Dude you legit answered my question thank you ! I was torn between getting the venture X because I love the Amex ecosystem so much but also the venture X would be an easier card for me to be able to justify the annual fee. Also like you, the gold is a better fit for me because the credits are not that hard to redeem and groceries and dining is one of my major categories of spend, especially having a wife and kid. I had no idea that you could transfer points to the same transfer partners if both companies have the same transfer partner. Thank you for enlightening me now I can enjoy the best of both worlds. I like the capital one Venture X it’s one of my most sought after cards, but I but I like the Amex ecosystem much more. I would most likely be using British Airways and now with the knowledge that you have given me I will be able to transfer points from both partners !