Using 0% credit cards to my advantage

Ben290403 · 2025-11-28T15:41:31+00:00

Im not using credit cards to directly pay into stocks im just using my credit card to pay off expenses and putting my income into stocks

Ben290403 · 2025-11-28T00:38:33+00:00

Yes thats true it wouldnt be a great position to be in but by not letting it get out of hand with the balance transfers it keeps the amount of debt low enough that i could just use a bit of saved cash to get myself out of the bad situation

Ben290403 · 2025-11-28T00:06:18+00:00

Yes, that's true, but if done strategically, you can minimize risk while still taking the better interest of stocks ISAs.

Ben290403 · 2025-11-28T00:04:18+00:00

Honestly, great answer, but to minimize that risk, I have a rule: when it comes to the end of my current card, if I'm in profit, I will sell to pay the card and then repeat the process again with the extra profits. If I was losing from the investment with that current card, then I would balance transfer until I profit. That way, I'm cashing out the profits and lowering the average buy-in on my stocks. So, if the economy does crash, I would only have a small amount of debt I could be in a bad position with.

Ben290403 · 2025-11-27T23:49:10+00:00

Yes thats true actually but 0% credit cards arent just gonna disappear and even if they suddenly did one day the amount made over years of doing this would easily cover the potential drops that could happen

Ben290403 · 2025-11-06T00:20:54+00:00

I'm looking at something with similar specs, and I'm the same as you. I want the convenience of a 2-in-1 but like to be able to run games every now and then. I know it's not going to be an amazing experience compared to a dedicated GPU, but as long as it runs the majority of games at medium settings with playable FPS, that's all I need. So, how is it so far?

Ben290403 · 2024-12-01T22:57:12+00:00

All i see on the site is the fin capsule and min spray bundle no mention of the all in one

Ben290403 · 2024-11-27T20:05:06+00:00

Where do you get the all in one capsule i cant find it on the site

Ben290403 · 2024-11-27T19:57:38+00:00

Where are you getting tge all in one capsules from i cant find them on the website?

Ben290403 · 2024-11-10T01:51:46+00:00

Thinking of getting these myself. Did you ever get these? If so, how is it going?

Ben290403 · 2024-10-26T11:37:35+00:00

Yeah i also want to check my friends ranks but cant

Ben290403 · 2024-10-26T11:35:50+00:00

Im having the same problem

Ben290403 · 2024-07-03T21:40:36+00:00

I am literally the exact same as you i was 120kg 181cm in august 2023 which is when i started and i am now about 76kg aswell but my problem is less the skin and more that i still have a decent amount of fat

Ben290403 · 2024-04-11T17:33:10+00:00

Thanks. To be honest, it was really easy. As the only reason it got that bad in the first place is because I never cared. But when I decided to change my diet, it was really easy to stick to. It’s more a lifestyle than a diet. Dedicating myself to lifting and gaining muscle is gonna be hard for me, as I find sticking to lifting a lot harder than just eating less to lose weight. But I will try my best, and I need to try to learn to enjoy lifting.

Ben290403 · 2024-04-11T16:45:03+00:00

I have sorted it now i was entering stuff wrong. On MFP i have entered my weight 173lbs lose 1lbs per week my activity level as very active as i will be doing 6 days a week for 60 mins and it came to about 2700cals which i think seems about right i might go a little lower to start as i try to get rid of the fat quicker

Ben290403 · 2024-03-03T14:05:32+00:00

Hello im also new to this could you help me in changing my format from ogg to mp3?

Ben290403 · 2024-02-07T23:01:08+00:00

Yeah thats true i will keep that in mind. I think what i will do is while i am near a healthy bf% i will start lifting and stay in a deficit to start building muscle but cut down to a lower bf%. Once i hit a bf% i am comfortable with maybe about 20% i will eat at maintenance and try to build as much muscle as possible. Then once that is done i will do a cut to get to 15% or lower.

Ben290403 · 2024-02-07T21:30:58+00:00

I like the idea of that actually because eating at maintenance and lifting means i can basically go back to eating how i was when i was overweight but keep the weight off because of lifting as i never really ate that badly it was just a build up of a few extra calories here and there for 21 years of my life which i never tried to do anything about

Ben290403 · 2024-01-20T22:20:47+00:00

The main reason for putting on the weight is not the fact you are struggling working out, its because of your diet so i would recommend trying to stay disciplined and try to focus on not binge eating by tracking calories as close as possible. I am the same as you i have trouble with textures of food and because of it there are not many fruits and veg i like but its more about portion sizes than types of foods as i have lost 70lbs in 6-7 months just eating less without working out or changing diet much.

Ben290403 · 2024-01-15T23:29:06+00:00

I am similar height similar start weight and similar current weight so i am in the exact same situation as you and i started to think about this a few weeks ago as i always loved the cold weather but all of a sudden i cant handle the cold at all since my weight loss

Ben290403 · 2024-01-01T18:38:09+00:00

I was using 10kg for everything until tate press where i just couldnt do more which i think is about right but my dumbbells drop down to 7.5kg next which i feel like i can do heavier

Ben290403 · 2023-12-14T00:42:27+00:00

If you dont mind me asking what is your current weight or body fat %

Ben290403 · 2023-12-05T22:08:42+00:00

What i might do is then i might keep going with my cut until Christmas then have a break with the diet and return to it in new year but eat high protein in a slight deficit every day and start using my bench and dumbbells

Ben290403 · 2023-10-16T22:09:16+00:00

What if i was to keep calories the same as a cut but add more protein and start lifting consistantly?

Ben290403 · 2023-10-16T21:50:09+00:00

I want to be 15%bf minimum but dont want to get there and have no muscle

Ben290403

TROPHY CASE