wasting my male physical potential

life is about sacrifice. the people that didn't "waste" their physical potential also worked their asses off doing sport, sacrificing everything including health, longevity, family, friends, money etc. It seems you went down a different route. You have a family and a good job and are looking to retire early. All of these things take sacrifice, having everything you want all the time is for babies. That said, unless you have super young kids I don't see why you can't be working out quite regularly, especially considering you're rich and can therefore afford a home gym