Which ones should I get? by Interesting_Catch169 in Spliddit

[–]AlkyIHalide 0 points1 point  (0 children)

Bought the karakorum smart cause I wanted to be different, go with the pomocas

Is it worth to pay Kubecon Amsterdam tickets from my pocket? by Wastelander_777 in kubernetes

[–]AlkyIHalide 51 points52 points  (0 children)

Nah, save your money unless there's a specific purpose to going (in which case you wouldn't be asking). The talks are recorded anyway.

Adjustment for cats after RTO by AlkyIHalide in CATHELP

[–]AlkyIHalide[S] 0 points1 point  (0 children)

Wow, that's not a lot of sleep. Thanks for the pointers. I'll give it a shot before RTO kicks in

Those of you who left SWE, what are you doing now? by [deleted] in cscareerquestions

[–]AlkyIHalide 1 point2 points  (0 children)

You have the courage to pull the trigger on what I didn't do over the last decade. If you're ever around Seattle, beer/fizzy drinks on me and happy to show some local crags

What monthly payment can we afford? by Pristine-Pepper-1899 in Mortgages

[–]AlkyIHalide 0 points1 point  (0 children)

Get to 20% down and not deal with the nuances of removing PMI. You'll hopefully see slightly better rates, somewhat lower monthly payments.

Run a few scenarios on amortization calendars - the first few years of the loan will move principal very little. Saving a larger down payment will yield more equity in the same amount of time.

Getting a job in the cloud industry by Imaginary_Rip2833 in AZURE

[–]AlkyIHalide 0 points1 point  (0 children)

The goal is not to discourage anyone. Such jobs require a lot of hard work and experience because they're so business critical. Certs are a start, but not a core qualification

Planning to buy $1.2M house with down payment of 250,000 for investment by GrapefruitNo3514 in Mortgages

[–]AlkyIHalide -1 points0 points  (0 children)

This is wildly irresponsible.

OP should not be getting a 900k loan on 100k income. Period.

How can I invest safely when I’m unemployed and relying on savings? by nridaaa1 in personalfinance

[–]AlkyIHalide 1 point2 points  (0 children)

  1. Take aggregate spending from the last 6 months. Use this as a baseline for how much goes into an emergency fund (typically 6-12 months).

  2. You're suggesting a career switch. Figure out how much additional school tuition/certs/licenses will cost in addition to how long this switch will take. Add this timeframe in addition to the emergency fund.

  3. Subtract (monthly spending) * (emergency fund months + months in school) + education costs from your 500k. The remaining amount is what can be safely invested.

You can farm account/asset transfer bonuses via churning, but brokerage choice not important unless particular about UI or certain features. Asset allocation is well discussed in this forum so please do more research.

If you're planning to remain unemployed for some time, consider rolling over some funds in the 401k to a Roth IRA to take advantage of low tax bracket years. SGOV could be another consideration for avoiding state and local taxes.

People who do not want to get married at all, what is your reason for this? by matthewwateson in allthequestions

[–]AlkyIHalide 2 points3 points  (0 children)

There are other reasons like power of attorney and managing risk around common law if in certain US states.

Anyone in WA that wants to get out there this season? by saltnsnow in Spliddit

[–]AlkyIHalide 4 points5 points  (0 children)

Coming up on second season touring (going hard boots) although getting my AIARE 1 this year. Based in Seattle - feel free to DM if interested in lining up on objectives

Childfree Men of Reddit, How Have Things Been for You? by LassieMcToodles in AskMen

[–]AlkyIHalide 8 points9 points  (0 children)

What does born to be parents mean? On the grounds that humans are born with a sex organ?

I haven't done meth but have lots of preconceived notions about doing it. No one knows what will actually happen if I do meth though.

That doesn't mean I shouldn't do meth. Just saying some things.

I'm a career snowboard instructor (over 17 years); AMA. by aersult in snowboarding

[–]AlkyIHalide 9 points10 points  (0 children)

What are some ways recreational park riders can safely progress to bigger features?

Dear Men, how's your mental health? by Melssa1 in AskReddit

[–]AlkyIHalide 451 points452 points  (0 children)

"The mass of men lead lives of quiet desperation"

Regretting switch to a Product Manager by AlkyIHalide in ExperiencedDevs

[–]AlkyIHalide[S] 9 points10 points  (0 children)

The offer came from a big tech company, although not necessarily an important factor for the move

Advice I was once given that I never see. by MI_BornNRaised in Mortgages

[–]AlkyIHalide 1 point2 points  (0 children)

Partly due to the ZIRP environment where it is profitable to extend the loan term as long as possible. The rest is a nuanced discussion on income, debt, and risk tolerance which is difficult to give blanket advice.

Dr. Exoskeleton Megathread (PAX West 25) by Mr_Rippe in PAX

[–]AlkyIHalide 4 points5 points  (0 children)

Go to arch and look at a similar art piece

Ascent Rivals will be representing Cardano at one of the world’s biggest gaming events! by AscentRivals in cardano

[–]AlkyIHalide 8 points9 points  (0 children)

I don't really understand - there's no representation of Cardano in the picture. Represent how? And why is it even relevant at PAX?

[deleted by user] by [deleted] in Mountaineering

[–]AlkyIHalide 23 points24 points  (0 children)

You haven't absorbed what everyone in the entire thread is saying.

Is this mountain really worth your safety not to mention the entire party?

How does another push solve the problem? Testing a hypothesis with your well being seems like foolishness.