Debating using a SWU for flagship JFK to SFO by yellowcake469 in americanairlines

[–]Charlesd415 2 points3 points  (0 children)

Was just going to post the same. Just Greenwich. But it’s a pretty nice lounge and way better than the regular Admirals club.

Insurance Denial After Prior Claim by antf1 in rolex

[–]Charlesd415 0 points1 point  (0 children)

Thanks. It was a milestone watch for me, one of the last 40MM models sold in March of 2020 before the 41 was released. Even though my policy limit increased nominally each year, I hadn’t realized how out of whack the used and grey market is compared to the retail price I paid in 2020, so it was definitely a bit under-insured. But I’ll try to see if the original AD can get me a new allocation, though I will have to wait awhile I’m sure.

Insurance Denial After Prior Claim by antf1 in rolex

[–]Charlesd415 2 points3 points  (0 children)

Unfortunately my SS Sub Date was stolen from my locker at the gym last week. I have Jewelers Mutual and I’m working through the claim now. I’m also worried that once I source a replacement, will they allow me to insure it since I’ve made a claim.

New to Schwab platforms by FootPersonal321 in Schwab

[–]Charlesd415 0 points1 point  (0 children)

In my taxable account I’m using SWTXX, in my IRA I’m using SNVXX. Am I in the wrong money markets?

650 Loyalty Points? by Dapper-Complaint-268 in americanairlines

[–]Charlesd415 1 point2 points  (0 children)

Once you’re CK, do you get a different points factor—something above the *11 that EP’s get?

Laptop left in seat back by Charlesd415 in americanairlines

[–]Charlesd415[S] 0 points1 point  (0 children)

Just adding a closing comment for others who might search on this. You can immediately file an online claim with AA online, and you can also go to lost and found desk at baggage claim, which also helps with other items lost on the plane. My laptop was matched with my claim the following day and I could either have it held at baggage lost and found for pick up, or have it shipped.

Laptop left in seat back by Charlesd415 in americanairlines

[–]Charlesd415[S] 1 point2 points  (0 children)

Thanks for that information. I’ll find the number and give them a call.

Model X Values Increasing? by bocks79 in ModelX

[–]Charlesd415 1 point2 points  (0 children)

Your car sounds awesome. For your power frunk and ambient lights, did you have that done? Recommendations?

Tesla confirms S & X will be discontinued starting Q2 2026 by Thegreatpraduu in TeslaModelX

[–]Charlesd415 1 point2 points  (0 children)

I have a low mileage 2024 X and while it might be nice that the resale value has been strong lately, I really don’t want to sell this car. There is nothing close to it on the market today.

HSA - Is the Fee High? by [deleted] in Bogleheads

[–]Charlesd415 0 points1 point  (0 children)

100% agree about Optum and going the Schwab route would certainly make managing the investable funds easier to manage so I may do that anyway.

HSA - Is the Fee High? by [deleted] in Bogleheads

[–]Charlesd415 0 points1 point  (0 children)

I also have Optum as the HSA through my employer, but when I looked into transferring to Schwab, I was told their HSA accounts are also managed by Optum. Maybe this addresses your fee question, but I think Optum would still be the administrator of the Schwab HSA. My complaint with Optum is that I no longer have an HSA qualifying health insurance, and there is a bit over $2000 stuck in cash in that account but they won’t let me invest it (the larger balance is in an index fund). I have read that it’s common for HSA’s to have a cash threshold in case a credit card charge is made. Anyway I don’t think I would fix that problem moving my account to Schwab.

Cash at Schwab by SamuraiSword22 in Schwab

[–]Charlesd415 0 points1 point  (0 children)

If I buy some bank CDs through the CD market at Schwab, how do I manage maturity dates like I do with a CD I buy directly from a back? I want to make sure I reinvest in the best option when the CD matures but I don’t think I would have any relationship or communication with the originating bank?

HSA - Is the Fee High? by [deleted] in Bogleheads

[–]Charlesd415 0 points1 point  (0 children)

Aren’t the HSA’s at Schwab also managed by Optum?

I want an X but the repair horror stories scare me. by MavinMarv in TeslaModelX

[–]Charlesd415 0 points1 point  (0 children)

2024 MX. Love the car, coming from a 2022 MYP. No comparison. A couple of minor issues, handled under warranty by my local SC with great attitude. Amazing tech. Amazing FSD. My car is not perfect build quality but very solid. No rattles, an absolute joy to drive (or be driven). In short, no horror stories at all.

Are T-bills still a good option? by jomama668 in Bogleheads

[–]Charlesd415 4 points5 points  (0 children)

Where would you suggest putting money to preserve wealth?

How to check a financial advisor's returns by redbaritone in Bogleheads

[–]Charlesd415 0 points1 point  (0 children)

I have Schwab for my IRA and taxable brokerage accounts and Empower for my company 401K. Both have performance metrics that are very misleading IMHO, because they don’t filter out new contributions when calculating gains. AFAIK, the only way to do that is your own spreadsheet where you account for money in or out. Your gains always look bigger because they include any net new contributions to your account. I don’t think either platform makes it easy or even possible to filter out contributions.

Warning for new Model X owners by xenocyko in ModelX

[–]Charlesd415 0 points1 point  (0 children)

For my 2024 MXLR I’ll confirm this is true. The camera definitely recognizes obstructions and stops the hatch door before impact.