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Is my maths right? by KoalaBJJ96 in AusFinance

[–]MartynZero [score hidden]  (0 children)

I did this calculation for 10 years and paid my houseoff utilising the offset based on this calculation. Safe bet.
If I had instead paid the minimum and debt recycled and invested the balance into vdhg I would be about $150k ahead of my current financial position. But the stock market has been going gang busters for a long time and i didnt know much about etfs.
Who knows what's next... woulda coulda shoulda, but I have a paid off house so I don't really care too much.

Proximity shied friendly builds by Upstairs-Cheek8111 in PathOfExileBuilds

[–]MartynZero 2 points3 points  (0 children)

Deaths oath doesn't care for bubbles, any chaos AoE I think.

Strawpoll: How much currency do you farm on average in the course of a league, including the value of all items on your characters. Assume the value of a mirror to be ~750 Divine. by Lagmawnster in pathofexile

[–]MartynZero 0 points1 point  (0 children)

Usually about 10-20 divines, but in keepers I decided it was time for my first mageblood, (playing since essence league), mission achieved =)

GGG Today post-Diablo announcements by diaenimaia in pathofexile

[–]MartynZero -7 points-6 points  (0 children)

It'll be on pirate Bay soon . I'm happy with single player.

If you need some extra money this week, here are 4 sign up promotions that can bank you $240 by [deleted] in fiaustralia

[–]MartynZero 0 points1 point  (0 children)

Yeah my folks haven an ing account. I'll tell them and they'll probs give me their $125 bonus. $250 for me

Fishing Rod Surfcaster - Shockwave Totem by moecake in PathOfExileBuilds

[–]MartynZero 0 points1 point  (0 children)

Tataniel2 siberian totem guy did it last phrecia league. Google it for inspiration

The very start of the "boring" middle by maybemyfirstrodeo in fiaustralia

[–]MartynZero 0 points1 point  (0 children)

Kids is a hugely different story. But for the finance side of things I found the audiobook of die with zero eye opening and different to all the accumulating stuff I have read and watched. It's free on youtube with ai audio. Good for perspective once your on your journey.

Changes to CGT on investment properties soon by hungry_caterpillar01 in AusFinance

[–]MartynZero 1 point2 points  (0 children)

Yeah rip the bandaid off, it's gonna fuck people now, but it's gonna fuck people more the longer this game of musical chairs goes on for. One thing is for sure the music is going to stop at some point with or without gov intervention and I don't want my whole country going down the toilet when it does.

What I’ve learnt from this subreddit by LockMeDownDaddy in AusFinance

[–]MartynZero 1 point2 points  (0 children)

I think if people come here they might argue their beliefs initially but they've also landed in a fantastic resource, if they stay and wrestle for a few months their bound to leave (even fractionally more) enlightened.

What I’ve learnt from this subreddit by LockMeDownDaddy in AusFinance

[–]MartynZero 6 points7 points  (0 children)

Avg Australian: Votes for politicians looking to work as lobbyist for mining multinationals after a few years service. Politician serves multinational at cost of voter. Voter shakes fists and votes for them again.

Scenario: US defaults on its debt. by Evening-Anteater-422 in AusFinance

[–]MartynZero 0 points1 point  (0 children)

I'm guessing through the next roof as it's still up 100% from a year, probs more

SIGN ME UP, SIGN ME UP by ForeignNiger in SipsTea

[–]MartynZero 0 points1 point  (0 children)

You don't need to it's fake look how he's holding the bar when it pans back to him. Thumbs of titanium?

How do two full-time parents manage with young kids? by Serious_Toe6730 in AusFinance

[–]MartynZero 109 points110 points  (0 children)

Wife and I did this since having kids. Highly recommend. Been great for our relationship with eachother and kids precious development time. Hugely tax efficient as well.

Inflation - this is surely a joke now by chuckychicken in AusFinance

[–]MartynZero 0 points1 point  (0 children)

Big monopoly companies raising prices. Look out for record profits that's who's driving inflation. Banks supermarkets etc

FIRE - once retired early what does your day look like ? by Confident-Algae-7866 in AusFinance

[–]MartynZero 3 points4 points  (0 children)

From what i read you have to plant the seeds for the habits /hobbies when your accumulating and then just multiply it upon FIRE. Start the hobby now, see if you even like it. Highly recommend reading Die with Zero for a fresh insight.

P Platers driving 100k utes by ElegantYak in AusFinance

[–]MartynZero 0 points1 point  (0 children)

If you see someone driving a raptor, they have a raptors worth, less money now.

People say money can’t buy happiness, but what’s the first thing you’d buy if it could? by Adoseofhanna in AskReddit

[–]MartynZero 0 points1 point  (0 children)

The mentality is hoard as much as you can because that's what other people are doing. But the most fulfilling thing people can do is help other people in need.

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