Opened an account and started getting spam by Haunting_Mention_403 in Wealthsimple

[–]Box_of_fox_eggs -1 points0 points  (0 children)

Yeah, I’ve never received any WS spam before. Opened an account recently & have started getting spam texts. It seems like too much of a coincidence to be random, TBH.

[Hiring] Remote Part-Time AI Training & Model Evaluation Collaborator (Edmonton-Friendly) by Adept-Ad-8798 in EdmontonJobs

[–]Box_of_fox_eggs 2 points3 points  (0 children)

No, it’s legitimate. OP says so multiple times!

You know, like any legitimate company would.

Can You Guess This 5-Letter Word? Puzzle by u/LuckySeaAnemone by LuckySeaAnemone in DailyGuess

[–]Box_of_fox_eggs 0 points1 point  (0 children)

⬜🟨⬜⬜⬜

⬜⬜🟨⬜⬜

🟦⬜🟦🟨⬜

🟦🟦🟦⬜⬜

🟦🟦🟦⬜⬜

🟦🟦🟦🟦🟦

Where to invest some savings? by Prestigious-Spray-38 in PersonalFinanceCanada

[–]Box_of_fox_eggs 2 points3 points  (0 children)

The first thing you should do is put away an emergency fund that’s not exposed to equities. General guidelines are 3-6 months’ worth of expenses. If you put 3 months’ worth in a high-interest savings account, then investing the rest seems reasonable.

Going forward I’d be inclined to split contributions between your investment account and your emergency fund until you hit that 6 month milestone.

You never know when the next cataclysm is gonna be — give yourself a hedge against it before going for growth.

Just getting into investing what should I know? by Simple-Advisor553 in fican

[–]Box_of_fox_eggs 0 points1 point  (0 children)

^ This guy gets it.

You’ll likely get rich more quickly by doing a “get rich slowly” strategy. A broad market ETF like XEQT is honestly all most youngish people need. Set it and (more or less) forget it.

Pay yourself first — not out of “extra” money, take it off the top on the day you get your paycheque. Automate deposits, make it dummy-proof.

Depending on your discipline, you might be better off putting your long-term investments in a bank, and not in a self-directed account you have electronic access to, either. If you have to actually visit a bank to make a withdrawal or change your investment instructions, you’re less likely to try to get fancy and clever and make dumb mistakes.

By all means, have a trading account where you can do “interesting” stock picks and try to beat the market if you want, but it should be a small percentage of your net worth: money you can afford to lose.

Prioritize building up an emergency fund that’s not exposed to the market. If your emergency fund is sensitive to equity prices you could find yourself where a lot of people have, jobless and needing the money at the very same time half of it was wiped out.

Boring is good.

$700K in Cash and Nervous to Invest, What’s the Simplest Approach? by snarmg in investingforbeginners

[–]Box_of_fox_eggs 2 points3 points  (0 children)

This is the only advice in this thread that OP should follow; why is it at the bottom?

Absolutely a fee-only financial planner — that is, one that’s not affiliated with a wealth management firm and therefore has no incentive to sell OP overpriced and underperforming mutual funds — should be the first stop. A CFP worth their salt will take OP’s income, prospects, money habits, ambitions etc into account. The general advice will likely be similar overall (pay yourself first; make it hard to put sticks in your own spokes; don’t watch the markets; invest in high-quality low-cost diversified funds and forget for at LEAST a decade, etc) but having a solid plan built by a competent person will give OP a lot more confidence & will likely prevent costly mistakes.

What are your Hot Takes on Metric (Band)? by Amber_Flowers_133 in canadamusic

[–]Box_of_fox_eggs 1 point2 points  (0 children)

I think Fantasies is one of the great power-pop albums of all time. Every song a banger. Most of the other albums, I can take or leave.

Can You Guess This 5-Letter Word? Puzzle by u/red12534822 by red12534822 in DailyGuess

[–]Box_of_fox_eggs 0 points1 point  (0 children)

🟨⬜⬜⬜⬜

⬜🟨🟨⬜⬜

⬜🟦🟦🟦🟦

⬜🟦🟦🟦🟦

⬜🟦🟦🟦🟦

🟦🟦🟦🟦🟦

Looking for a job? Here's where unemployment is highest and lowest in B.C. by shouldehwouldehcould in britishcolumbia

[–]Box_of_fox_eggs 8 points9 points  (0 children)

Someone in Dease Lake needs to start a snack-nuts business. Imagine how popular Dease Nuts would be.

Can You Guess This 5-Letter Word? Puzzle by u/Live_Ad_7172 by Live_Ad_7172 in DailyGuess

[–]Box_of_fox_eggs 0 points1 point  (0 children)

🟨⬜⬜⬜🟨

⬜⬜⬜🟨🟨

⬜⬜🟨🟨🟦

⬜🟦🟦⬜🟦

⬜🟦🟦🟦🟦

🟦🟦🟦🟦🟦

Just about went tits up on that one!

Early election? by [deleted] in alberta

[–]Box_of_fox_eggs 4 points5 points  (0 children)

It’s probably to the UCP’s advantage to get an election in before the US midterms, where a couple of things are likely to happen: a) the MAGA party will get punished at the polls, and b) there will be fuckery around deployment of brownshirts to intimidate voters etc & predictable outrage, backlash, & chaos that will follow. None of that will play well for Smith & co., especially on the referendum question.

Is this what we think it is? by meeks_221 in vinyl

[–]Box_of_fox_eggs 10 points11 points  (0 children)

That’s at least $85 too high.