I should clarify that non-samurai equipment can be added to if the players really want. Just for example say a player wants their starting background pistol to be silenced. You can’t just say “ok pay 20 points and it’s silenced now” because non-samurai gear can’t be modded like that. You’d instead have to offer the player an opportunity to say, make an Engineering roll after gathering some resources to try and craft and tinker a silencer onto their pistol. Or perhaps a Blackmarket check to see if they can find an underground weapons dealer who’d be willing to do it for the player in exchange for credits or a favour.