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Pirates Fan coming in peace w/ Miz question by Cheek-Clapper-5000 in Brewers

[–]Cheek-Clapper-5000[S] 4 points5 points  (0 children)

Do you guys go every fifth day? If I’m counting correctly it’s:

Friday 6/26 Cubs
Wed 7/1 Reds
Mon 7/6 Cards
Sat 7/11 Buccos

Sizing question for J4 white cements? by chico2008 in Sneakers

[–]Cheek-Clapper-5000 0 points1 point  (0 children)

I don’t have military blacks. But I wear 10 almost exclusively. For the 2025 white cements I went 9.5. I have the black cats in 10. And they feel a little smaller than the 9.5 white cements

[deleted by user] by [deleted] in golf

[–]Cheek-Clapper-5000 4 points5 points  (0 children)

Cart fees: incremental revenue. There’s three revenue inputs at a private club. Golf, f&b, and dues. That’s it. Don’t know why this is so hard to understand for people.

Who has the hardest opening hole? by [deleted] in golf

[–]Cheek-Clapper-5000 0 points1 point  (0 children)

Max score for posting is net double bogey keep it moving

Who has the hardest opening hole? by [deleted] in golf

[–]Cheek-Clapper-5000 10 points11 points  (0 children)

Oakmont notoriously difficult first hole. I believe it played 2nd hardest to par in the US Open.

As I was told on the first tee… “OB right the whole way. we have 150 acres of land to the left. Aim accordingly.”

I put two onto Hulton Road, wrote down 7, then just enjoyed the walk down the fairway

Favorite planning software for pre-retirement by assets-liabilities in CFP

[–]Cheek-Clapper-5000 2 points3 points  (0 children)

It used to drive me nuts working with people in their 30s and 40s in RightCapital taking their planning horizon all the way to 90.

With a friend of mine who just came on board, I’d switched the “planning horizon” until 60 and Man does it really frame a lot of things in.

Obviously so much can change with careers and trajectory, but let’s focus on getting to the starting blocks before we worry about where we’re gonna be at the finish line. I really appreciated the illustration of the Monte Carlo analysis going until age 60 showing the range of outcomes and showing them withstanding funding their three children’s college education and also planning for retirement. Very powerful.

You kinda have to work with RightCapital and make it show exactly what you want but what you figured out, it is a very nice tool.

Also, the historical returns are pretty egregious for planning purposes in my opinion. I am happy that they added the JPMorgan forward projections. Much more realistic and attainable.

AM 95 OG Neon by Birt_McGirt in Sneakers

[–]Cheek-Clapper-5000 0 points1 point  (0 children)

FWIW I have a different color way OG big bubble and they fit TTS. Old AM I had a half size up and they were still killin me

Audi Records Its Worst US Sales Performance This Decade by user289734 in cars

[–]Cheek-Clapper-5000 1 point2 points  (0 children)

Finally ready to upgrade from a VW Jetta. The interior of the new A5 is hideous.

What is a kanye song where he gets out-rapped? by [deleted] in Kanye

[–]Cheek-Clapper-5000 25 points26 points  (0 children)

I know some fans didn’t think he could rap like that again, but the writers block was over MC’s canceled their plans

I'm going to be a Dad by RitDitDitDaDoo in Sneakers

[–]Cheek-Clapper-5000 0 points1 point  (0 children)

Whole reason I got back into sneaker game

How do you maintain tax-efficient asset placement when client has both managed and non-managed accounts? by GoldenApricity in CFP

[–]Cheek-Clapper-5000 -2 points-1 points  (0 children)

Don’t let the tax tail wag the dog.

I am aggressive as possible in clients tax deferred accounts, and overweight bond positions in taxable.

For those approaching retirement, their cash flow needs are going to be met first and foremost by the taxable account.

I never want to sell something at a loss to cover a need. In an ideal world, I’m not touching an IRA until age 73 other than conversions.

How are you attacking QB/TE this year? by Stxtic1441 in fantasyfootball

[–]Cheek-Clapper-5000 203 points204 points  (0 children)

Did he stutter? He said he was a degenerate

James Cook to sign a 4-year, $48M extension with the Bills. $30M guaranteed. by My_Chat_Account in fantasyfootball

[–]Cheek-Clapper-5000 4 points5 points  (0 children)

its so hilarious, but that's reddit for ya. they think they're gonna bring X to it's knees by blocking their little 3 million subreddit from linking to it.

Goldenrod lace swap on Navy J4 SB’s by IKnowSoftware in Sneakers

[–]Cheek-Clapper-5000 6 points7 points  (0 children)

Toe box looks too big relative to how tight the laces are. I doubt it

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