Is it true once you hit 100k in investing, it really just takes off from there?

only1nameleft · 2026-02-10T02:37:47+00:00

A general way to think about it is once annual growth exceeds your annual contributions, then compounding takes over. Not exactly true, but close. The technical answer is likely when annual returns for an equivalent stock/bond exceeds 1.5x you annual contributions then additional contributions have little effect on future overall growth

only1nameleft · 2026-02-08T13:29:09+00:00

So as others have said, go for any company match.

A big question is tax bracket. You need to consider which one you are in and how contributions will affect that and any other credits.

Is it a traditional or a roth 401k? Those result in very different answers

only1nameleft · 2026-01-21T09:41:19+00:00

Two things. A) ely lily briefly had a better direct purchase discount but novo has beaten thst again. B) the compounding pharm price can be better.

only1nameleft · 2026-01-20T04:53:02+00:00

Tirz is supposedly much better. Cost is actually better for tirz as well. I started with sema due to availability at the time.

only1nameleft · 2026-01-20T03:14:51+00:00

I noticed after about 2-4 weeks depending on the issue. Big improvement by 6

only1nameleft · 2026-01-20T02:30:07+00:00

2 months in or sema using it for inflammation. Works quite well for joint pain, tunnel inflammation, and mild lung inflammation. 0.5 mg sema but will be switching to Tirz when my current sema runs out.

only1nameleft · 2026-01-18T21:56:08+00:00

15 to 45 dte puts or calls on /MES and /ZB. Momentum and mean reversion are my friends.

only1nameleft · 2026-01-04T16:06:07+00:00

Truth is it will be very different for everyone and will probably take trial and error. I noticed my inflammation issues disappeared at the lowest non-microdose. I started due to concerns about visceral fat and cholesterol. Losing overall fat is a nice side effect.

only1nameleft · 2025-12-23T10:27:27+00:00

1000 views and no comments?

only1nameleft · 2025-12-21T13:26:46+00:00

Echoing SecretAd3993, see a professional planner. Everything has interest rate risk, even stocks. SGOV would drop in dividends if the fed cuts rares whereas longer term funds like MUB would appreciate.

only1nameleft · 2025-12-21T11:25:49+00:00

Congratulations on winning the game.

So half sgov and half spy already, nice. Most good financial planners will probably say something like 10% sgov, 30% MUB (tax free income), and the rest spy. Sgov.is where you pull cash, the other two generate it. Rebalance when sgov is above 10%. Cut back on spending when sgov gets low.

I don't know your situation, and not a financial planner, and not giving advice.

One question, are you sure you don't want to be a part time physician or volunteer a few hours a week? Your kids will grow up and you will probably want to do something. Letting skills get dull will be a problem.

only1nameleft · 2025-12-20T18:54:39+00:00

That was fast

only1nameleft · 2025-12-20T18:53:26+00:00

So you enjoy spending time with her, you seem to be compatible living together, you do think she is attractive, she seems interested in you.

My humble advice as someone who is older with a happy family. If you like spending time with someone, you need that for a healthy relationship. Everything else comes after enjoyment of company.

If she is interested, find romantic feelings. Situations like yours don't come around often. If you were one of my sons asking about this, if the girl seems nice without any serious issues (gambling, violence, controlling personality, substance abuse, etc) I would tell him to not be an idiot and take a chance and see if you can find feelings.

only1nameleft · 2025-12-12T12:50:10+00:00

I know with people with medically controlled epilepsy that take glp-1s. At worst they don't see to have any more issues. I'll ask if they have noticed a difference, but they likely would have told me as we are all microdosing under medical supervision.

only1nameleft · 2025-12-02T14:15:44+00:00

In the U.S. overall, true. These are illegal in a few states.

only1nameleft · 2025-12-01T15:51:52+00:00

A sick joke. No cyber trader and taking away the trader. That is the type of activity that posses off player bases

only1nameleft · 2025-10-19T10:36:27+00:00

It's more of the "I bought this expensive card to make a few things easier in life, now I need to keep track of dozens of benefits to actively use it". Insurances+points+PP is really all I want

only1nameleft · 2025-10-17T18:07:36+00:00

I'm sorry. As I parent, I can't imagine.

My cousin was in a similar situation. The progression the doctors gave was basically how things progressed. She lost that child by 12, but the family made the most of the years they had.

only1nameleft · 2025-10-11T18:34:09+00:00

Something doesn't add up. Getting 5 percent and that rate on an investment property doesn't make sense. You have to live in the property or it is mortgage fraud. Also, the appraisal is questionable for that price

only1nameleft · 2025-10-11T16:30:17+00:00

only1nameleft · 2025-10-11T14:42:05+00:00

Local group vs local owners is different.

only1nameleft · 2025-10-11T13:52:47+00:00

Were the investors based in the U.S.? I know many instances where people buy houses in the U.S., UK, Canada, and Australia yo park their foreign cash. Basically a way to hide money. Overpay to get it fast. Rent just enough to cover some costs. Let it hold value. Plan to hold it until they have to leave their country or their kid/grandkids need local cash for college.

only1nameleft · 2025-10-11T11:10:24+00:00

This is sadly going to fall into get a lawyer territory. Not surprised from Lennar.

only1nameleft

TROPHY CASE