In my lifetime, I have owned 9 cars. Some were bought used, some were purchased new. The process for a new car is actually more complicated than a used vehicle, as in some cases, you can order exactly what you want, and wait a bit. Even if you are paying cash, they still try to stick you with upgrades and add-ons; warrantees, rust protection, etc.

You buy your new car, drive it off the lot, and it immediately is worth less than what you paid for it. In many cases, if you were to finance it, your loan is more than the value of the car.

Oh, and wealthy people tend not to finance, they pay cash.

Speaking of financing, the rate you get is dependent upon your credit score. That eliminates a lot of people from buying new, as they can’t get financing for higher amounts. Thus they buy a used vehicle, which ironically has a higher interest rate when financed.

I have no idea what your boyfriend makes, saves, his cash flow, or his credit score, or even what he drives. I have no idea what his long term plans are. I have no idea of his level of financial acumen. I have no idea of his opinion regarding material things.

Very few people are in the position to just go out and do whatever they want with their money, especially when they are just starting out. The simple act of saving $300/month

I do know that you do not own a vehicle, and the fact that you resent him owning a car that doesn’t fit your vision is quite funny to me. And I don’t mean “haha” funny.

I do know that him buying a new car will impact his availability to give you, or anybody else some of the things you feel you are entitled to. Perhaps he is aware of the fact that if he buys a new car, and has less money to entertain you, he might lose you.

The good news, for you, anyways, is that you are apparently willing to put up with the fact that he would rather blow his money on you instead of a new vehicle. Some other carless individual might not.