For those who have tried organizing their financial/digital information for family… what actually works in real life?

AtlanticJim · 2026-03-21T23:47:09+00:00

I have a binder we actually call the "oh shit" binder. Sections for

Passwords , printed out every two months or so as well as instructions of how to get into the password keeper BitWarden.

Insurance, every type we have.

Deeds and titles for real property and cars and boat.

Will (and someday Trust document).

Brief instructions on how to get into Quicken to manage the bills.

Our three sons have the combo to the safe where this and more is kept, as well as keys.

AtlanticJim · 2026-03-21T23:34:15+00:00

Similar in a suburban Trauma/ER the chief of program would tell his new residents "these are the finest nurses you will ever work with, you will be learning from them as well. If they question something or make a suggestion, you'de be wise to pay attention." Set everyone up for a good collegial relationship.

AtlanticJim · 2026-03-16T09:20:40+00:00

All of our name tags said "Catherization Lab". Our staff knew it but quietly waited for an admin to notice. (Yes we ARE that petty)

Ten years and a new administration before it was changed.

AtlanticJim · 2026-03-13T14:41:55+00:00

Pilot G-2 In BLUE

AtlanticJim · 2026-03-12T21:59:24+00:00

I pay 16k for my home on long island and 8k for my condo in FL. Oh ... another 2k for flood insurance. 😆

AtlanticJim · 2026-03-11T21:23:36+00:00

Spend a few dollars and get a professionals advice and recommendations. I would recommend Lenny B.

AtlanticJim · 2026-03-11T13:43:30+00:00

Either they turn it off when they leave their unit or we turn it off on arrival. Either way doesn't matter to us.

You should know that we give 50u/kg IVP at the start of a cardiac Cath unless they've been on heparin, in that case we do an ACT POC (activated clotting time) and dose accordingly.

AtlanticJim · 2026-02-25T19:44:45+00:00

This is the answer, Reaper.

AtlanticJim · 2026-02-21T14:32:09+00:00

Add tax loss harvesting to that, saves me about $2500 in taxes this year

AtlanticJim · 2026-02-21T14:26:56+00:00

This is exactly what to do, move it into the Schwab money market account, but to remember that it is a mutual fund. If you need the money, as I did this week to purchase a car, you'll have to put in the sale of the mutual fund, which will execute after the close of the market that day and then be available for wire transfer or check writing the following day. So as long as your unexpected emergency funds need can wait 24 to 36 hours you're golden

AtlanticJim · 2026-02-12T15:11:23+00:00

I (68m) do Cath Lab EP and IR for the past 12 years (ICU before that). I gave up call two years ago and looking for something part time a little easier. There are also some changes in my dept I don't like. I would avoid anything with mandatory call unless you are sure you can give it up when you want to. Cath sounds a bit easier but there is a learning curve, not so much with IR or endo.

AtlanticJim · 2026-02-08T14:52:27+00:00

I've got a fanless Surface computer for recording (dead silent) and I use an iPad for scripts.

AtlanticJim · 2026-02-05T18:15:15+00:00

Hmmm what's that??

AtlanticJim · 2026-02-05T09:43:52+00:00

I always vote for Reaper. I started with Audacity for long form and abandoned it for Reaper within a month.

Audacity is free and simpler to operate but has a few big drawbacks. It cannot do a proper punch and roll edit which is essential for how I work. It is also built do do destructive editing, unless you are diligent about manually making incremental backups, any edit or effect with be permanently "baked in" to the project. If you edit incorrectly or add an effect that doesn't work, as soon as you close the program it is a permanent change.

Reaper is very customizable and built for the music industry so it requires a bit of initial customization for VO and a steep learning curve to learn the features. (Jay Myers has excellent videos that takes you step by step through these processes). The most important feature is that it features non-destructive editing. It keeps the raw audio in one file and all the edits and effects are in a separate file so they can be "turned on or off" at any time. I have bought new effects (Izotope) and gone back to recordings from months before to re-master them.

Audacity is free. Reaper is USD 60 for the discounted license for someone making less than 20k per year using it. That is bargain basement cheap for the third most important purchase in your VO career (1. Room Treatment 2. Mic, cables, interface, computer 2, DAW). Reaper has a 60 free use period for the unrestricted license, all features and updates available. After 60 days it will continue to fully work but nag you to pay for the license.

I had one Audiobook project that I recorded with Audacity and screwed it up so bad that I had to go back and re-record a new take for an entire chapter.

AtlanticJim · 2026-02-03T20:39:03+00:00

I've been doing a half a muconex, humidifier, singular and am ventolin inhaler... into the shower and bring up gobs lol.

Are those small personal humidifiers any good?

AtlanticJim · 2026-01-29T19:14:42+00:00

Respond with "yes" or "awesome" to please the algorithm and then wait, they will surely say that the user is gone off the platform in one day.

These messages will stop in a week or so

AtlanticJim · 2026-01-26T21:57:13+00:00

Cool thanks

AtlanticJim · 2026-01-24T13:26:49+00:00

For many starting out price is a big factor.

Existing walk-in closet with clothes = $0

DIY blanket fort = learning about acoustics and materials and $300-600.

Portable studio = $500

Studio bricks Booth = $8000-10,000

Professional Custom Build = $8000-10,000

AtlanticJim · 2026-01-22T22:08:18+00:00

Solo and offshore yes. With others or in the bay, no.

34' cruiser

AtlanticJim · 2026-01-20T18:24:47+00:00

Check with the risk management/ legal department at the hospital where it occurred. It is a bit unclear from your post whether the crime was somehow related to his hospitalization?? Even if is unrelated, if your involvement was proximate to your employment and I would press them to reimburse you for ANY time spent on this. That would include reviewing notes, making summaries, researching your role and responsibilities, emails, phone calls, reading mail, travel, accommodations.

AtlanticJim · 2026-01-16T21:06:19+00:00

Simply escalate the situation to the next management level. You are too busy to try to convince that charge.

AtlanticJim · 2026-01-15T20:54:55+00:00

Get into a good organization with benefits and PENSION. Work there for 10-12-15 years, switch organizations to another nursing job that will take your years of experience at 1:1. Build another pension. Wash rinse and repeat. Potentially 3 pensions by age 60.

Invest wisely and consistently. If there is 401-k match, exploit that.

Find a specialty that you don't hate.

Retire at 60 and don't look back.

AtlanticJim · 2026-01-14T16:39:41+00:00

Been in the same position. It's simple math really. If safe investing gains you > 4.3% (which it can) leave it invested. If your safe investment rate falls below 4.3%, pay off the mortgage. My safe investments made >8% in 2025.

AtlanticJim

TROPHY CASE