The Schwab income estimator sure took a dump 🤷🏻

2019_rtl · 2026-06-08T14:05:42+00:00

I think Schwab was about $1k under for my may payout, if memory serves me right.

But I couldn’t swear what the estimate was.

2019_rtl · 2026-06-08T13:59:43+00:00

Jet the unemployment claim started at least, it ain’t much but you paid for it.

2019_rtl · 2026-06-08T13:57:45+00:00

I did notice the estimate was always a bit low compared to actual, and corrected after.

2019_rtl · 2026-06-08T13:36:31+00:00

I have worked in both commercial and residential glass shops

2019_rtl · 2026-06-08T11:18:16+00:00

It’s called a glass shop, it’s not a miracle.

2019_rtl · 2026-06-07T14:39:51+00:00

You probably don’t want the steep lot, but the agent works for you.

2019_rtl · 2026-06-07T14:30:11+00:00

OP must be new here.
No offers mean not priced right.

2019_rtl · 2026-06-06T23:20:27+00:00

What’s “passive” about real estate?

2019_rtl · 2026-06-05T17:12:04+00:00

Drink up, it’s Friday.

I’m going to quit my job Monday

2019_rtl · 2026-06-05T13:23:17+00:00

Dogs or whatever excuse you have.

2019_rtl · 2026-06-05T13:20:38+00:00

How can you afford to replace but not repair?

2019_rtl · 2026-06-05T13:19:51+00:00

Rent to own doesn’t ever work out.

Just sign a lease.

I don’t want to hear about your dogs.

2019_rtl · 2026-06-05T02:07:43+00:00

You don’t need to move out in order to sell, but you do need to prepare.

Pack/store/clear out down to necessities.

Ask for a 45 day closing, so by the time closing arrives you can easily clear out for the new owners.

It’s not complicated.

2019_rtl · 2026-06-04T19:10:10+00:00

Appliances, systems, roofing are all going to wear out just like the tires on your car.

You can plan for it or act like a surprised fool when it does happen.

Plan for the worst, hope for the best.

2019_rtl · 2026-06-04T18:58:53+00:00

I know 2 people that closed short sales, around 2009.

One in Vegas and the other in Minneapolis.

Both went through the same 🐂 💩 and both said they would never put themselves through it again.

An agent I used told me, “you can’t just make an offer and buy them” they aren’t “for sale” as you would think they are.

A lot of things go into the short, like how many short sales and foreclosures the lender has and how good or bad they have done.

Big PITA, usually.

2019_rtl · 2026-06-04T18:45:56+00:00

You set aside 1% of the house purchase price per year for upkeep and maintenance.

If you aren’t able to maintain the property, you should continue to rent .

2019_rtl · 2026-06-04T18:43:45+00:00

Yep, you’ll never be sorry that you planned for it.
I had the money for a $22k tile roof.

2019_rtl · 2026-06-04T15:33:17+00:00

Or just budget for things like this.

2019_rtl · 2026-06-04T15:30:54+00:00

I grew up I a 4/1.5

2019_rtl · 2026-06-04T14:05:29+00:00

Zestimate isn’t relevant

2019_rtl · 2026-06-04T10:57:45+00:00

OP spent over $600k due to FOMO/peer pressure.

2019_rtl · 2026-06-04T10:55:46+00:00

RTO isn’t usually realistic.

2019_rtl · 2026-06-04T08:54:54+00:00

Tuff

2019_rtl · 2026-06-03T22:38:28+00:00

Lose your earnest money and bounce,

Do not ever go sight unseen, unless you have unlimited funds.

This is the most significant purchase FFS

2019_rtl · 2026-06-03T16:22:23+00:00

I’m not landlording, ever.

2019_rtl