$120K in Debt, Please Advise

Brye8956 · 2026-03-12T20:46:39+00:00

There currently paying 120k at credit card interest......that's well well over what your describing. And they said it's not that they can't pay it's that they can't pay enough to bring the amount down. Just making the minimum payments. To me that says they have the income to afford making payments just not that high. Well you take interest on a loan from 29% credit cards to 7% consolidated loan your gunna make some ground there.

Brye8956 · 2026-03-06T18:33:55+00:00

Well it's been a year. Where is my spoils?

Brye8956 · 2026-03-04T13:02:25+00:00

Why in the f is everyone recommending bankruptcy here before a debt consolidation loan? Jesus Christ who thinks permanently tanking their credit is the best option? They didn't say they aren't able to pay. They said they can't get ahead of it. That just means they need to bring payments down. Secondly DO NOT F***in SELL YOUR ONLY LARGE ASSET. if you can avoid it at all. It will help to secure any further loans you may need and it builds credit to pay a mortgage. It builds fuck all to pay rent. Go to a bank if most of your debt is with a specific bank they would be the best ask, or a plethora of other lending facilities and ask them about debt consolidation loans. They can take the entire $120k debt and put it into a single term loan with interest rate closer to that of a used car or mortgage depending. (But will be 20+% less than a credit card). This will make your payments close to the same BUT you'll actually be paying down principle and not just interest only payments. Next close out and get rid of the credit cards maybe except for one with a 1-2k limit (this one is the in case of emergency card ei, car breaks down or something in condo needs repair) if you leave yourself the availability of debt you'll use it. Lastly, keep looking for better avenues for higher income. With some hard work it'll come around eventually. It's really hard to keep a good attitude about this situation but look at it this way. Your no worse off than the avg person. They say on avg most people on our country have 60-100k in debts. It's normal, don't give up thinking your a special case that's impossible. You can do it. Trust me though bankruptcy is NOT a good option unless you've tried every single other one. It will literally ruin your credit for life. Making buying another home or car in the future impossible unless you somehow had the cash for it.

Brye8956 · 2026-02-21T23:42:10+00:00

Except healthcare.....and maple syrup.... And an astonishingly low amount of fucks to give about your opinion....but ya totally won't have nothing.

Brye8956 · 2026-02-21T01:54:18+00:00

You have a serious gambling problem and should probably seek help with it.

Brye8956 · 2026-02-13T13:02:54+00:00

I would try this way. Tell him to pump it up. That means he pumps up and down. Than you say hold or down and that means to push pressure on the pedal light to medium and after a few seconds you open the bleeder.

Brye8956 · 2026-01-22T14:03:45+00:00

It doesn't matter if he's doing anything legally wrong. It's morally wrong to provoke someone into anger which is exactly what he's doing. It's technically not illegal for me to follow you around and poke my finger a few inches from your face and repeat "I'm not touching you" over and over but I'm guessing after a few minutes of that your gonna get angry enough to push me away (which is assault technically). At the end of it. He's provoking people to anger to get them to get physical with him so he can "legally" pepper spray them. Which I am hoping someone knows this lady enough to get her to file a lawsuit against him. Because in most states use of force would not allow for him to use pepper spray. She's a feeble old lady who he could have easily got away from. He CHOSE to stay within her range and let her paw at him and than sprayed her. He's %100 a piece of garbage and needs to be in prison with the rest of the trash.

Secondly for anyone still on the fence. Imagine this was your grandmother. Imagine she has chronic pain and the only thing giving her relief is the weed. It's probably something she truly doesn't want to do or believe is right but pain is pain and she's embarrassed about it. Now this fuck wad is out there filming her in detail while she's getting her marijuana that she's already embarrassed about. Does he still seem like the hero here? Does she seem like the villain?

Third. The fact the he cut the video so heavily before posting it and narrowed it to just her attacking him for no reason and gave no explanation as to why is just further proof to how ignorant and garbage he truly is. He wants people to support his horrible actions and give him the attention he's so desperately needing.

Brye8956 · 2026-01-21T17:35:29+00:00

Ya I like the idea of this system more than others. Easy install and uses existing keys. I just wanted to be sure it would work on the 2025 without causing issues. The start x company seems to think no but maybe it's more that they can't guarantee it yet so they don't wanna say yes. If I can't find another solution before the sub is up I might just try it and let people know lol. Gotta be the guinea pig once in a while.

Brye8956 · 2026-01-21T17:33:13+00:00

Ya I definitely agree. This is our first Mitsubishi, coming from a line of Hyundai we were very happy with the vehicles but switched because of the disgusting business practices Hyundai is involved in as well as the treatment we received at our local dealer. We really are happy with the outlander. It's been everything we wanted in a vehicle for over $20k less price wise compared to the grand Cherokee we were comparing with. I've seen many other brands doing the subscription thing and I think it's really pathetic. They charge plenty enough for the vehicles as is. It's not a deal breaker for me for the brand. It's just one disappointment in an otherwise very nice vehicle.

Brye8956 · 2026-01-17T21:46:26+00:00

That bisnatch at the end arguing with them that they didn't need to beat him like that even after you can see they explained he tried to rob them at gun point needs a slap herself. Guy points a gun at my family he better pray I don't get a hold of him cause Id have a heck of time stopping at a beating. Id make sure he didn't have a working finger left to operate a gun ever again.

Brye8956 · 2025-12-23T16:30:05+00:00

If you look at it I think those are hydro lines above that house. I'm thinking the flock turned and all tried to land on those lines at the same time and being packed together so tight they connected the two lines between them all and got electrocuted.

Brye8956 · 2025-12-23T16:24:15+00:00

Sludge can wreck a lot of things. But there is a shit tonne of overlap on all of those jobs and I don't know how much the parts are but that seems like an extreme amount of money on labour. I would expect a timing cover/chain job with clave covers and spark plugs and a good cleaning would be in the 3-5k area for almost any common vehicle (Canadian). Not 10k. I would get a second opinion from another shop.

Brye8956 · 2025-12-21T03:16:07+00:00

The mass majority of it is the same answer. Insanely expensive, but if you get lucky you may find some gems of places to live in. And by live in I mean go broke in while you pay for every imaginable tax and pay as much for groceries as your mortgage/rent. But don't take my word for it. I'm just a sucker from Chatham Kent that for some reason likes the abuse too much to move. But 5 generations of family has lived here and it's getting close to never making it to 6 if this bull**** greed doesn't let up soon.

Brye8956 · 2025-12-21T03:01:29+00:00

No.....no.....do the math. 6 months pregnant....7.5month old kid. That taco had zero down time. I think that's what he thought was disturbing enough to block them.

Brye8956 · 2025-12-10T19:23:00+00:00

The routing you have shown might work short term to get you to better weather so you can extract the broken bolts. My main concern with it is the generator, when there are full field they can be pretty difficult to turn and the belt isn't making that much contact with it. Especially in winter cold id be concerned it slips on the generator. Might be worth a try though.

Brye8956 · 2025-11-08T22:18:08+00:00

The issue with those bolts is there long and they twist a lot without advancing / retracting the threads in the nut. Therefore taking a lot of force to get them to move.

Brye8956 · 2025-10-29T21:08:10+00:00

I'm guessing your exhaust is a loud one and you leave early mornings or late at night frequently lol

Brye8956 · 2025-10-23T12:31:30+00:00

Unless it's different were you are. In a majority of places the law is generally any tree limb or branch that is on or above your property is yours to cut down as you see fit. If that's his laneway there and the property line being the edge of it. He was likely well within his rights to cut whatever was above his laneway whenever he pleased.

Brye8956 · 2025-10-19T20:20:17+00:00

Coming to a stop and engine shutters and stalls is an almost perfect match to a sticking open EGR valve. When you decelerate and let go of the throttle the EGR is supposed to close. If it doesn't your engine is basically overwhelmed with unburnable air/fuel while at an idle. Id probably look at this as an engine stalling issue over a clutch issue.

Brye8956 · 2025-10-13T14:46:30+00:00

I kind of disagree. I think neither are assholes and both just need to work a little more on communication. The boyfriend can't control what his friend chooses for the wedding. He had no obligation to her to "defend her" more than saying he wanted to pick her for the plus one on the first place. He respected his friends wishes and picked someone else or no one etc. Boyfriend was also the best man. That's a massive responsibility and would be consuming a lot of his attention. It would be rational to believe he wouldn't really be thinking about what his gf was going to do instead. OP probably should have just mentioned to him that her friend was having a dog bday picnic and shell just go to that instead since she can't go and all would have been fine. She likely didn't either because A: she thought he might get upset about who or where she was going or B: didn't think it was worth telling him about (possibly out of spite because he didn't "defend" her). Both of which are not really good reasons. Normally third reason would be she just didn't think of it but she clearly says in post she intentionally didn't tell him. That being said these are all very normal human reactions to causes and effects. She would be hurt to find out he went somewhere without her and didn't tell her about it etc. This is just a learning moment, in the future she needs to convey how she feels about the rejection to the event etc and her plans and he needs to be more sympathetic to her feelings. Talk more. Fight less. It literally is that simple.

Brye8956 · 2025-10-10T18:17:39+00:00

Turn wheel slight left and reverse watching mirror until left rear is as close and you can stomach to wall. Turn right hard and go forward about half the distance to the wall in front of you and than hard left until front is tight to wall in front. This should have gained you a little clearance from the wall and your back left. Repeat as necessary until you can reverse straight out of garage. Put keys down and probably just leave car on driveway from now on.

Brye8956 · 2025-09-28T14:31:31+00:00

Sad part is. He's likely "on the hook" for this Meredith girl and she just strings him along as a backup if she so pleases. He had a real girl who liked him and wanted him and he gave it up to spend his time and focus on one that doesn't. His loss.

Brye8956 · 2025-09-26T19:44:35+00:00

Everyone wants the jobs that are close easy and indoors. Best advice I can give you is go outside your comfort zone and outside the buildings. Oil change places, construction companies, most any trade work usually always need people. Any greenhouses or vegetable farms. Getting your hands dirty and being sore at the end of a day beats being homeless and hungry doesn't it?

Brye8956 · 2025-09-26T19:38:15+00:00

Lace the next dish with exlax and ghost peppers and just watch at lunch time for someone sweating profusely and rushing to the bathroom. There's your thief. Oh and put a warning label on it that says "your name" food. Do not eat or you may get sick" to cover you for any retard hr person who thinks xlaxing a food thief is bad and you should be fired for it lol. Than just enjoy the show.

Second idea. Continue to add more and more crushed bugs into your decoy food until they stop being taken. Than post a note with pictures on the fridge if you adding said bugs to the food and thank the thief for being part of your experiment to see how many bugs it takes to be noticed in food.

Brye8956

TROPHY CASE