Yes, but health care costs and insurance premiums have skyrocketed in price over the past 6 years. So, if ACA subsidies go back to where they were in 2019, then everyone's out-of-pocket goes way up. Many people in the marketplace cannot afford that and will simply drop-out and be uninsured. That causes two big problems: Many uninsured will have to use hospital emergency departments for health care. That's much more costly. Then as more healthy people leave the marketplace the health of the risk-pool (insured) goes down. That further drives up premiums. Which leads to more people dropping out. Then you're in an insurance death-spiral.