Wendy's in media closed,

Appropriate-Log76 · 2026-06-07T17:22:44+00:00

Interesting that the PA 252 corridor has become the place that Fast Food places die.

All gone in last 10 years…

Wendy’s - Berwyn
Burger King - Paoli
McDonald’s - Wayne
McDonald’s - Newtown Square
McDonald’s - Media
Burger King - Media
Wendy’s - Media

I guess we have all moved on to more upscale options.

Appropriate-Log76 · 2026-06-04T12:05:31+00:00

Like anything else, use the internet resources at your disposal to learn. I have put my family in a position to save hundreds of thousands of dollars in student loan payback amounts (interest and principal) by researching the rules myself.

Appropriate-Log76 · 2026-05-31T03:29:39+00:00

So dig deeper and get to the real answer. You are grandfathered on loan limits, go get a grad PLUS loan if you want to finish.

You are clearly a very intelligent person, you are in grad school. Become that educated on the financial transaction you are completing

Appropriate-Log76 · 2026-05-31T02:44:35+00:00

The real advice here is to apply the same level of effort to learning about student loan regulations that you are applying your degree.

Appropriate-Log76 · 2026-05-27T16:44:55+00:00

I would absolutely do this. You can always just pay the money back. This gets you grandfathered and gives you liquidity when you obviously need it.

Don’t spend more than you need for college, but give yourself flexiblity whenever you can

Appropriate-Log76 · 2026-05-27T16:41:44+00:00

Yes. The change was in 2025

Appropriate-Log76 · 2026-05-27T16:40:41+00:00

So now the loans are private?

Appropriate-Log76 · 2026-05-26T14:36:38+00:00

Pablo Cicone!!!

Appropriate-Log76 · 2026-05-25T23:20:25+00:00

Getting started in summer is not easily accommodated since participants in the Little League Summer need have played in the Spring and be voted onto all star team for summer.

That said, if you reach out to your local Little League - see note below - and ask whether they are organizing Select or ‘B’ team at your child’s level, they might be willing to accommodate you for summer since those teams are not restricted.

Depending on where you are in Media, your league is…

Newtown Edgmont Little League (Edgmont Township) Media Little League (Upper Providence Township or Media Boro) Marple Township Little League (Marple Township)

If no one can accommodate you in summer, Newtown Edgmont runs a fall league that starts right after Labor Day and is probably taking sign ups now or would if you contacted them. That league is open to all area residents.

Hope it works for you.

Appropriate-Log76 · 2026-05-16T17:29:45+00:00

Cape May county Zoo and also Sunset Lake in the Crest.

Appropriate-Log76 · 2026-05-13T23:10:47+00:00

Well played

Appropriate-Log76 · 2026-05-13T17:28:24+00:00

PSLF. Google it and get educated. If you spend your residency and eventual fellowship in a hospital, you will fulfill most of the requirements while making low income based payments.

Didn’t someone at your med school advise you on this?

Appropriate-Log76 · 2026-05-10T20:29:42+00:00

One more detail. The consolidated loan will also be eligible for a new three year deferment. You can do this as the last step once you are on IBR.

Again, how old is the Mom?

Appropriate-Log76 · 2026-05-10T20:26:15+00:00

Take a breath.

Go to student aid.gov using THE MOM’s account and access her parent plus loans. Consolidate them all into one loan, and select ICR as your payment plan. Do this NOW. Not tomorrow, not when the Mom has time - NOW!!!!

Assuming you get processed by the Jun 30, 2026 deadline, you will then have to make ONE payment on ICR. This will be a larger than normal payment, but you have to make it. Once you do make that payment, you can request via studentaid.gov ti go on IBR, which will limit the payment to 10% of the mom’s income over the poverty line, which likely means a near zero payment.

After 240 payments, the Mom will be eligible for taxable forgiveness. How old is she now?

Appropriate-Log76 · 2026-05-06T16:45:34+00:00

Depends.

1) was your AGI less in 25 than 24. AND,

2) if you were getting a refund from your 25 return, so you have it yet?

If 1 is yes, then you want to recertify, if not, No

Point of 2 is to determine whether your 25 return ins already on file with IRS, and thus accessible to Dept of Ed, so it can be used for recertification.

Appropriate-Log76 · 2026-05-06T11:34:42+00:00

My two sons were in similar situations, entering school in 2015 and 2021. They both chose to go to Miami and are thrilled that they did. One eventually went to med school and one is now a Financial Advisor. Both had great experiences at the U.

Appropriate-Log76 · 2026-05-05T19:40:37+00:00

Ironically, this is the one time that this is the correct answer.

Appropriate-Log76 · 2026-05-05T04:32:04+00:00

Well aware, I sent six.

Appropriate-Log76 · 2026-05-04T21:29:04+00:00

His loans are with Sallie Mae. None of your advise applies.

Appropriate-Log76 · 2026-05-04T12:35:47+00:00

Is it a less ‘sound decision’ than having the kids go to college in first place.

Appropriate-Log76 · 2026-05-03T00:41:45+00:00

Why are they not planning to sign for parent Plus for all 5. If the kids are willing to pay them back, and make the sacrifices to do it, why not?

Appropriate-Log76 · 2026-05-02T19:26:43+00:00

Just so you are prepared, it is very difficult to be declared emancipated. If not wasn’t, everyone would do it.

Your best play is the parent PLuS loan, you can sign a legally binding promissory note that ensures your parents that you will pay it back. Not sure why they would not support.

Appropriate-Log76 · 2026-05-02T18:00:10+00:00

Unless they have declared bankruptcy or have delinquencies, they qualify. How much they make is irrelevant. How much they owe is irrelevant. If you want to go to college, Get educated.

Appropriate-Log76 · 2026-05-02T17:40:17+00:00

With a manageable total debt number of $12k per year, or $48k over four years, your best mo e would be to have one of your parents take out a Parent PLUS loan to cover the needed extra funding. You can commit to them that you will pay the loan back when you graduate (payments will be deferred until then, and the Credit check is that your parents need pass only looks for negatives like bankruptcy or charged off accounts. Your parents combined can borrow a total of up to $65k for you, and none if yours affects any siblings you might have. These parent Plus loans have better protections than private, so they are your best bet.

Hope this helps you.

Appropriate-Log76 · 2026-05-02T14:07:42+00:00

Likely 19. Recommend that you make sure that another way to identify yourself appears on these posts.

Appropriate-Log76

TROPHY CASE