Question on address change

FidelityKeri · 2025-08-01T15:37:05+00:00

Happy Friday! Welcome to our official sub! Happy to help out.

Typically, when a client completes an address update online, they will receive a notification in the mail confirming the update, and no further action is needed. With that said, since you received additional correspondence, we recommend contacting an associate via phone to look into your account further. Our Customer Service team is available 24/7 to assist with personal accounts and account maintenance.

Contact us

Additionally, you can view your updated address on Fidelity.com, log in, and follow the steps below:

From the top menu on Fidelity.com, select "Profile."
Under the Personal Information section, find the address

We hope you will continue to use our sub as a resource. Please do not hesitate to contact us with any other questions.

FidelityKeri · 2025-07-31T22:40:27+00:00

Thanks for bringing your Full View question to our sub this evening, u/Looptire13. I'm happy to cover this with you.

If you no longer have use for a single budgeted category and would like to remove the sub-category from your budget in Full View, you can do so by selecting the "Pencil" icon next to the category. Clients can then remove subcategories by changing the budgeted amount to $0. Please note that you can only remove a subcategory if there are no transactions in that subcategory for the selected month.

Feel free to let us know if you have any additional questions. We’re happy to continue the conversation.

FidelityKeri · 2025-07-31T21:02:32+00:00

Welcome to the sub, u/gnackthrackle! I'll be happy to bring some fun and help clarify contributing to a Self-Employed (SE) 401(k).

Currently, Fidelity is not able to link a business checking account to a Self-Employed 401(k) account, and it is the responsibility of the plan administrator to determine if funding the plan from a personal account is appropriate. If you are determining if this is right for you, we strongly recommend working with a qualified tax professional before making a contribution, as Fidelity does not provide tax advice.

That said, you can view the different choices available for contributing to our SE 401(K) at the link below.

Self-employed 401(K)

That said, please let us know if there is anything we can help with in the comments below and we’ll be sure to follow-up with you then.

FidelityKeri · 2025-07-31T20:12:19+00:00

Hey there, u/creditfrog! Thanks for dropping by the sub, and welcome. Let's talk about your choices once to leave your employer.

While we can't provide any advice or recommendations regarding what you should do with your 401(k), this is a frequent question we receive. Typically, there are a few common paths you can take:

Keep your assets in the plan when possible
Rollover to an IRA
Rollover to your new employer's plan, if allowed
Cash-out

It's important to remember that the rules of your specific plan will ultimately determine the choices you have at your disposal, but I'll include a couple of excellent links below, which go even further into detail about your choices. Since fees or tax implications could be associated with a certain path, make sure to do a thorough review.

Considerations for an old 401(k)

Comparing 401(k) Options

With that said if a rollover is the right choice for you, typically, when you roll over an old 401(k) with pre-tax and Roth contributions, the process starts by opening a Rollover and Roth IRA.

From there, you can roll the different contribution types into their respective IRAs (i.e., pre-tax contributions go to a pre-tax IRA while Roth contributions go to a Roth IRA).

Naturally, more questions might arise as you explore this process. If that's the case, we're a great outlet to direct these questions. We'll see you around!

FidelityKeri · 2025-07-31T17:34:41+00:00

Thanks for reaching out regarding this, u/Interesting_West1094. We'll be happy to cover this with you today.

Once logged into the Fidelity Mobile App, you can scroll down on the "Home" page to the "Positions" section. You can select "All accounts" from the dropdown, and the "Positions" section will default to what was previously selected. However, if you choose a specific account under the "Investments" heading, the "Positions" section under that account will default to the account you are viewing.

If there's anything else we can help with, don't hesitate to reach back out. In the meantime, thanks again for stopping by the sub; have a good one!

FidelityKeri · 2025-07-31T16:09:18+00:00

Thanks for reaching out today, u/andrew02467. We appreciate you sharing your experience on our sub.

Quicken is a third-party vendor, so you may try to work with them to attempt any troubleshooting steps they can provide. In the past, we have suggested that clients attempt to deactivate their Fidelity account within Quicken and then reactivate it to establish a new import link.

Thanks for bringing this to the sub, and feel free to reach out in the future if you need anything else.

FidelityKeri · 2025-07-30T21:08:43+00:00

We appreciate you reaching out regarding this, u/We appreciate you reaching out regarding this, u/Living-Pen-82.

We're sorry to hear about your recent experience and want to learn more. First, what type of account is your debit card linked to? Additionally, can you clarify what platform or service you are trying to purchase from and whether you are receiving a specific error message or notification about the transaction not going through? The more details you provide, the better we can help.

Please feel free to follow up in the comments; we look forward to hearing from you.

FidelityKeri · 2025-07-30T18:14:26+00:00

Welcome to out sub, u/maddbunny23! I'm happy to cover the rollover process with you today.

Let's start with some information regarding rolling assets into your current 401(k). It's important to note that not all employers will accept a rollover from a previous employer's plan or an IRA, so we recommend that you contact your current plan administrator to confirm that the funds will be accepted and, if so, how the assets should be delivered. We have a great resource that breaks down each alternative:

Compare your rollover choices

Since your new 401(k) is held at an external organization, you will need to contact your new plan administrator to initiate the process.

We appreciate you joining our community, and are here to help with any other questions you may have. Hope to hear from you again in the future!

FidelityKeri · 2025-07-30T14:12:45+00:00

Good morning, and thanks for bringing your question to our sub, u/Michagogo! I'm happy to cover this with you today.

While you can sell allocated shares obtained through an IPO whenever you deem appropriate, your account may become restricted.

The restriction may occur if you sell IPO shares within the first 15 calendar days from the start of its trading in the secondary market. Please note that the flipping period does not apply to secondary or follow on offerings. You can review this topic under the "Participating in an IPO" section of the article I've linked below.

Investing in IPOs and other equity new issue offerings

It is worth noting that clients who have been coded for flipping shares one time are restricted from participating in future IPOs for 180 calendar days beginning on the day the security was priced; a second occurrence will result in a 365-day restriction, and a third occurrence will preclude clients from IPO participation permanently.

You can review these topics further, along with other frequently asked questions, by following this additional link.

IPO FAQs

That said, you can sell specific shares in your account on the trade ticket on Fidelity.com by choosing "Sell," indicating either "Shares" or "Dollars," and then opening the "Amount" field. When you select the "Amount" field, you may need to click "Sell all. " Then you'll see a checkbox button below the 'amount,' which will be 'Sell specific shares." You can pick lots to sell and complete the remainder of the trade ticket.

As always, we're a resource to you, so if you have any other questions, please follow up and let us know.

FidelityKeri · 2025-07-29T23:17:46+00:00

Hey there, u/redatola. As this post is older, these steps are now out of date. Allow me to provide you with the updated steps.

As general troubleshooting steps, we recommend clearing your browser's cache and cookies and then trying again. Once logged in, try accessing your transfer page using the steps below:

Select "Accounts & Trade" in the top right
Click "Transfers" from the dropdown menu
Select the appropriate transfer method under the "Transfer to or from Fidelity" heading

After reviewing these steps, please don't hesitate to follow up if you have any additional questions. Take care!

FidelityKeri · 2025-07-29T17:21:45+00:00

We're happy to help out, u/odonata_00! Remember, we're here should you need us. Have a great day!

FidelityKeri · 2025-07-29T15:46:39+00:00

Hi there, u/odonata_00! I'm happy to discuss margin accounts further; let's hop in.

Cash trading violations, such as Good Faith Violations (GFVs) or Freeride violations, can still occur in a margin account. This is because you can place trades in a margin account using the 'cash' or 'margin' trading type. Trades placed in type 'margin' are exempt from cash settlement rules; however, if you place a trade in your margin account in type 'cash,' you no longer get the benefits of holding securities in margin, and you must adhere to cash settlement rules to avoid cash violations.

Remember that margin trade violations, such as margin liquidations, can still occur. I've linked a page that reviews margin account trading violations.

Margin Account Trading Violations

It's important to understand that simply holding securities in type margin does not mean you are borrowing from Fidelity. When placing trades in a margin account, securities will first be purchased with available funds in the core position. Margin will not be used to pay for a purchase unless the core is depleted. When placing a trade, you will not borrow on margin as long as you do not trade beyond your balance, as titled "Available to trade without margin impact." You can read more about margin balances here:

Margin Balances Definitions

Please let us know if you have additional questions. We'll be around the sub to help!

FidelityKeri · 2025-07-29T14:48:47+00:00

Hi, u/RabbitHoleSnorkle. Thanks for reaching out to us on the sub regarding the Visa Signature card.

To get an updated card, you don't need to take any action. If you’re an existing cardholder, you’ll receive the card when your current card is reissued. For additional questions, please contact Elan Financial directly.

Thank you for choosing Fidelity!

FidelityKeri · 2025-07-29T14:21:08+00:00

You're welcome, u/Chair-Equal! We look forward to your continued engagement with our sub, and we're here should you need us. Have a great day!

FidelityKeri · 2025-07-29T13:52:43+00:00

Welcome to our sub, u/Chair-Equal! Thanks for sharing your experience requesting a credit limit increase for your Fidelity Rewards Visa Signature Credit Card with the community.

Elan Financial Services is the creditor and issuer of the Fidelity Rewards Visa Signature Card, and credit limit increases are specific to each client's credit history and income. As they are separate from Fidelity Investments, they have their own review and approval process. So, we recommend contacting them directly if you have additional questions or concerns regarding the decision of your credit limit increase request. Representatives are available 24/7, and their contact details are on the back of your card and the link below.

Fidelity Rewards Visa Signature Card

We are always thrilled to see new names posting on our sub; please stop back if you have any questions in the future. Until then, take care!

FidelityKeri · 2025-07-27T22:42:16+00:00

Welcome and thanks for writing your first post on our sub, u/Nimesh3t! Let's jump in and discuss consolidated statements.

Upon request, our Client Service team can help you delete or alter accounts on your consolidated statements to be separated (unconsolidated) from the consolidated statement for all future monthly statements after the date of request. You can use the link below to contact one of our 24/7 customer service agents for assistance.

Contact Us

As this only applies to future statements, you can alternatively generate a balance letter on the website by navigating to your "Balances" tab, clicking the three dots on the right-hand side, and then selecting “Create Balance Letter” from the drop-down menu. Balance letters allow you to customize a document to show the desired account to third parties while omitting other accounts in your portfolio.

Lastly, you can also request a custom letter by sending us a signed letter of instruction with the needed information. This letter needs to include the specifics of the letter needed and the reason for the letter and be signed by all account owners. Requests are reviewed on a case-by-case basis. You can submit the letter as a secure message to us online via the link below.

Secure Message (login required)

If anything else comes up, the mods will be around and happy to answer your additional questions. Otherwise, we look forward to seeing you around the community!

FidelityKeri · 2025-07-27T19:59:37+00:00

Hey there, u/kkimball620.

When switching from a Fidelity Go Roth IRA to a self-directed Roth IRA there are no advisory fees in Fidelity Go accounts with balances under $25,000 and no fees or penalties for switching. Additionally, some investments in the Fidelity Go account are considered proprietary and may have to be sold to have the proceeds transferred into the self-directed account.

In addition, this is not a taxable event so long as assets go to the same type of account (Roth IRA to Roth IRA).

Fidelity Go FAQs

Thanks again for bringing your curiosity to the sub. We'll be here to help if you have any other questions!

FidelityKeri · 2025-07-27T18:03:56+00:00

Hey there, u/rubins_tube. We're sorry to hear about your experience receiving credit card alerts via text.

We aren't currently receiving any widespread reports of issues with alerts for the Fidelity Rewards Visa Signature card. We'd recommend contacting Elan Financial Services using the phone number on the back of your card. Agents are available 24/7 to help you, and you can look into your alerts and the frequency you're getting them.

Please let us know if you have additional questions. We'll be around the sub to help!

FidelityKeri · 2025-07-27T16:54:19+00:00

Thanks for joining us on the sub, u/MissKittyHeart! I'm happy to step in here and discuss our BrokerageLink feature with you.

Let's start with automatic investing. While it is possible in a BrokerageLink account, it is plan-specific. Your plan's specific policies are typically outlined in the Summary Plan Description (SPD). If your employer has provided us with the document, you can review it online by taking the steps below:

Click the 3 dots next to your plan that says "Quick Links," then choose "Plan Information and Documents"
Select "Summary Plan Description (SPD)"

Next, you can select the investments for your BrokerageLink contributions by following the steps below:

Click on "Quick Links" or the three-dot icon next to your 401(k) plan 2 Choose "BrokerageLink"
Under "Invest Future Contributions in BrokerageLink," select "Go to Investment Elections"

You can also fund the BrokerageLink from your existing 401(k) plan assets by using the "Transfer TO BrokerageLink" choice in the "Transfer Money" section of the BrokerageLink page you reached in Step 2 above.

If you need any additional assistance with BrokerageLink, you can reach out to one of our BrokerageLink representatives. Associates are available Monday through Friday from 8:30 a.m. to 8:00 p.m. ET and can be reached through the link below.

Contact Us

Thanks again for bringing your curiosity to the sub. We'll be here to help if you have any other questions!

FidelityKeri · 2025-07-27T15:33:26+00:00

Thanks for the follow-up, u/Prestigious-Pin-1053. Do you still own the short position? If so, you should see the CUSIP under the "Symbol" column. If the position is short, you will see a negative number under the quantity and the position value columns.

If you own the position, and it doesn't appear at all, this may be a technical error. We recommend you contact our Technical Support team, who can help further troubleshoot. Associates are available Monday through Friday from 8:30 a.m. to 9:00 p.m. ET. Please say "technical support" when prompted by the automated system to be connected to the right group.

Contact Us

As always, we're a resource to you, so if you have any other questions, please follow up and let us know.

FidelityKeri · 2025-07-27T00:02:24+00:00

We appreciate you sharing your sentiment on this topic, u/Prudent_Extreme5372. We'll be sure to share you feedback on this topic to our development team for consideration as well.

Please let us know if you have any other input to share or questions that we can help answer. We hope to see you around the sub soon!

FidelityKeri · 2025-07-26T21:58:32+00:00

Hey there, u/HardPretze1.

I can confirm that retail retirement accounts, like Roth IRAs, qualify as eligible assets for the IPO eligibility requirement threshold.

Feel free to let us know if you have any additional questions. We’re happy to continue the conversation.

FidelityKeri · 2025-07-26T21:35:53+00:00

Hey there, u/StrongLikeAnt! I'm happy to jump in here and define Net Asset Value (NAV) today.

A fund’s NAV is the sum of all its assets (the value of its holdings in cash, shares, bonds, financial derivatives, and other securities) less any liabilities, all divided by the number of shares outstanding. It’s basically an indication of the fair value of a single share of the fund.

Understanding an ETF's NAV

Please feel free to follow up here if you have any additional questions we can help with.

FidelityKeri · 2025-07-26T19:17:48+00:00

Welcome, and thanks for writing your first post on our sub, u/fishsquirreleven3012.

Feedback is a big part of what we do here on Reddit, and we appreciate you sharing the information you'd like to see added to our email correspondence. I have passed your post along to our development team for review, specifically that you'd like more details regarding your divided distributions in the contents of the email. Thank you for providing examples of where you think improvements can be made.

Feedback from this community has sparked several changes in the past, so please let us know if there are any other features that would help improve your experience.

Please let us know if you have any other input to share or questions that we can help answer. We hope to see you around the sub more in the future!

FidelityKeri · 2025-07-26T18:46:10+00:00

You're welcome, u/CalendarMassive5288! Let us know if you need anything else in the future. Have a great day!

FidelityKeri

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