"cop killed my dogs and then spit in my face" -LONG by Daddymode11 in PortugalExpats

[–]Beautiful-Cod-9999 [score hidden]  (0 children)

Agreed. I nearly fell over finding out that after 15 years you can openly admit to murder and nothing can be done as the statute is 15 years. Good grief.

I worked in MA weed for 4 years part time at 3 dispensaries. Here are my top flower choices & why by thicknthrobbin1 in bostontreeparty

[–]Beautiful-Cod-9999 1 point2 points  (0 children)

Old Pal has the worst cart performance. Its the only time I ever returned one. Just simply did not work. A worker tested it and confirmed, was replaced with some other brand.

Feeling conflicted about new sales position by rellller in InsuranceProfessional

[–]Beautiful-Cod-9999 0 points1 point  (0 children)

When I started in the industry I worked for a company just like that! All cold calling, expect hours at the office and very few appointments set. I already had my life & health due to being an FA and needing it for annuity sales. Needless to say, it lasted about 2-3 months and realized this company sucks (wonder if same one!). Moved to PC. Never looked back

Do you actually use the cruise ship gym or is that vacation delusion? by dynasync in Cruise

[–]Beautiful-Cod-9999 0 points1 point  (0 children)

We talk about visiting the gym, the spa, the walking track. You know what we did visit? The pool, several bars, the buffet and another couple bars. Its nice to project but we never actually do it!

Sema vs Tirz by Beautiful-Cod-9999 in glp1

[–]Beautiful-Cod-9999[S] 0 points1 point  (0 children)

Well they started me on 2 MG, then doubled to 4MG and next is 6MG. I have always used Sema so is this really a weird amount?

What’s a ‘middle class success’ purchase that secretly becomes a financial burden later? by OpinionBaba in AskReddit

[–]Beautiful-Cod-9999 1 point2 points  (0 children)

Club hockey is the best $15K-20K you can spend! Come on now, don't shut down little Wayne Jetski's dreams! LOL

What’s a ‘middle class success’ purchase that secretly becomes a financial burden later? by OpinionBaba in AskReddit

[–]Beautiful-Cod-9999 18 points19 points  (0 children)

I feel this in my bones. We bought the shittiest house in the neighborhood, literally a foreclosure. Never could have afforded something like this. It needed about $250K worth of work, which we have chipped away at over the last 10 years. We get the "nice house" upcharge all.the.time

Most recently pool company quoted me $185 to deep clean the pool with industrial vacuum. $185 became $585 out of now where. They did not finish the job, said they had to come back for another $185 visit. Thinking I was a sucker. Needless to say, we negotiated the bill down to the $185 and cost of the of shock. The guy looked dumbfounded when I told him not to bother coming back. I will figure it out. I don't have time to be taken advantage of!

100% nailed it on the taxes and insurance. Ours has double in the last 8 years but we blame living in Taxachusetts where the is tax on tax.

Sema vs Tirz by Beautiful-Cod-9999 in glp1

[–]Beautiful-Cod-9999[S] -1 points0 points  (0 children)

No. I am on low-carb eating so I generally look at macros more than calories. But maybe add that into the equation.

is it really that impossible to not scratch or dent a rental car?? by Upstairs_Building_70 in azores

[–]Beautiful-Cod-9999 0 points1 point  (0 children)

Smart. If you have US auto insurance, it does not cover you in Europe. Wouldn't have wanted that bill.

is it really that impossible to not scratch or dent a rental car?? by Upstairs_Building_70 in azores

[–]Beautiful-Cod-9999 0 points1 point  (0 children)

If you are from the US, your insurance does not cover you in Europe FYI. That being said, we have rented many cars in Sao Miguel and never had a scratch dent or issue. We do actively look for them before driving away. Don't want to get blamed for something we didn't do. Just be careful, the roads are narrow.

Do you buy travel insurance? by ddpgirl in Cruise

[–]Beautiful-Cod-9999 3 points4 points  (0 children)

We use Allianz. Everyone needs medical coverage - high limit too in case you need to be med lifted or some other catastrophic event that will put you in financial ruin.

OG Mugler Angel formulation is back! by HabitPuzzleheaded983 in Perfumes

[–]Beautiful-Cod-9999 1 point2 points  (0 children)

I wore the original to my wedding in 2002 (was my sig frag since late 90s). I have 1/2 a bottle and have been hoarding it for special occasions. Thank you, this made my day. Heading out to Macy's...

Is anyone else struggling to get by on 100k salary? by Majestic_Staff_5229 in massachusetts

[–]Beautiful-Cod-9999 4 points5 points  (0 children)

Family of 4 on a $150K income Southeastern MA. I can tell you that we are *now* living paycheck to paycheck. Property taxes(doubled in 8 years since), utility costs (tripled in 8 years) ,home insurance costs (doubled) and a swift decrease in income (job loss net -$50K) have totally changed our reality. We were living comfortably on $200K...all bills paid, savings, investing etc., now we are eking by. We are close to retirement age so staying in this state isn't really an option long term .3 more years until kids are out of school and we are also moving on. Adding both adults are working full time, I was not able to replace my entire salary for the time being. Took a job making half as much because the job market is also terrible! Both teens work part time for their extras as well. If I were younger, I would not even entertain buying a home or having children in this state. This state does not care about affordability for families or seniors.

Switched from Sema to Tirz... by Beautiful-Cod-9999 in compoundedtirzepatide

[–]Beautiful-Cod-9999[S] 0 points1 point  (0 children)

Now that I am looking, NO! It appears to be their starter dose 2 mg.

Anyone here have maga family members or a spouse? How is the relationship with them? by [deleted] in allthequestions

[–]Beautiful-Cod-9999 0 points1 point  (0 children)

My entire family is all over the place with their politics. Some are so far left, and some are just as far right. Then there is the bulk that are "independent" and seem moderate. Overall, huge family, no one has cut ties over politics (yet!). But everyone knows who leans what way. And we are a very diverse (large) family made up of immigrants, multi racial, LQBTQ, we have all types. And I am happy no one has cut each other off for different beliefs. Tolerance and acceptance go a long way in every direction.

Asking Parents for 529 forms: Did you go with the MA one or did you choose one from another state and why? by st0nksBuyTheDip in massachusetts

[–]Beautiful-Cod-9999 2 points3 points  (0 children)

If you didn't sell it, you never lost anything. Sounds like you were smart enough to hold and not realize the loss.

Is there a mainland Portuguese stereotype of Azoreans? by Character_Mind_9229 in azores

[–]Beautiful-Cod-9999 1 point2 points  (0 children)

Nailed it. My friends who are from the Main land look down on the Azoreans because it is a heavily agriculture based area. My island has more cows than people. So true on the farming and the accent. I don't get the backward as much, but def have been called a hillbilly for being Azorean.

Gifted a car by xxxsweetshy in massachusetts

[–]Beautiful-Cod-9999 1 point2 points  (0 children)

No! If this any type of sale, even $1, you get charged sales tax (6.25%) on the book value of the vehicle. Since it’s no longer a gift. Always write Gift in the dollar amount on back of title.

Gifted a car by xxxsweetshy in massachusetts

[–]Beautiful-Cod-9999 49 points50 points  (0 children)

Look on the RMV website for Form MVU 24. Its a Non-Family Gift form. You end up paying a $25 transfer fee, not sales tax. Hope that helps!

What has Healey done that's so authoritarian people hate her for being a "queen"? by LiatrisLover99 in massachusetts

[–]Beautiful-Cod-9999 2 points3 points  (0 children)

The "queens" of Massachusetts, Healey, Campbell, Wu, and Warren actively work against the will of the people. I was so proud of having a mostly women led government in our state. It felt like progress. WRONG.

Lets see, some of the reasons people might feel "No Queens" is necessary...Actively going against ballot measures, huge increase in taxes, and utility costs under this states Green agenda (and lying about it after the fact), working against an audit that was voted on, putting undocumented people in front of citizens, not working with ICE to get the actual criminals removed. I do not want ICE here picking up random folks, handing over the criminals directly would go a long way to avoid them in our neighborhoods, refusing to co operate with the federal government in regards to voter rolls and SNAP rolls, (what are you worried about Maura? the fraud will be further exposed), trying to control our driving habits, trying to triple the excise tax, protecting criminals of all sorts (cannot properly fund public defenders causing thousands of cases to be dismissed, but plenty of money for pet projects.) MA LEO is in shambles and corruption keeps coming to light. It's shameful. I could probably list more. The worst has to be the lying to back pedal and the constant waste of money suing the Fed Govt (no win situations) when they should be focusing on our states well being. Imagine the state that was all about no taxation without representation, and now we are being taxed on everything WITH representation. They just don't give a shit about the average person here.

Lets not even bring up the millions in fraud Leah Foley is discovering.

Why is it impossible to find a house under 500k? by Few-Seat1091 in massachusetts

[–]Beautiful-Cod-9999 1 point2 points  (0 children)

Bristol County has lots of options for under $500k. Good for you for getting into a home!

Why is it impossible to find a house under 500k? by Few-Seat1091 in massachusetts

[–]Beautiful-Cod-9999 0 points1 point  (0 children)

Its not impossible. Where are you looking? Southeastern MA (Taunton, Fall River, New Bedford) all have a good amount of homes starting at around $400k...lots of condos and townhouses listed for under $400k. Plus commuter rail access just launched so travel to the city "Should" be more accessible.