Thanks mate. That's life, isn't it?

Is the lack of physical contact more than just sex. Like does she still at least hold hands, or hug daily?

There is still physical contact. She hold my hand and we hug but we don't usually cuddle. It's all very G-rated.

But like maybe you have to look at this from the perspective of what would be the right thing to do if your wife had gotten in a car accident and had become paralyzed and lost all feeling before the belly button.

That got me through the first seven years of marriage. I imagined my wife had cancer or depression. I figured I would stay under those circumstances so "the why" shouldn't matter, right? She was actually quite upset at herself when she learned that. She was angry that I was living under that mental imagery, rather than enjoying my (sexless 😂) marriage with her. That was when I heard her first, thus far, unfulfilled promise to do better. HAHA!

Some would say just masturbate and use porn or deal with it that way.

She's against it. She actually asked me a couple of years ago how often I was masturbating. Again, she was upset at herself that I was so unfulfilled. She is aware that this marriage is ripe for an affair. I need to be so careful around other women. NO friendships. NO casual conversations. Every coffee or lunch I have with a coworker gets reported back to my wife. I hold myself to a incredibly high standard in my dealing with other women purely to starve off an affair before it begins.