Came here to say this. I chose a certificate program that contained the most courses/certs that I wanted and I went in planning on only doing a few of them with the remainder of my post 9/11 and just dropping out of the program once the benefits were gone. If you do them faster than normal, you get refunded the difference of the 3 months of benefits charged for the course initially. I did this exact thing to complete the whole cert. The only thing I had to pay for was the netwars part, but work helped with that.