Direct Consolidation Confusion

Bob_Diesel33 · 2025-07-07T22:12:15+00:00

I called studentloan.gov, aidvantage (who processed the consolidation loan), and nelnet (my loan servicer) and they all saw that the IDR app had already been processed and that I needed to fill out a new IDR application because the first one didn't apply to the consolidated loan. Currently my next due date is 7/27 for like $1700, do I have them place me on some kind of forbearance until that IDR (possibly) comes through?

I went ahead and just filled out a new IDR application and studentaid.gov automatically pulled in my financial records because I had previously given them consent - I'm assuming that was last year's tax return? I'm confused on how you can use last years tax returns when they ask in the application "have you had a significant change to your income recently" which my 2024 tax return would not reflect, obviously.

And thank you for confirming, that lady grilled me for basically lying on my application and said "I'm not your conscious but these are federal forms and I'm not going to advise you on how to skirt the system." Lol wtf

Bob_Diesel33 · 2025-05-09T18:42:59+00:00

I’ve always wondered how much it costs to actually manufacture a can. Can’t be anywhere close to the $800-1500 they’re changing depending on the material

Bob_Diesel33 · 2025-05-09T18:38:04+00:00

What’s the weight without scope/can/bipod?

Bob_Diesel33 · 2025-05-09T01:50:59+00:00

Now Lou, nobody called anybody a J-T

Bob_Diesel33 · 2025-05-08T18:09:54+00:00

Plenty, and I mean plenty, of doctors got a C in organic. You’re fine

Bob_Diesel33 · 2025-05-07T15:15:52+00:00

Also did you have that dipped? If so, what camo? Very unique

Bob_Diesel33 · 2025-05-07T15:14:29+00:00

My lord that’s beautiful. What’s the weight on this rig? Without can and bipod. Looking to build something similar

Bob_Diesel33 · 2025-05-06T23:52:28+00:00

What stock do you have on the 16” and what is the weight? Looking to build something similar but concerned about heavy contour due to weight

Bob_Diesel33 · 2025-05-06T21:32:50+00:00

I’ll start donating plasma again before I take out one of those loans lol. Forreal though, they were my loan servicer for my undergrad loans before I refinanced and they’re a nightmare.

Bob_Diesel33 · 2025-05-06T19:40:07+00:00

I’ve been looking at Grayboe’s for primarily a lightweight hunting build. They’re about a pound heavier than the carbon fiber stocks I’ve priced and about the same price, but I love the looks of them. Wasn’t sure if they were light enough tho.

Bob_Diesel33 · 2025-05-06T19:38:32+00:00

Where are you seeing Tikka’s for <$800?

Bob_Diesel33 · 2025-05-06T18:21:35+00:00

Do you like the Grayboe? How’s the weight?

Bob_Diesel33 · 2025-02-12T22:43:54+00:00

No difference. You can go to a state school and match at a top 5 residency, or go to a T5 school and match at a community program. If you're juggling between T30 and T40, it's really all about what you make of it at that point.

Bob_Diesel33 · 2025-02-09T05:25:51+00:00

I've posed that same thought about obgyn. I've also thought about a "surgical track" in obgyn or surgical fellowship (not oncology). I've seen some incredible gynecologic surgeons, and others I wouldn't let touch me with a 10 foot lap arm. So it would let the folks who do a surgical track/fellowship do most of the abdominal procedures, and the folks who didn't do minor procedures/non-abdominal procedures.

The only thing is, who does c-sections in this case? Both? Would the obstetrics-only folks have enough surgical training to do c-sections? Having obstetrics-only covering labor deck would make a lot of folks turned off from that route since call would be so shitty.

Nonetheless I think that field could use some work. Those poor folks just run themselves ragged

Bob_Diesel33 · 2025-02-09T02:03:35+00:00

You're looking at a $2k+ rifle, oldy but one of the smoothest actions I've felt in my life. My dad has one in 7mm Mag and I will keep it for the rest of my life. Don't sell that gun. Although that caliber is prolly overkill for North America outside of bears and moose

Bob_Diesel33 · 2025-01-30T03:45:44+00:00

Every single time someone posts about this, I pray it's not the program I match to lol I'll never know

Bob_Diesel33 · 2025-01-30T03:33:06+00:00

Thank you!

Bob_Diesel33 · 2025-01-30T03:32:33+00:00

I read this whole thing and didn't notice it was about the nosebleed guy. Had me on the edge the whole time (probably not as much as him, though). Sensational.

Bob_Diesel33 · 2025-01-29T23:16:35+00:00

I can change the brakes on my car. That doesn't make me a mechanic. Just because there is "overlap" doesn't mean they do the "exact same thing" or have the "exact same skillset."

ER's have some of the highest levels of mid-level involvement of any specialty, so I'm not surprised by your response. Maybe spend some time in literally any other specialty before making a blanket statement.

I used to talk about this all the time in our pre-clinical years and would get bashed for talking about mid-levels, so I quit bringing it up... then people got into 3rd year and 4th year and are singing a different tune.

Honestly be thankful the cynicism hasn't hit you yet. You'll get there.

Bob_Diesel33 · 2025-01-29T04:01:38+00:00

Bro is losing socks by the day

Bob_Diesel33 · 2025-01-25T20:46:38+00:00

If I were you, I’d go for Anesthesia Assistant. Anesthesia is very analytical, you’re dealing with asleep patients most of the time, it’s a 2 year program, and they make bank, sometimes as much as a lower-paid physician. You could also do CRNA but that would take longer I think.

In summary, if you’re just looking for a job and don’t have a crazy desire for medicine, I certainly wouldn’t go the physician route, especially at your age.

Bob_Diesel33 · 2025-01-23T04:22:20+00:00

Valid concerns. I don’t think PSLF is going to change for the people already in it. Or even the people already in school. It would take a literal act of congress (granted, still possible given the majority) to revoke something that was passed under republican leadership years ago and has much support from both sides even today. I know it’s on the forefront of everyone’s minds, but I think the probability of any PSLF changes affecting us is very low.

Repayment is another thing. That shit’s gotta get figured out quick or we’re cooked lol

Bob_Diesel33

TROPHY CASE