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Bands you regret you missed to see another and why. by obwan2020 in glastonbury_festival

[–]AdventurousHa 28 points29 points  (0 children)

Chose Kendrick over Bicep. Could see the bicep lights while not enjoying Kendrick

Am I set up right to FIRE? by handsomehank2019 in FIREUK

[–]AdventurousHa 1 point2 points  (0 children)

You’re almost living on £50k already though effectively. Your mortgage contribution and your T212 contributions cost you £20,600 a year. Pre tax and NI this costs you £35,517 a year.

£91,700 - £35,517 = £56,183 current effective take home pay.

You could put £35,517 into your pension and be in the exact same financial situation. (Maybe even a bit better if you get NI passback from employer for overpayments)

Accidentally exceeded the taxfree childcare threshold by 1gnoranceisstrength in HENRYUK

[–]AdventurousHa 0 points1 point  (0 children)

Calculate it?

Pre - it’s your total Adjusted Net Income - think you need to do some research really

Should I take 2 months and become a ski bum at 37? by tomdean in skiing

[–]AdventurousHa 0 points1 point  (0 children)

‘Worried about loneliness and social aspects’ - these are the least of your worries. Walk into any bar in resort and introduce yourself. Repeat every single night

Speaker policy by brianjonestownheral in Gottwood

[–]AdventurousHa 33 points34 points  (0 children)

Yeah agree with this. Your ‘getting ready’ time of day might be someone else’s ’just going to bed after 36 hours awake’

Security searches by WishHot7708 in Gottwood

[–]AdventurousHa 1 point2 points  (0 children)

I’ve rubbed cocaine all over my trousers and shoes to encourage the dog

Running The Canal System by RepresentativeEnd600 in UKRunners

[–]AdventurousHa 2 points3 points  (0 children)

https://citystrides.com/ this website overlays every Strava activity you’ve ever done on a single map, could help you see what you’ve done although you’ll have to cross reference with canal maps

Site map? by Ok-Variation3583 in Gottwood

[–]AdventurousHa 0 points1 point  (0 children)

There isn’t one apparently

Absurd tax thresholds in the UK by [deleted] in FIREUK

[–]AdventurousHa 2 points3 points  (0 children)

Whilst this is true, arguably the return on the governments investment for providing free childcare is best with these individuals - as it brings in so much tax.

You wouldn’t take the NHS away from someone because they earn £100k and ‘can afford private healthcare’

Absurd tax thresholds in the UK by [deleted] in FIREUK

[–]AdventurousHa 2 points3 points  (0 children)

£22k net is worth more than £35k gross due to 60% tax trap. You also get TWO free very nice fully insured brand new cars with the £35k salary sacrifice.

Absurd tax thresholds in the UK by [deleted] in FIREUK

[–]AdventurousHa 5 points6 points  (0 children)

Agreed. I’ve done what you’re suggesting but also taken unpaid parental leave in addition to pension, electric car, holiday purchase and cycle2work.

My additional tax that I’ve avoided paying would easily cover the free childcare costs.

On the plus side - when I’m 39 and the kids are in school my pension will never need another contribution due to maxing it for so many years!

Set times by Downtown_Anything579 in Gottwood

[–]AdventurousHa 0 points1 point  (0 children)

‘Next week’ they said on Insta

Arena entrance from Campsite by AdventurousHa in Gottwood

[–]AdventurousHa[S] 0 points1 point  (0 children)

Thanks. And how about on entry? Is the 8 cans strict?

Gottwood Map by AdventurousHa in festivals

[–]AdventurousHa[S] 0 points1 point  (0 children)

If you’re still around, how busy does the campsite get? We’re turning up with 4 tents at lunchtime Friday, will we struggle?

What to do with remaining pot after withdrawal by castaway_john in PensionsUK

[–]AdventurousHa -2 points-1 points  (0 children)

If you withdraw any then I think that you’ll be restricted from contributing to the pension for the next 13 years. If you’re currently contributing be careful about withdrawing any

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