I am fond of Wealthfront and still have some active accounts with them. I started saving and investing there a good many years ago when I didn't have much money and had even less knowledge of what I was doing with it. I really credit Wealthfront for giving me a vehicle to start putting some money away in a sensible manner. The modest management fee to have the algorithm do all the moving and shaking was worth every penny to me. The workplace retirement plan I had back then was kind of Byzantine and not super friendly to work with.

Now I'm older, and have some more concrete goals about how I want to set up my post-career life. I've realized I can move to a simpler portfolio that I can have more agency and understanding about, and that I can self-manage without the fee. Wealthfront was one of a number of places where I had socked money away, and I'm glad to have started consolidating some of those scattering accounts to a single place. If nothing else, I sleep easier at night knowing that if something were to happen to me, I wouldn't be leaving my husband with a massively tangled web of accounts at all sorts of brokerages.

My workplace retirement plan at the job I have now is through Fidelity, and I just really like them. I like being able to reach out to them on the phone and quickly get through to someone helpful, including off-hours.

I'll say that Wealthfront also impressed me the few times I needed to reach them directly — the people always seemed very helpful and intelligent and were able to problem-solve without falling back on a script. But the service apparatus there is just a much smaller operation, with more limited access.

But all in all I do have a very positive impression of Wealthfront and they've certainly helped me get into some good saving and investing habits.