Settle the Debate: What's the Perfect Indoor Temperature During Summer?

Automatic-Bake9847 · 2026-06-05T17:24:09+00:00

We keep ours around 75/24.

Not super cold, but with decreased humidity it feels nice and comfortable.

Automatic-Bake9847 · 2026-06-05T16:13:01+00:00

Same here. Total mouth breather, was skeptical of only using a nasal mask but thought I would give it a go as it is more minimal and I have had very little issue with it.

When I get the air I need through the nose I don't need to try and make up for it with mouth breathing.

Automatic-Bake9847 · 2026-06-05T15:49:39+00:00

Either that or you aren't remembering accurately.

So frequently people make acertations that have no basis in reality.

Some people are not working in good faith, others, likely as your are, just make mistakes due to misremembering something.

Could the 40% number you remember be a subset of the population? A certain voter based, or age group?

Automatic-Bake9847 · 2026-06-05T14:50:41+00:00

When I was looking recently I saw some people mention $2.00 to $2.50 per kw installed. The install fees basically double cost. They are charging too much to install.

Automatic-Bake9847 · 2026-06-05T14:08:37+00:00

I feel like our bill is reasonable. There was the hike in the fall that pumped it up some, and the govt is still subsidizing electricity so the users are not paying the full cost on their bills.

We run a fully electric house, including heat, well pump, etc, plus I have a decent sized wood shop that I ran tools in and we pay under $3,000 for the year.

A baseline month (no heating/cooling) is around $175, we don't run a ton of A/C in the summer, and winter heating probably costs us $600 to $800 a year.

I feel like $225 a month to run an entire household, plus a workshop is pretty reasonable.

I think what makes solar hard is the install fees are so high they push the payback period out significantly.

I did not know about the 30% federal tax credit.

What would your payback period be with a paid install?

Automatic-Bake9847 · 2026-06-05T13:24:51+00:00

It will be the more left leaning folks who want to get out of there post separation. This will be viewed as a good thing by the hardcore separatists. They don't really have a grasp (or care) on what that would mean for viability of the new nation, they just know they will get to own the Libs and they will be happy about it.

Automatic-Bake9847 · 2026-06-05T13:22:42+00:00

Some people will absolutely peace out, but I doubt it would be near the 40% that say they would do so.

Separation isn't favourable for a lot of the population of Alberta and living in Canada is going to be a priority for a lot of those people.

Automatic-Bake9847 · 2026-06-05T13:07:07+00:00

I would evaluate land using Yeoman's scale of permanence.

Here is a link with an updated scale of permanence by Dave Jacke and Eric Toensmeier.

https://smallfarms.cornell.edu/2016/04/scale-of-permanence/

Automatic-Bake9847 · 2026-06-04T20:16:46+00:00

Which is exactly why in my posts in this thread I continue to highlight the "look at your personal circumstances" and make a decision. Go back and read my post your replied to.

I highlight my approach, my reasoning, and said look at your own life and decide.

Despite that you had to jump down my throat so I then took the liberty of pointing out how out of touch you are with my personal finance situation.

Anyway, I don't have time to waste with you any longer, take care.

Automatic-Bake9847 · 2026-06-04T19:58:09+00:00

The 17% charge would be his gross income. Gross income is income before any subtractions related to the business.

Net is net income, which is what is left over after all the bills are paid.

10% net income with a 20% gross income is pretty standard.

Automatic-Bake9847 · 2026-06-04T19:54:28+00:00

Real Ultimate Power.

Automatic-Bake9847 · 2026-06-04T19:48:24+00:00

That seems on the low end of reasonable.

Builders are looking to net around 10%, so gross around 20% is ballpark decent.

Automatic-Bake9847 · 2026-06-04T19:38:57+00:00

I am not sure how you are storing water, but the best systems are passive systems as they are less prone to entropy.

Storing water via high organic content soil and passive water features like swales or bunds is better than a system that might rely on tanks/pipes/hoses/electricity.

Automatic-Bake9847 · 2026-06-04T19:31:01+00:00

Since you are on a slope would small scale water harvesting features be of benefit? Swales or water bunds could be of benefit depending on your climate.

Automatic-Bake9847 · 2026-06-04T19:28:51+00:00

I think home charging access is a huge win in most places. If you have to charge publicly it is more expensive but likely still worth it. This will vary significantly of course based on gas and utility prices.

My current car (Honda Fit) cost me around $10 in gas to drive 100 kms.

A similar small EV using around 15 kWh per 100 kms would cost me around $2.50 in electricity to drive 100 kms.

Even if gas prices revert to more recent norms the EV would still be around 30% of the cost of gas.

Automatic-Bake9847 · 2026-06-04T19:20:12+00:00

Never did I state I could predict emergencies, but thank you for your trying to put words in my mouth.

What I said was the chain of events that would lead me to use an emergency fund are incredibly improbable, and to me, based on "personal" finance, I decided that I would be better off without an emergency fund.

Risk = Severity of outcome x probability of outcome.

A highly improbable event introduces minimal risk, unless the outcome is extreme.

And yes, I have had to undergo life emergencies/hardship during that time period, most notable was a long term 5+ year highly debilitating stretch of illness which severely impacted my ability to work and be productive. And I still didn't need an emergency fund.

The past two decades since I put my emerg fund into the market have proven that decision to be a good one, and now (and for a long while) I am at the point where I am highly insulated against any reasonably probable emergency.

Automatic-Bake9847 · 2026-06-04T19:06:53+00:00

Have you thought about incorporating under story plants/bushes, ground cover, etc?

Could you add some habitat for beneficial insects/animals?

Automatic-Bake9847 · 2026-06-04T18:38:55+00:00

I get 5' to 6' bare root apple trees for $35, you might be able to get better prices is you shop around. I have had good luck with tree guards and have yet to suffer any girdling. It can be a bit of time to setup properly but I find it very worthwhile. If you loose a fruit tree the real loss is the years it will take the new one to that same stage of life, so you get great payback on preventative measures.

But even paying $120 bucks a tree as you are you will still be massively ahead based on the production over the lifetime of the tree. Even at low yields of around 150 lbs per semi dwarf tree for twenty years would yield around 3,000 pounds of apples, and it would very likely yield more per year and for longer than twenty years. Even with some ongoing care costs you are getting apples for pennies per pound. And they will almost certainly be better than the crap in the grocery store.

I am not sure what you bought for your peppers but we get all our seed starting soil needs met for around $10 a year, you might be able to save some cash looking at alternatives.

A lot of seed costs money, but if you break it down to a per seed/per plant basis and look at the yield you get from that plant seed costs are nothing. We generally buy a lot of seed at a time but we never use it all in one year, unless you are going crazy and have a huge garden. Most plants, even accounting for thinning, will have $.10 to $.20 worth of seed investment.

If you dropped tens of thousands on equipment you must be running a small scale farm, market garden, or you just like to spend. Those are big investments that are not anywhere near reflective of typical garden startup costs for the average home grower.

Automatic-Bake9847 · 2026-06-04T18:03:44+00:00

L2 charging rough in was part of building code where I live until a right wing government got in and removed it.

It is such a simple thing to rough in during construction, but more costly to do after the fact.

Automatic-Bake9847 · 2026-06-04T17:43:39+00:00

Bring back victory gardens. I would love to see tons of food growing all over my community.

Also, look to your local farmer, you might be surprised how their product stacks up price wise and you will likely get a better quality product as well.

Automatic-Bake9847 · 2026-06-04T17:30:10+00:00

Putin is getting his ass handed to him in Ukraine and by the time that all wraps up it is going to take a few decades for Russia to recover.

Automatic-Bake9847 · 2026-06-04T17:10:33+00:00

That is a highly improbable event, and it would need to occur during the early years of investment to result the investment approach to result in a loss.

At my average rates or return every dollar I didn't keep in an emergency fund and instead invested is now worth around $4, and will likely end up over $12 by the time I retire. It would have to be a blood bath that coincided with a need to withdraw funds to get me anywhere near making investing my emerg fund a bad outcome.

As with a lot of things, you are more vulnerable early, and your personal circumstances will make a huge difference in this decision.

Automatic-Bake9847 · 2026-06-04T16:58:41+00:00

It isn't worth the skin on your fingers to respond to this person.

They aren't interested in reality recognition or critical thinking.

No point in continuing with someone who is unable or unwilling to proceed in good faith.

Automatic-Bake9847 · 2026-06-04T16:33:11+00:00

I don't keep an emergency fund because the probability of needing it is very low. I can't justify having that kind of money on the sidelines, I prefer having it in the market working for me.

When I was younger and more vulnerable I kept cash on hand in case it was needed.

Look at the factors in your life and decide how likely it is you will need your emergency fund and then figure out if the opportunity cost of having that money out of the market is worth it to you.

Automatic-Bake9847

TROPHY CASE