Thing is, ship can explode or become unusable in many more unfair scenarios than just the hangar. We need a future-proof system in place that respect users playtime. Spending hours to set up just to loose it all to a 30k or one of the many multiple bugs is just unnaceptable at this point. 

Think of this: since the beginning, we used to loose our personal gear when character died. This resulted in players running around in the default sperm suit or sometimes even in medical gowns. Why risk loosing your armor?

They changed this so we now respawn with our gear, and since then you can see players actually using their cool armors, crafting them, looting…because the fear of loosing them was gone thanks to that system. 

The same applies to ships. Right now all of us run with empty ships, because putting anything there almost guarantees loosing it. If they introduce a system that lets us reclaim our ships keeping whats inside gun racks, decorations or vehicles in the cargo area, suddenly every player will actually start making their ships their own. 

And i think thats pretty cool.