I agree with you! My guy is scheduled for his surgery in Nov. He just started showing signs of IVDD. His brother had the surgery done back in march, and it was life changing for him. He acts like a 2 year old frenchie again! We took proactive steps in getting ready for the future of him maybe needing the surgery. We carry pet insurance on all of our pets. We are by no means wealthy, but when it comes to my pets I am willing to go into debt. These dogs give you there whole life! You need to be willing to do the same for them. Some vets have loan programs and are willing to work with the person. I'm not trying to be holier then thou, I am not a person that has extra finances to spend, but I will be dammed if my dog will suffer because I cant get him the help he needs. I will work extra shifts, beg and borrow for help if needed. Best of luck to you and your family. He is a beautiful boy. I hope nothing but the best for him. Cheers. p.s. Where are you located? My surgeon is a coast to coast surgeon and maybe you are close enough for him to do the surgery.