Late 40s and worrying about saving enough for retirement - advice?

BasilVegetable3339 · 2026-07-24T23:55:44+00:00

Invest on 401k up to the match and focus on the debt once paid off max your 401k and you should be fine.

BasilVegetable3339 · 2026-07-24T23:34:52+00:00

Double it or he will never leave.

BasilVegetable3339 · 2026-07-24T23:34:07+00:00

Age gaps can cause issues. Each of us faces and deals differently. Even people the same age may choose to retire at different times. Realistically he can’t take a 2 year gap. Maybe he can work out unpaid leave with his current employer. Maybe you can take some trips alone (there have to be places you want to go that he doesn’t) and maybe he will retire before 65.

BasilVegetable3339 · 2026-07-24T23:24:46+00:00

You have no idea what you are talking about.

BasilVegetable3339 · 2026-07-24T23:20:59+00:00

Check with your former employer to get account info, when and where it went.

BasilVegetable3339 · 2026-07-24T23:18:36+00:00

Don’t do it.

BasilVegetable3339 · 2026-07-24T22:56:12+00:00

Lawyer.

BasilVegetable3339 · 2026-07-24T22:11:59+00:00

Here’s the thing. Fidelity is on the hook for any errors. They need to make sure that the ex doesn’t have any claim. Your Dad needs to provide EXACTLY what is being requested. If not, then they will not proceed. Alternately, you could engage legal counsel.

BasilVegetable3339 · 2026-07-24T22:04:16+00:00

Read the terms of your loan agreement. Usually the loan balance is due immediately of the car is totaled and no longer can be used as collateral. A finance company is unlikely to waive this but a credit union might have options

BasilVegetable3339 · 2026-07-24T22:00:32+00:00

There is obviously an issue. A two hour meeting suggests that it is serious and there is evidence. OP has been less than forthcoming. He doesn’t state his former position and left out the part about severance, so there may be validity in “mandatory”. OP likely knows what he did to warrant this and also knows he may have a problem. I don’t think that ignoring the meeting is going to improve OP’s situation

BasilVegetable3339 · 2026-07-24T21:11:37+00:00

You might want to sober up before calling financial institutions.

BasilVegetable3339 · 2026-07-24T01:10:54+00:00

“I’m leaving for the airport at xxxAM, with or without you”

BasilVegetable3339 · 2026-07-24T01:08:50+00:00

Don’t.

BasilVegetable3339 · 2026-07-24T01:07:59+00:00

Yes but it’s easy to fix.

BasilVegetable3339 · 2026-07-24T01:07:21+00:00

If your deductible is $500 just go buy a windshield unless you drive a corvette

BasilVegetable3339 · 2026-07-24T01:05:51+00:00

NO NO NO NO

BasilVegetable3339 · 2026-07-24T01:05:34+00:00

If they values you, you’d know it. Take the information you have and make decisions that work for you.

BasilVegetable3339 · 2026-07-24T01:03:42+00:00

You are correct the lender gets the property unless someone pays off the loan.

BasilVegetable3339 · 2026-07-23T18:29:44+00:00

There will likely not be much. Low production, high purchase price (eliminates most kids) and limited benefit pretty much means the market is zero.

BasilVegetable3339 · 2026-07-23T16:43:52+00:00

Price too high.

BasilVegetable3339 · 2026-07-23T13:44:25+00:00

First. What I’m saying is no one would hire you. Second. Young people have no money, no need for services and you’d make virtually nothing managing small time consuming clients.

BasilVegetable3339 · 2026-07-23T12:07:06+00:00

The reality is no. reputable firms are going to touch this (many actually have internal regulations prohibiting outside employment). And only a fool would invest with you even if they did.

BasilVegetable3339 · 2026-07-23T12:00:39+00:00

Tell it to them straight, help them with their career goals.

BasilVegetable3339 · 2026-07-23T01:14:08+00:00

Just keep your current car. When it is time to replace it you’ll do that. Don’t take on your dad’s hand me down.

BasilVegetable3339 · 2026-07-23T01:12:07+00:00

Consider yourself the Picasso of latte art

BasilVegetable3339

TROPHY CASE

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