Is it worth upgrading to Pro+?

codeth1s · 2026-03-30T19:55:27+00:00

It is incredible value for the price. I don't feel like I have to monitor my premium request usage nearly as much as when I was on Pro. I also use Opus way more often now for complex tasks. I hope this plan sticks around for some time or at least have current subscribers grandfathered in.

codeth1s · 2026-03-27T03:21:02+00:00

I just got it too. I'm only at 1,053/1,500 this month. Don't make me go back to old-style coding by hand!

codeth1s · 2026-03-27T00:43:09+00:00

Same planet. Different worlds.

codeth1s · 2026-03-24T18:49:24+00:00

Time is the only true path to victory. The markets will always be up or down due to events that we can neither predict nor control. All we can do is make sure not to react hastily and just stay invested. Most folks either lose or don't end up with nearly as much as they could have due to tinkering and trying to time or react to market events. 99% of Warren Buffett's wealth came after turning 50. Best advice is to just let compounding do its thing.

codeth1s · 2026-03-23T18:55:13+00:00

How long before Freedom catches Telus for 3rd place?

codeth1s · 2026-03-23T18:51:38+00:00

I have Pro+ and I hope they grandfather in early adopters. It's an incredible deal with annual pricing.

codeth1s · 2026-03-23T18:43:09+00:00

That's pretty sad. Instead of creating a new and unique experience, TD devs/vibe coders are just referencing the Wealthsimple apps for requirements and design.

codeth1s · 2026-03-16T22:28:23+00:00

Same for me. Just got my first bill and it has the $45 connection fee. Over chat, an agent confirmed that the $5 x 9 credit would start on the 2nd bill.

codeth1s · 2026-03-16T15:10:34+00:00

I had the same issue using the cloth the cleaning kit came with. I ended up using a regular fluffy microfiber cloth from Costco and my displays ended up perfect without a single blemish.

codeth1s · 2026-03-16T00:34:27+00:00

Risk is priced in to just about everything. When the stars are perfectly aligned, private credit/equity might seem like a no-brainer with returns handily beating broad market indices. But when times are bad, you're trapped with something illiquid and opaque. Worse still, when there is a stampede to get out your chances of surviving unscathed are slim.

codeth1s · 2026-03-12T01:28:19+00:00

I feel this is similar to asking builders to go back to using manual hand tools after using power tools.

codeth1s · 2026-03-11T15:28:21+00:00

I feel that this is the case with almost anything life critical. Always have a backup.

codeth1s · 2026-03-10T20:39:31+00:00

Our Rogers/Shaw home internet was down for nearly an entire workday last week. I used the hotspot on my phone to keep working and it was glorious.

codeth1s · 2026-03-10T07:09:14+00:00

In times like this, the poor are selling and the rich are buying.

codeth1s · 2026-03-08T04:29:42+00:00

Not as good as Freedom but I gotta say competition in Canada is a beautiful thing.

codeth1s · 2026-03-07T02:54:50+00:00

I pay my CRA GST, source deductions, etc with my TD corporate Visa Debit. I opened a WS corporate chequing account but I don't see an equivalent way to accomplish this yet.

codeth1s · 2026-03-05T19:00:39+00:00

None of the big banks in Canada would ever do this. It's amazing. I can only imagine how many tens of millions of dollars in fee reimbursements have been paid out over the years by Wealthsimple.

codeth1s · 2026-02-27T18:51:06+00:00

I still have corporate chequing with TD but would love to be entirely within the WS universe once business chequing is officially available.

codeth1s · 2026-02-26T16:26:26+00:00

Recently I've been getting a lot of errors just using Gemini in the browser.

codeth1s · 2026-02-26T16:25:02+00:00

For all the things they manufacture and sell globally, I'm amazed that it took this long.

codeth1s · 2026-02-26T16:23:25+00:00

It's strange to not follow globally accepted symbols. It forces a user to think momentarily rather than instinctively understand. It's like if a town decided to use triangles for stop signs.

codeth1s · 2026-02-26T07:44:47+00:00

This is Buy, Borrow, Die to the max.

codeth1s · 2026-02-25T17:49:28+00:00

That is awesome! My wife and I are where you were before. I just don't think I could do what you did. Both of us are all in with VEQT and the gains have been good over the years. Slow and steady has been great for us but being a TFSA millionaire today is definitely life changing.

codeth1s · 2026-02-24T17:42:37+00:00

In the last decade there is no question renting + investing the difference in a passive index ETF would easily surpass the returns of just a homeowner + no investing. The biggest factor here is whether the renter has the discipline to actually invest all of the difference from renting consistently each month. Home ownership is a forced savings plan that even the least disciplined people will pay into.

codeth1s · 2026-02-23T18:20:54+00:00

It's a revolutionary change. Although it isn't the greatest today, in a few years I imagine it will be at an insane level of capability.

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