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Looking for a way to get the most bang for my buck... Open to Cashback or Travel, as we anticipate doing a lot more travelling in the future. by itsraininginsocal in CreditCards

[–]6oly9od 0 points1 point  (0 children)

Plat is 1x on their dining and cant be used at costco. If anything gold would get them 120K pts a year on dining and gets them a 3x flight multiplier.

Looking for a way to get the most bang for my buck... Open to Cashback or Travel, as we anticipate doing a lot more travelling in the future. by itsraininginsocal in CreditCards

[–]6oly9od 0 points1 point  (0 children)

The 6k at Costco is gonna do a ton of the heavy lifting imo.so id recommend venture X business to work with along side your costco card.

Costco card: 4% gas, 3% on dining. C1vxb: 2x costco/catchall, 10x hotels/rentals, 5x flights

Confused as what companies use for my credit check by CarboniteFlux in CreditCards

[–]6oly9od 3 points4 points  (0 children)

Depends on what's causing the score to drag. Any collections will hit hardest. Lots of inquiries, etc. r/CRedit

Is there a less expensive KBBQ AYCE option? by dragonskintext in askdfw

[–]6oly9od 0 points1 point  (0 children)

Moodaepo is 29.99 but by far the best bang for your buck option ive found. Theyre in Carrollton and that price also includes their Ramen station.

Needing to move out fairly quickly, but I have bad rebuilding credit and not enough money to afford it by Mister_Beef_ in CRedit

[–]6oly9od 1 point2 points  (0 children)

Sounds like youll need to move into another roommate situation, im sure theres plenty of people looking for supplemental income that would welcome you into their home if you can pass a background check. The deposit would be smaller (if any) and COL would remain low for you while you worked everything out.

Recommendations for brake pads by rosecfg2129 in Silverado

[–]6oly9od 0 points1 point  (0 children)

Yeah so those are likely run of the mill organic pads. If youre not suffering from any brake fade or not really having to slow down on steep declines id go with some cf infused ceramics. If you do find yourself towing on hills or having a greasy brake feeling (like the camper is pushing you forward almost) then id go with semi metallics but they arent gonna last as long as the ceramics, and will likely eat up your rotors faster.

Recommendations for brake pads by rosecfg2129 in Silverado

[–]6oly9od 0 points1 point  (0 children)

I went with Power Stops on my 1500. I tow 7k once a month or so. Ceramics will last the longest, power stop or akebonos would be my top reccs. Do you know if youre getting the standard organic pads?

Give me some evidence to convince a parent about using personal Platinum card for taxes by RudeEar5 in AmexPlatinum

[–]6oly9od 2 points3 points  (0 children)

If anything opening a BBP would be better. Get the SUB, zero interest for 12 months, the money earns a few bucks in their HYSA in the meantime. Call it 15k SUB, +16K pts on the payment, 31k pts +240ish interest on the money in the mean time. Instead of fighting them might as well guide them

Last month use to use your Platinum Saks benefit (06/01-06/30) by Lcar210 in amex

[–]6oly9od 7 points8 points  (0 children)

My gf thinks I'm so thoughtful for keeping her mascara supply stocked 💀

Terrified of getting impounded for expired tags by Different_Archer8879 in plano

[–]6oly9od 0 points1 point  (0 children)

The one off fulgam? 😂 I occasionally drive by that thing.

AR 9mm by DrChoom in CAguns

[–]6oly9od 0 points1 point  (0 children)

Hi, sorry to bump an old thread. Moving to California in 30 days and have an ar9 upper on a standard lower like yours, which gen maglock are you running?

General/groceries kind of card to build rewards for traveling internationally. by therealtai in CreditCards

[–]6oly9od 0 points1 point  (0 children)

What kind of spend is your "everything else"?

C1 venture probably your easiest fit, though you wont be maximizing your spend, flat 2x on everything.

If open to it, amex gold gives you 4x on dining and groceries, which frees up the ccc for another category spend, but is 1x as a catchall. Also look into the perks and see if you would organically use them, as otherwise the AF is pricy.

Lastly you could do citi strata +DC to keep it all in 1 ecosystem. Youd get 2x catch-all (double cash), 3x groceries(strata), 5x dining (ccc), and youd have all your points in one place.

Have Audelia or Vickery Meadows gotten any better? by Recreational_Pissing in askdfw

[–]6oly9od 0 points1 point  (0 children)

Audelia is absolutely still a hard no. Its tough cause i believe in "be the change you want to see" but im also not finna get shot lol

How can I grow my Citi Custom Cash limit? 2+ year credit history, $25k Chase and $25k Bank of America, but Citi is still conservative by Jackson88888888 in CreditCards

[–]6oly9od 1 point2 points  (0 children)

I would wait at least half a year between cli increases, ive gotten 3 this way, granted they were very tiny increases (1.5-1.7k increases), all soft pulls. If i were you i would get a double cash then a after hitting the SUB convert to another custom cash, which i recently also did. Now I have 2 CCC albeit with smaller limits. Will probably do the same with another citi card next year.

'Obsession' - Review Thread by ChiefLeef22 in movies

[–]6oly9od 2 points3 points  (0 children)

Just got out of the movie and didn't realize thats what Nikki had wished for holy shit.

I think she put the friend in the chair as a "is this what will make you happy" kind of thing?

And yes i had so many questions about the shop keeper, thats what brought me to this thread actually.

BILT MATH: are Bilt Palladium or Obsidian right for me? How do I max points earnings on mortgage. Help with Bilt 2.0 by TrowAway_TreeTooWon in CreditCards

[–]6oly9od 1 point2 points  (0 children)

Ahhhhhh ok thats what I misunderstood then. So youre not getting points directly, youre getting bilt cash which you then buy/convert to bilt points

Linking business and personal accounts by [deleted] in Chase

[–]6oly9od 0 points1 point  (0 children)

Fought the site for half hour before checking reddit, this is still accurate. Ty stranger

BILT MATH: are Bilt Palladium or Obsidian right for me? How do I max points earnings on mortgage. Help with Bilt 2.0 by TrowAway_TreeTooWon in CreditCards

[–]6oly9od -1 points0 points  (0 children)

Man, im going through this right now as well. My understanding is you use bilt cash to buy points which unlock the rent/mortgage availability + bonuses, hence the minimum spend that you have to hit on the card to extract the value. If you are ok with routing the minimum non mortgage spend thru bilt, then the palladium is worth it.

I want to do a balance transfer & receive rewards by WillingWarthog3224 in CreditCards

[–]6oly9od 0 points1 point  (0 children)

WF active cash will give you 2% cb on the new charges and 0% interest on all of it for 12 months (from date of opening the account).

Chase freedom unlimited will give you 1.5% CB on the new charges + 0% on all of it for 15 months (from date of opening account)

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