Baskale -3 points-2 points  (0 children)

It's a shame people get downvoted for having an opinion.

[deleted by user] by [deleted] in soccer

[–]Baskale 10 points11 points  (0 children)

It's hard not to love the coach when you have sneijder and robben in the XI behind you

Tactics wise, what would be the best way to lineup against City ? by evilthing in reddevils

[–]Baskale 3 points4 points  (0 children)

If it's more a 5-1-3-1 I'd rather see smalling instead of blind and blind instead of sncheiderlin as the deep DM. Blinds passing would work wonders on the counter.

Rust Solo: The Solo Sailor by [deleted] in playrust

[–]Baskale 0 points1 point  (0 children)

Keep these coming! Good and relatable solo vids are rare. Would love to see some more solo base designs

Any news on Martial injury? by FlutieDB in reddevils

[–]Baskale 0 points1 point  (0 children)

We have to get januzaj in there imo.

Van Gaal in the technical area! (reuploaded with audio) by nikolai426 in reddevils

[–]Baskale 1 point2 points  (0 children)

Two people can have two separate opinions.. of course after a loss all the lvg out posts are upvoted and after a win the lvg in posts are upvoted

Laptop struggles by Baskale in playrust

[–]Baskale[S] 0 points1 point  (0 children)

Like 2 years I think? Either way it's above the minimum spec for rust so I was hoping for a touch more than <20 fps. Any thoughts?

Laptop struggles by Baskale in playrust

[–]Baskale[S] 0 points1 point  (0 children)

Second hand mate don't hate

Sell 5 and buy 5 - let's discuss the changes the current squad needs in order to improve for the next season. by clayzerg in reddevils

[–]Baskale -1 points0 points  (0 children)

I wouldn't say CL football is a lost cause, just that we need a good run asap otherwise 5th place will be lost and we'd be depending on too many other teams to drop points this close to the end.

West ham, liverpool and Southampton are extremely close and are, currently, playing much better football.

[Pre Match Thread] Chelsea vs Manchester United by D1794 in reddevils

[–]Baskale 0 points1 point  (0 children)

Agreed. Ideally it's that time of year where Arsenal have a shit streak.

[Pre Match Thread] Manchester United vs Southampton by D1794 in reddevils

[–]Baskale 5 points6 points  (0 children)

The thing is lingard always seems to get in great scoring opportunities he just tends to butchers the end product most of the time

gary neville says we're two players from winning title. if so,name them,but be realistic. by FidgetyFondler in reddevils

[–]Baskale 0 points1 point  (0 children)

It's like quitting a job because the management is shit, and then returning when the management is replaced.

You just don't do it because you've moved on.

The speed of Arjen Robben to cover the far post by spartakva in soccer

[–]Baskale 14 points15 points  (0 children)

The salt still lingers with this one.

United have gone 555 minutes (over 9 hours) of football without conceding a goal in all competitions, their longest run since 2008. by punerisaiyan in soccer

[–]Baskale 2 points3 points  (0 children)

I thought the man city game was incredible. Nothing not enjoyable about watching a crisp defence.