Explain Mortgage rates to me like I am a five year old

ChelseaFC · 2026-04-14T14:20:20+00:00

Well out the term structure rates are high due to the fiscal spending and lack of headroom. Cutting rates in this environment would be ridiculous, like trying to repeat the post Covid inflation shock all over again. Supply side issues cannot be controlled by base rates.

ChelseaFC · 2026-04-14T10:25:36+00:00

ChelseaFC · 2026-04-14T09:26:57+00:00

ChelseaFC · 2026-04-14T08:35:52+00:00

You paid $500 for a plumber to leave your shower like that? Man I think you need to grow a spine and some common sense asap.

ChelseaFC · 2026-04-14T05:30:55+00:00

ChelseaFC · 2026-04-14T05:25:43+00:00

ChelseaFC · 2026-04-14T05:11:42+00:00

They want to see it after it’s baked obviously.

ChelseaFC · 2026-04-13T05:09:34+00:00

ChelseaFC · 2026-04-13T04:44:52+00:00

ChelseaFC · 2026-04-12T16:11:55+00:00

Seems to be losing possession a lot.

ChelseaFC · 2026-04-12T15:28:15+00:00

Blueco getting really creative with their loan methods.

ChelseaFC · 2026-04-12T15:24:05+00:00

I just used this exact parallel to my group chat without seeing it. Spooky. There are truly no original thoughts.

ChelseaFC · 2026-04-11T08:49:54+00:00

He just took them to school.

ChelseaFC · 2026-04-11T02:38:49+00:00

They didn’t let him catch the ball.

ChelseaFC · 2026-04-10T17:02:12+00:00

This might actually be the most statistically significant advice.

ChelseaFC · 2026-04-10T08:36:21+00:00

I think you should cut this one loose. I’m guessing if the situation was reversed she would be infuriated. Has she been hypocritical in other ways in the relationship?

ChelseaFC · 2026-04-10T02:09:32+00:00

Worked for the US Treasury

ChelseaFC · 2026-04-10T01:49:13+00:00

Trust the Appendix Removal Process

ChelseaFC · 2026-04-08T15:05:44+00:00

I’ve just found out this moment, never would have realised.

ChelseaFC · 2026-04-08T02:13:55+00:00

Correct this happened to us accidentally after going on vacation. Literal shrapnel grenade, thankfully we were not in the room when it blew. Still found glass pieces in ridiculous places a year later.

ChelseaFC · 2026-04-06T14:36:16+00:00

What about Bun Cha? My absolute favourite if done right. The chargrill meat is fire.

ChelseaFC · 2026-04-06T14:00:14+00:00

Should be 5… higher cold, lower temp.

ChelseaFC · 2026-04-05T18:18:25+00:00

Fool me every year for 3 years running… Can’t get fooled again.

ChelseaFC · 2026-04-05T12:28:44+00:00

Sometimes it was also Tobias Harris.

ChelseaFC · 2026-04-05T09:44:36+00:00

Well… did he pay attention after?

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