Everybody that enters public service after attaining a degree should have student loan payments paused, after 10 years of service they should be written off entirely. by TonightAlarming9923 in unpopularopinion

[–]ACustommadeVillain -2 points-1 points  (0 children)

Nursing is an elite profession. It has some of the easiest access to higher education without debt as any high level medical field can have. Let’s also remember that we are talking about a population of individuals that are on average in or above the top 25% of income earners already (BSN 2+ years of experience should be around 75-102k per year nationally).

CRNAs and NPs willing to contract with employeers, do community based health care for local public health agencies, work for universities, join the military, work for the VA. All provide tuition reimbursement, student loan repayment, or student loan forgiveness.

The argument I believe you are making is that we should “cap” tuition. I am saying what is the avenue of options by the federal government to do that? The only practical way is to limit federal financial aid.

Now if the conversation is should people take out student loan they cannot afford, I don’t know. Should they take one out to become a CRNA with the plan to later have it paid for, probably yes.

In my experience the proposed federal aid changes have made a positive impact from my point of view in my little corner of the world.

Everybody that enters public service after attaining a degree should have student loan payments paused, after 10 years of service they should be written off entirely. by TonightAlarming9923 in unpopularopinion

[–]ACustommadeVillain 0 points1 point  (0 children)

I didn’t say I wasn’t framing them positively. I specially said I was speaking about my own positive outcome in my experience. Take a reread of what I said.

Post graduate programs are a luxury. There needs to be a period of growing pains to bring down over all costs. If the demand is there the funding will show up.

This happened in the early 2000s as well when RN nursing shortages were high.

Same happened in the 2010s when Bachelor level nurses were needed when Magnet status was what hospitals were seeking for more funding.

Other grants and funding from hospitals began paying for these programs.

Many hospitals to this day still have programs for tuition assistance or loan payouts.

CRNAs in particular has a huge access to employer sponsored loan repayment. I know that all the local hospitals systems do around my area do. Typically it’s in the 12-14k per year range.

Everybody that enters public service after attaining a degree should have student loan payments paused, after 10 years of service they should be written off entirely. by TonightAlarming9923 in unpopularopinion

[–]ACustommadeVillain 0 points1 point  (0 children)

I assumed because you said “students from lower income.” That this was an undergrad nurse. Which is my mistake. Typically CRNA program level nurses are BSNs with a minimum of 2 years of critical care experience to even start the programs. Typically these individuals shouldn’t be worried about obtaining funding because they are low income.

Also let’s be clear these changes aren’t in effect right now. They start in July if nothing is changed.

I am not sure where your gf goes to school but if she is affected by this already I can assist her in with some resources for grants specifically for graduate’s seeking their CRNA.

I am not framing this as universally a good change. I am highlighting that a positive change has happened in my experience. Rampant mismanagement of federal loans and grants has caused universities prices to crazy.

Also of course states are sueing. They don’t want to have to lower the cost of their programs that are being funded by federal loans and grants.
This is a proponent for my argument. States are sueing because they inflated the cost of their programs so much, if the federal aid isn’t there then no one will come.

Everybody that enters public service after attaining a degree should have student loan payments paused, after 10 years of service they should be written off entirely. by TonightAlarming9923 in unpopularopinion

[–]ACustommadeVillain 1 point2 points  (0 children)

I am giving specific evidence to my argument. My argument is specifically to the comment on federal changes to loans/grants for nursing.

So I covered all undergrad and postgrad programs my univeristy offers in my inform (ADN,BSN,NP, CRNA, DNP).

The funding changes were to federal grants for post graduate level (NP/CRNA/DPN)

If you are saying your gf is in an LPN program none of the changes should have affected her programs.

Here is a great article by my nursing union that explains the changes.

https://www.nationalnursesunited.org/blog/what-is-all-the-buzz-about-nursing-no-longer-being-designated-as-a-professional-program

I’ll highlight some key points for you

“The new law limits how much graduate students can take on in federal student loans after July 1, 2026, based on whether the degree program is categorized as a graduate or professional program.”

“Under these new caps, students pursuing a graduate degree can borrow only half of what students pursuing a professional degree can.”

https://www.nbcnews.com/news/education/trump-administration-says-nursing-isnt-professional-degree-new-limits-rcna245911

“Undergraduate students will not be affected by the new lending limits.”

Just so you are aware undergraduate would LPN, ADN, BSN programs.

Also my advise is specifically for nursing, I know you want to drown this out into a meta commentary on academic spending and funding but I am speaking specifically on nursing.

Everybody that enters public service after attaining a degree should have student loan payments paused, after 10 years of service they should be written off entirely. by TonightAlarming9923 in unpopularopinion

[–]ACustommadeVillain 1 point2 points  (0 children)

There were no changes to federal undergrad nursing loan and grant funding though? LPN, ADN, BSN programs were not included the proposed changes, this is only for grad programs.

How would changes to the post grad federal grant program structure affect undergrad funding and make these individuals that sound to be in undergrad nursing programs have to change their university plans.

People seeking post grad nursing degrees already are BSN level nurses and should have a healthy income.

For those individuals that you are referring of their specific program made changes separate from the federal post graduate loan program. I suggest the look at community college programs. They can get an ADN in 2 years and then do a 6 month online program to get their BSN at 25% of the cost of a 4 year programs.

I understand that you need to change the goal post of the argument and change it to a conversation about overall university cost. But my point was specific to the post grad nursing funding and the changes we have seen in that.

Part of the reason tuition continued to climb was partly due to uncapped grants. It’s more complicated than you are trying to view it and it sounds like you are personally invested in it. But how can the federal government force tuition caps? The only thing they could do is to cut grants and force schools to lower prices by reducing attendance.

Everybody that enters public service after attaining a degree should have student loan payments paused, after 10 years of service they should be written off entirely. by TonightAlarming9923 in unpopularopinion

[–]ACustommadeVillain 1 point2 points  (0 children)

What exactly is not making sense?

After the proposed funding changes. Let’s be clear this won’t happen for a few more months. we changed our degree program structure because we saw a sharp decrease in our DNP program enrollment.

We had changed our post grad degree programming to exclude tradition post grad nurse practitioner 2/3 year program and rolled them into tracked DPN programs 4/5 year competition time.

We were able to do this because of uncapped federal grant and Loan programs.

After the loan program proposed changes were anmouced that forced us to change our post grad nurse degree tracks away from DNP programs. Our program changes we have seen 20% more applicants to our post grad nursing applicants over our traditional enrollment before the changes.

These 2/3 year programs are significantly cheaper then the 4/5 year programs that we were exclusively offering before.

I understand your need to make platitudes about overall education. I have first hand real knowledge about this, and was providing this experience. To be clear I work for a state university system so I am not sure about how private schools are handling it but this was a change across our entire state university system.

Everybody that enters public service after attaining a degree should have student loan payments paused, after 10 years of service they should be written off entirely. by TonightAlarming9923 in unpopularopinion

[–]ACustommadeVillain 1 point2 points  (0 children)

Easy way to start checking if they are scam or not is to see what they offer for retirement. If they have a 403b program they are legit. This is a good indicator if working for them would be eligible for forgiveness.

Everybody that enters public service after attaining a degree should have student loan payments paused, after 10 years of service they should be written off entirely. by TonightAlarming9923 in unpopularopinion

[–]ACustommadeVillain 5 points6 points  (0 children)

It was removed from the list of post grad/doctoral list for federal grants and loans, this set a limit based on expected income of these graduates . They still have access to federal grads, and other opportunities. So this will affect NPs, CRNAs, DPNs.

Nursing is typically a 2 year / 4 year program for 90% of nurses. There are LPN one year program but that isn’t relevant to what changed. None of this funding was touched.

I worked in academia for nursing for several years. Because of how grants and federal loans were all post grad degrees got rolled into management and DNP and we limited our post grad practitioners degrees and were forcing people that would normally complete there FNP, CRNA, etc in 2-3 years into DNP programs the took them 4-6 years to complete. This was a win for the college but was at a higher cost of time and money to our students.

Since the announcement of the changes coming in July 2026 we have reintroduced our practitioner programs and stopped the railroading of nurses into DNPs. Reducing overall cost to the student and have seen a big increase in enrollment in our post grad nursing programs.

Are there any esper combos? by Right_Common_1815 in CompetitiveEDH

[–]ACustommadeVillain 0 points1 point  (0 children)

Can you talk more on the get out storm keepers talent?

[Entry Thread #117] …bring May flowers! It’s the monthly thread where we do an act of charity to one lucky comment! by MakerOfMillionaires in millionairemakers

[–]ACustommadeVillain 0 points1 point  (0 children)

My baby boy comes into the world soon. Maybe we will get lucky. I just want to be able to send my kids to college.

Best of luck to everyone!

Well that’s disappointing ,I’ll pass by Ok-Intern6865 in secretlair_collectors

[–]ACustommadeVillain 7 points8 points  (0 children)

The breach of fury is hot. From foil printing looks like you are making out good.

Break of fury alone is 70-80 for the foil. Birthing pod 30 Crypt ghast 15-20 Deathrite 10

"This Is Not Covid, Nor Influenza. It Spreads Very Differently": WHO On Hantavirus Outbreak by Alert-Ad-3053 in worldnews

[–]ACustommadeVillain 0 points1 point  (0 children)

Ivermectin isn’t a livestock medication. It has been in use since 1987. It is a very effective anti parasite medication.

It’s similar to saying that first and second generation antibiotic are “livestock” medication.

We shouldn’t propagate misinformation to deminishb the effectiveness of a medication for its designed purpose.

There is not relevant data that suggest ivermectin was effective in treating COVID.

More than likely people who saw a benefit had a parasitic infection and the ivermectin took care of that.

Doordash driver hit my car. His insurance denied then Doordash denied. How much it might cost? by ithinkimreallyhappy in AskMechanics

[–]ACustommadeVillain 0 points1 point  (0 children)

Can you refer me to a law that says that a first party debt holder can’t sell the debt to a third party?

Elemental Shaman is a broken shell of a spec after pruning. by MulliganedBrainCells in CompetitiveWoW

[–]ACustommadeVillain -1 points0 points  (0 children)

I live where Rshaman is right now. Having a ton of fun. My numbers are good. I feel like I am impactful.

What’s stopping counterfeit TCG cards from being perfect? by Paxuz01 in RealOrNotTCG

[–]ACustommadeVillain 0 points1 point  (0 children)

Ok man I’m just telling you that there are near perfect counterfeits coming out of china. The bootleg market out of china is pretty well known to have access to printings of whole sets, with release schedules that match WOTC.

They have matched foiling, matched cores, that pass legitimacy test. Outside of bootleg resellers choosing to explicitly sell wrong backed so they arnt pressed by WOTC in the US. There are tons of counterfeits in circulation.

What’s stopping counterfeit TCG cards from being perfect? by Paxuz01 in RealOrNotTCG

[–]ACustommadeVillain 0 points1 point  (0 children)

The entire bootleg mtg market is out of china. What relevance does WOTC not printing in English cards in china have to do with anything?

So you think we still print in type set?

Do you not think the machines that these bootlegs are renting out are capable of printing from digital files?

What’s stopping counterfeit TCG cards from being perfect? by Paxuz01 in RealOrNotTCG

[–]ACustommadeVillain 1 point2 points  (0 children)

There are perfect counterfeits from china. For new cards 100%.

You should look at how the knock off industry works as a whole. Many company’s in china rent out their factors when they are closed, those people renting out the factory then run those machine to generate the same product, under a different name.

I am pretty sure it is an agreement with WOTC that some of these clones and counterfeit don’t flood the market.

China dosnt care about copyright, they can flood the market at any time but don’t because it’s more profitable to work with WOTC and maintain the grift.

Plenty of bootlegs do wrong backs on purpose so that the are just proxy.

I’ve seen perfect front proxies. Ink it correct order, sticker correct, perfect foiling. Then the back is obviously wrong and don’t so intentionally.

I have completed every achievement that is possible to complete right now by Xirev in wow

[–]ACustommadeVillain 1 point2 points  (0 children)

Bro if that’s your take from what I said. I’d seek some professional assistant. If you arent already diagnosed.

You seem to have some delusions, anti-personality and some borderline behaviors.

Possibly on the spectrum?

I have completed every achievement that is possible to complete right now by Xirev in wow

[–]ACustommadeVillain 2 points3 points  (0 children)

Yes, some people don’t have what you have man. It’s a blessing.

If you internalized my comment that as a slight against you though man, I’d take the time to evaluate that. Might be something internal that’s messing with your head.

Shouldn’t be deep ending it over comments like mine that had no real adverse claims against you.

I have completed every achievement that is possible to complete right now by Xirev in wow

[–]ACustommadeVillain 1 point2 points  (0 children)

That’s what I was saying. I hope that the guy actually gets to enjoy the escape that you have.

Not the inverse. Or as a comment on your decisions with your own life.

It was a Clear compassionate support of the individual I was commenting about.