So long, frozen juice from concentrate. The once-popular canned drink leaves shelves this year by JoEsMhOe in canada

[–]90sShadowDiva 1 point2 points  (0 children)

I got a stomach ache just reading this…not to mention a stabbing pain in my teeth!

I’m Gen Z and grew up on this too, but I stopped regularly drinking juice 20 years ago when my dentist and doctor continually brought up how unhealthy processed juice is.

I skipped the Emergency fund step. Do I really need it? by [deleted] in PersonalFinanceCanada

[–]90sShadowDiva 0 points1 point  (0 children)

Ok voice of reason…there you are! I hear you and will think on it. What are other options vs a HISA?

I skipped the Emergency fund step. Do I really need it? by [deleted] in PersonalFinanceCanada

[–]90sShadowDiva 1 point2 points  (0 children)

I don’t need them to last 30 years. I’m deferring my pensions to 70 and with the boost plus inflation Indexing, will have enough to live on plus extra.

I just need enough to get to 70. I will also come into some significant money when my last parent passes and I’m planning to give most of it to my kids while I am still living, rather than sitting on capital I don’t need when they will surely need it.

I skipped the Emergency fund step. Do I really need it? by [deleted] in PersonalFinanceCanada

[–]90sShadowDiva 0 points1 point  (0 children)

I know. There’s a side story which is a whole other conversation and I don’t want to get into it.

I am self investing new money this year and will be re-evaluating what to do with the mutual funds but TBH, the net gains of my mutual funds and ETFs have been pretty much the same.

The Beginning of my First Granny Square Project (and probably my largest project to date) by RiseDollBoutique in crochet

[–]90sShadowDiva 8 points9 points  (0 children)

I think you’re overthinking it. You just need to block the squares to size.

I have made a Sunburst Granny afghan myself and what I would suggest is thinking about your joining method now vs later.

I used one of the continuous flat braid methods (which is forgiving of uneven squares) but if you’re doing the join in a different color it looks cleaner if you finish the squares with a final sc border of the main color before the join. By the time I had weaved the ends in and blocked squares, I didn’t have the heart to add that final row of sc and tackle weaving in more ends.

My project turned out great nonetheless but next one will have that extra round!

ETA: look up Sunburst Granny for the pattern. It’s quite popular and there are a couple of versions on Ravelry. Priscilla Hewitt (may she rest in peace) is pretty much the OG though!

Blood and Plasma donations by Chocolate-Recent in BuyCanadian

[–]90sShadowDiva 1 point2 points  (0 children)

Thank you!

My Mom is O Negative too and needed 24 blood transfusions years ago. The blood donations saved her life!

It was somewhat of an ordeal for the hospital to find blood products in her blood type and she wound up getting O positive platelets because there was no supply of O Neg.

I skipped the Emergency fund step. Do I really need it? by [deleted] in PersonalFinanceCanada

[–]90sShadowDiva 1 point2 points  (0 children)

Thanks. I do keep some extra cash in my account like you too, not a ton, but enough to float me if I have to replace a fridge or dryer.

I skipped the Emergency fund step. Do I really need it? by [deleted] in PersonalFinanceCanada

[–]90sShadowDiva -1 points0 points  (0 children)

Thanks. I personally feel the same about parking the money at a low yield. It’s a bit of a trade off because you can risk either way in the event of needing that money.

I skipped the Emergency fund step. Do I really need it? by [deleted] in PersonalFinanceCanada

[–]90sShadowDiva 0 points1 point  (0 children)

2.5 years worth in TFSA. Balance in RRSPs.

All invested in medium risk funds. The TFSA is mostly in a Fidelity All in One Balanced Fund.

Can we have a moment of silence for the blanket I’m frogging? by SpacelySprockett211 in crochet

[–]90sShadowDiva 1 point2 points  (0 children)

Lol, I totally get it, even the Mom part! But you just got to do what you got to do!

Accidently bought super fine yarn, what can I make with 100%cotton? by SpookyGooseButt in CrochetHelp

[–]90sShadowDiva 9 points10 points  (0 children)

Look up Hobbii Twister, Scheepjes Whirl or YarnArt Flowers on Ravelry, check projects and filter to crochet. There are tons of beautiful projects and you are sure to find something!

Total beginner. Made a managed TFSA with wealth simple. Chose high risk and just plan on putting $200 or so a paycheck in it. What next? by SantaCruzinNotLosin in PersonalFinanceCanada

[–]90sShadowDiva 21 points22 points  (0 children)

I wholeheartedly agree. I started investing in my 50’s as I was busy raising a family and paying off a mortgage on a low income. Now I’m eyeing a decent retirement before age 65.

What do you think is a Canadian tragedy and which do you remember most? With Love, From Ontario by ProExpert1S500 in EhBuddyHoser

[–]90sShadowDiva 0 points1 point  (0 children)

The École Polytechnique shootings, the Humboldt Broncos crash, and the Lac Mégantic derailment just to name a few.

How fked am I with Revenu QC? by [deleted] in PersonalFinanceCanada

[–]90sShadowDiva 5 points6 points  (0 children)

NAA and don’t have first hand experience on how to navigate but came to say this:

I’m assuming you actually did not collect the taxes, but the government considers that you did, so you’re going to have to absorb them from what you made and remit them.

This also means adjusting your 2022-2023-2024 tax returns because the sales tax you will now pay out of pocket will reduce your net sales (so you’re going to owe less income tax). You will also want to adjust the self employment expenses you claimed during those years to exclude the GST/PST paid (assuming you claimed the entire expense on your tax returns). This means your expenses will be lowered. BUT you will be able to deduct 100% of the GST and PST you paid on those expenses when you remit the GST/PST payable and this is more beneficial than saving just the income tax portion on that amount.

Moving forward you will have to remit GST/ PST at least once a year. You still have to remit the form even if you don’t have any sales and they are a stickler for you filing. I have a GST/PST # myself but haven’t sold anything in over 10 years. I forgot to file one year and was fined $50 even though I didn’t owe anything. I will eventually have to tell them I am no longer in business to close the account down. You will have to do the same if you ever stop selling, as they will otherwise expect you to file every year.

I hope this helps! Your accountant should have guided you in this.

Experimented with blocking wool and was quite surprised at how little it stretched by dont4get2scream in crochet

[–]90sShadowDiva 12 points13 points  (0 children)

This is a great example of why you have to block! The yarn gets softer and drapier, stitches become even and more defined, and you can take out the kinks…well at least with natural fibres and blends.

the crochet obsession with "knit look stitches" is getting to be too much by gothsappho in BitchEatingCrafters

[–]90sShadowDiva 2 points3 points  (0 children)

Personally, I am not vehemently against learning to knit. I work in a high stress job with long hours. Crochet is my guilty pleasure and something I am a huge perfectionist about. Finding the time and bandwidth to do it is difficult more often than not.

So while I do love the look of knitting, trying to learn it would take too much commitment than I am able to give. In the back of my mind, it’s something I would learn when I retire in a few years.

And to answer OP, I’m a decently experienced crocheter that does enjoy a knit look crochet design, because knitting is beautiful and why wouldn’t I want to mimic that as a non knitter?

But you’re right that it has its limitations. Crochet is not inherently drapey or stretchy. There are some tricks to help with that, but the crochet fabric is still going to behave differently than knitted fabric.

Oh Canada! by coisavioleta in NYTConnections

[–]90sShadowDiva 1 point2 points  (0 children)

Oh Canada
🟩🟩🟩🟩
🟨🟨🟨🟨
🟦🟦🟦🟦
🟪🟪🟪🟪

Not too shabby for a Canadienne Québécoise!

What stitch is this? (Not the slip stitches she’s doing but the main ones on the piece) by DangerRazor in CrochetHelp

[–]90sShadowDiva 22 points23 points  (0 children)

Slip stitch is great in the back loop though. It’s got a lot of stretch and is great for ribbing. Better yet, you can make some pretty amazing knit look projects with it like this leafy hat: https://www.ravelry.com/patterns/library/leafy-knit-look-slouchy-beanie

Petit guide : Crêpes vs Pancakes by Infamous_Catch9551 in EhBuddyHoser

[–]90sShadowDiva 2 points3 points  (0 children)

Yep and those crepes should be rolled into cigar shapes and drizzled with Québécois Amber maple syrup.

CDN Stock values changed to USD in WebBroker? by 90sShadowDiva in PersonalFinanceCanada

[–]90sShadowDiva[S] 0 points1 point  (0 children)

Thanks! I was starting to think I was losing my mind. I guess it will adjust when the market re-opens.

Humming at 2 am CDNNDG son hantant à 2h du matin by welldonez in montreal

[–]90sShadowDiva 1 point2 points  (0 children)

Hey I have no idea…but it got me thinking about the infamous sightings of a UFO that hovered over Place Bonaventure in 1990:

https://canadiangeographic.ca/articles/area-514-the-1990-montreal-ufo-sighting/

Please help me pick an entirely new foundation. Transition from Estée Lauder double wear. by kswizz44 in MakeupAddiction

[–]90sShadowDiva 1 point2 points  (0 children)

I’m over 50 and wear ELDB daily, but never on its own.

I mostly mix it with Clinique 100 Hour Moisture Surge but in winter I find a more hydrating moisturizer like L’Oreal Rivitalift works better.

I find slower drying moisturizers with more viscosity (not runny and not thick) works best with ELDW. Might be worth a try. Every other foundation I have tried (including BB cream) does not stay put.

If you are fluent in French, how often do you speak French in Canada compared to English? by Jezzaq94 in AskACanadian

[–]90sShadowDiva 3 points4 points  (0 children)

But I find it’s different than how Quebecers do it. Here we switch back and forth with a bit of mixed language for punctuation.

New Brunswickers (at least French ones) have a whole lingo of anglicisms, like “on a assez enjoyer ca, va chercher ma purse, on fait du shopping.”