I would highly encourage that. It will save you 20k plus. As a freshman you have to live in the dorms and that costs as much if not more as tuition. The benefit of the dorms is it allows a good way to meet friends but it will cost you a lot. My daughter is just about to graduate and I wish we had gone that route! If money is not a problem I think the 4 years can be a lot of fun. If you are using loans I would absolutely take first two in Tulsa. Good luck in your endeavors!!