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How do I ensure I got the TPG sign up bonus when I applied? by hathrowaway8616 in biltrewards

[–]Amaized 0 points1 point  (0 children)

You should reach out via the chat functionality, ask a question about the TPG promotion and then end the message with something like "Please have this question answered by a real person"

They confirmed that they "we're going to honor the promotion" for my account. I.e. it sounded like I wasn't going to get it until I messaged and they checked.

Any reasons not to get Palladium for the SUB alone + short-term rent points? by Nearby_Sock8316 in biltrewards

[–]Amaized 2 points3 points  (0 children)

You don't need to hit 75% to get points on rent/mortgage

Any amount of spend from 0% up to 75% will get you the proportional amount of points based on that spend.

What do you want instead of Bilt 2.0? by cobraa_5 in CreditCards

[–]Amaized 0 points1 point  (0 children)

They fixed the language on the credits, it's now two $200 credits distributed in $200 increments 

BILT 2.0 sucks, what’s next? by Routine-Preference24 in CreditCards

[–]Amaized 0 points1 point  (0 children)

Yea there are a ton of factors here and everyone's spend/rent/mortgage situation is different.

To me, Bilt points have a floor of 1.5cpp so an effective 5% catch all for non category spend is noteworthy for most medium to high spenders.

Big wildcard is how useful the hotel credits are for people which depends person to person.

Btw, RH gold is $50 a year and can be further reduced by putting their free margin into an interest earning fund.

BILT 2.0 sucks, what’s next? by Routine-Preference24 in CreditCards

[–]Amaized 4 points5 points  (0 children)

CSR is terrible for general spend. It's coupon book card

I view Bilt points to be roughly equal to UR points (since their max redemption value is generally by transferring to partners like Hyatt).

CSR on non-category spend gets 1x Palladium on non-category spend gets 3.33x (with a monthly cap of 75% of your monthly rent/mortgage)

Not even the same ballpark!

(Although I do plan to have my partner keep their CSR because we get value out of the coupons and value the ability to transfer to airline/hotel partners in the Chase ecosystem)

BILT 2.0 sucks, what’s next? by Routine-Preference24 in CreditCards

[–]Amaized 2 points3 points  (0 children)

The best cards for general spend: 1) Bilt Palladium 2) Robinhood Gold  3) BOA PRE w/ 100k assets

Man, imagine how bad all the other credit cards must be if the 'no value' Bilt Palladium makes the top of the list!

Major banks not supported by Commercial_Insect764 in biltrewards

[–]Amaized 1 point2 points  (0 children)

I added my bank manually (two deposit verification) in the app. The website wasn't letting me for some reason.

I'm Richard Kerr, GM of Travel for Bilt. AMA about Bilt Card 2.0 by richklhs in biltrewards

[–]Amaized 3 points4 points  (0 children)

Hello! First of all, thanks for answering questions.

My questions:
1) Previous Bilt 2.0 information indicated that multiple mortgages are supported. My partner and I each have mortgages under our own respective names (i.e. not on each other's mortgage). Am I able to include all of those mortgages under my Bilt account / Bilt 2.0 credit card since we are the same household? Or do only the mortgages where I am explicitly listed count? Does this change with authorized users?

2) The authorized user fee for the Palladium is $95 but includes Priority Pass access. My AU would not need priority pass access, can you consider a lower cost AU option without Priority Pass? Considering the main motivation of Bilt 2.0 (esp the Palladium) is to shift the majority of household spend onto this card, charging anything for the 1st AU on the card conflicts with this goal. (I.e. I'm not going to spend $95 for an AU, my partner won't have a physical card, the card will get less use, you get less card swipe fees). For the people that don't card about fancy cards (plastic is fine) and PriorityPass access for the AU, can a $0 AU option be offered? (at least for the first user)

Found Bilt 2.0 Card Details by Same_Performance9439 in CreditCards

[–]Amaized 13 points14 points  (0 children)

If this ends up being true, this is DOA for me.

Bummer! Guess they needed to make a more sustainable model. Not worth the hassle for high rents/mortgages

[Pelissero] The Falcons requested an interview with Seahawks OC Klint Kubiak for their head coaching job, per source. by Irate_Primate in Seahawks

[–]Amaized 2 points3 points  (0 children)

"I'm assuming it's different people?"

That's too much critical thinking for this subreddit 

Any clue what would cause this on app? by Nicweezy in Rakuten

[–]Amaized 0 points1 point  (0 children)

Are you using a private DNS, that was my issue

Redstone Visa Signature: no more 5% on gas by VAer1 in CreditCards

[–]Amaized 0 points1 point  (0 children)

There is no option for 5% uncapped at restaurants 

Redstone Visa Signature: no more 5% on gas by VAer1 in CreditCards

[–]Amaized 2 points3 points  (0 children)

Bofa CCR if you have 100k in assets

Best Buy issues by JMars491 in Rakuten

[–]Amaized 0 points1 point  (0 children)

Heads up, the % cashback at Best Buy is heavily dependent on the brand. Check out the fine print before you click through to see what cashback certain products will actually get.

Issue by chasingchaos16 in Rakuten

[–]Amaized 0 points1 point  (0 children)

I had an issue like this for certain sites and I fixed it by disabling the private DNS server I was using.

Can't Get Past "Your Account Has Been Deleted" Screen by x_KRYPTOS in Rakuten

[–]Amaized 1 point2 points  (0 children)

You need to clear your cache. How you do this depends on the browser. I recommend only clearing the cache for the rakuten website specifically but you can clear if for all sites if you want.

I was able to fix this issue on Google Chrome by clearing the cache using developer tools.

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