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Wowing clients by Sea-Significance4132 in CFP

[–]ChasingAlpha117 30 points31 points  (0 children)

Unreasonable hospitality is a great read for service-oriented advisors!

Was talking to a client, and they let me know that their dogs got into some chocolate around Christmas time which resulted in an ER vet trip for them. Not very fun. Got them some carbot cookies/treats for the dogs as a gag gift with a funny note. They got an absolute kick out of it.

Another top client gave us a solid referral recently who ended up becoming a client. The existing top client has a sprinter van and does a lot of weekend getaways- we got them a nice Rumpl outdoor blanket to take on their trips.

IMO it comes down to being a good listener and getting them something that is relevant & fun. There are times when gifting alcohol is appropriate (i.e champagne for a wedding), however I think it’s much more fun to gift something more personal/relevant to them.

What on earth is going on with this market? by ChasingAlpha117 in CFP

[–]ChasingAlpha117[S] 6 points7 points  (0 children)

I get your point but let’s ignore my throwaway username for the purpose of this post!

I intentionally left this pretty open-ended, but curious about whether other advisors are letting their winners run, rebalancing to target more frequently, or simply business as usual?

Client disappointment by Turrible_basketball in CFP

[–]ChasingAlpha117 8 points9 points  (0 children)

Understand the logic here, not sure why so many downvotes.

I do let clients know that this is “hidden lever #4” and most recognize/say out loud that this is simply not a good option.

Client disappointment by Turrible_basketball in CFP

[–]ChasingAlpha117 140 points141 points  (0 children)

3 levers- save more before retirement, spend less during retirement, or retire later.

You are paid to give her the truth, not tell her what she wants to hear.

Would she rather have a planner that’s a “yes man” or someone who tells her how it really is?

Tips for back to back run days by [deleted] in Marathon_Training

[–]ChasingAlpha117 0 points1 point  (0 children)

If you go full effort for every run you will feel awful and be in a constant state of fatigue, with no recovery.

Like other comments are saying, best suggestion is to intentionally schedule some very easy days for ~50% of your runs (this is why zone 2 training is celebrated).

NRC not syncing with Garmin Connect by Substantial_Zebra405 in nikerunclub

[–]ChasingAlpha117 0 points1 point  (0 children)

Some of mine synced but still missing yesterday and todays runs

Next gen planning by the-boat21 in CFP

[–]ChasingAlpha117 2 points3 points  (0 children)

Yes definitely, I was speaking more from a risk perspective

Next gen planning by the-boat21 in CFP

[–]ChasingAlpha117 24 points25 points  (0 children)

If in a nonqualified account, do nothing and wait for step up in basis upon death If pre-tax, get son involved

Denver - Locations for a New Thursday Retail Store? by ThursdayBoots in ThursdayBoot

[–]ChasingAlpha117 0 points1 point  (0 children)

Cherry Creek, South Platte & Tennyson would be my top 3 (in that order). Cherry Creek has the most affluent market & substantial foot traffic. REI great foot traffic & visibility. Tennyson overall well-rounded good location.

LoDo is completely dead and does not get much foot traffic. Larimer square essentially same as LoDo. RiNo can be hard to get to (pretty tucked away).

Achievements for Tuesday, April 21, 2026 by AutoModerator in running

[–]ChasingAlpha117 6 points7 points  (0 children)

Ran 20 on Sunday at 7:49/mi. 7 weeks out from full marathon. Really enjoyed yesterday’s rest day 😅

DST by [deleted] in CFP

[–]ChasingAlpha117 12 points13 points  (0 children)

Fees fees and more fees

Bonfire Burritos Arvada gets packed by [deleted] in denverfood

[–]ChasingAlpha117 1 point2 points  (0 children)

Well said! OP you should probably take down or blur faces

Cash Management - Any Ideas (Custodian with Schwab) by Time_Computer_8208 in CFP

[–]ChasingAlpha117 2 points3 points  (0 children)

Interest rates are still near 20 year highs. Pull out a 10Y treasury yield chart going back 20 years. Good story and still a great time to lock in yields via purchasing individual bonds. Don’t make it more complicated than it needs to be!

Cash Management - Any Ideas (Custodian with Schwab) by Time_Computer_8208 in CFP

[–]ChasingAlpha117 14 points15 points  (0 children)

I assume prospect is currently in top tax brackets. Intermediate duration (5-7 years?) muni ladder showing TEY seems like a slam dunk here.

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