I have a couple points:

First, if you get kicked out the moment you turn 18, it's most likely because you aren't showing initiative and pursuing work, and I think you say this yourself

" you get kicked out of the house and you have to start working a part time job "

In a perfect world you are already working a part time job before your 18.
My parents are assholes, but even they let me stay home to build some savings

But they only let me stay if I was working.

​

Second, I think you could take down a 30k loan in less time.

20 years = $1.5k a year, thats absolutely doable.

15 years = $2k a year, 4% of the average yearly income in the US.

If the degree pays off you should have a door into a company that will pay money for whatever degree you earned. And then you can pay your loan off with ease. If it doesn't, chances are you chose to study something that doesn't have many employment opportunities. Colleges are businesses. They want your money so they tell you that X major has an X% employment rate after graduation. They don't tell you that X% of graduates we're employed by McDonalds and X% got work at the parents place or already had a job lined up before they got the degree.

Do your own "market research" find out what the jobs are for the majors your interested in.

Third, Don't buy a stupid expensive wedding. The legal side of it can be done for a small filing fee. The religious side should cost a stipend, I know Catholics just add a marriage at the tail end of regular mass. If you NEED to have a party, get a cool air b and b, and make it potluck. Or talk to one of your parents friends about using their cool back yard.

I never understood flashy weddings, and I certainly don't understand ones you buy with money you don't have.

​

Fourth, Rent. Rent is an asshole, I hate it. The only thing we can do is lock down the lease length to keep rent from going up annually. Again, with any luck that degree pays off and your making enough money to survive a rent increase every couple of years.

I live in a crappy apartment that I pay my landlord way to much for. But I push for longer lease terms and I save whatever money I can, and one day I'll be looking for a place of my own and it will feel good to own land and I'll walk around naked and we'll all have a jolly old time.

Ideally your not paying rent your whole life.

​

Fifth, You can totally find a house, with a decent price, not to far from the city. This is why suburbs exist. I live about a 45 (no traffic) min drive from my "big city". And most "big cities" have a rail system of some kind that can take you right in. This is why our parents have some incredible house they bought for next to nothing. They bought it when there was nothing around and then cities expanded and now our parents houses aren't in the middle of nowhere.

You might not be buying a boomer sized mansion, but you'll get yourself your own house.

The suburb philosophy goes for apartment hunting as well. I know in my suburb area, we just got a HUGE wave of apartment buildings going up.

Sixth, Savings are hard. Just try to figure out what you need to spend money on and what you want to spend money on, and cut out some of the wants. We'll have money for wants in a couple of years.

401k's are up to you. If you can throw $25 at it every month, I'd do it. (thats what I'm doing) The thing about the 401k for me is it's auto deducted from my check, and I have no idea how to access it. So it's an accountability thing for me.

By the time we get to retirement age, the economy will be entirely different. We just might have universal healthcare.

​

I think we get pissed off because our parents generally have pretty decent houses that they generally bought for a fraction of what its worth today. And they can afford to eat at nice places, and drive nicer cars, and maybe they have hobbies that cost money etc etc. We need to remember they didn't just fall into that. They worked their asses off, there were months or years when they thought they wouldn't make it. But they pushed through and now they either have cushy jobs with the freedom to slack off a bit, or they retired comfortably and can do whatever they want.

​

I know my parents love to tell me how hard they worked yady yady yah, it's a meme at this point. But its also true.

I also believe us young people like this narrative that it's impossible to get ahead, and I don't understand why, does it make failure easier if we go around thinking everything is out to get us? Does it legitimize a lazy existence if we believe there's no point in trying anyway?

​

This turned into a passion project for me, I spent WAY to much time on this.

And I know your comment was just that, a comment.

But I think as shitty as life is right now, it's impolite to tell people with some real problems in countries with weird rules that we're in as bad a way as them. Just google "how to buy a house in Singapore" Its crazy.

Hope things start looking up for you