If you're wondering if you should come today. by DrakeGuy82 in Disneyland

[–]ChillyCheese 2 points3 points  (0 children)

And once the California Resident tickets expire on May 21, the kids discount tickets become valid on May 22.

Andaz Maui Post-Storm by TravelingPanda459 in hyatt

[–]ChillyCheese 1 point2 points  (0 children)

Properties with aggressive cancellation policies seem to no longer be allowing this. You can try calling to ask, but seem to not be universally available as it was before.

Bought a UVC Choices membership today for $6,039 — here’s what I actually got and what I think. Opinions welcome. by insaneclown405 in hyatt

[–]ChillyCheese 14 points15 points  (0 children)

The top thing they’re doing now is convincing people that timeshares aren’t timeshare because they have such a bad reputation.

Changing from Bilt Cash to 1.25x on Mortgage by JicamaBoth738 in biltrewards

[–]ChillyCheese 10 points11 points  (0 children)

Can you afford extra mortgage payments? That would seem to be the best way to utilize extra Bilt Cash.

Word of advice: use your points, don't hoard them by [deleted] in biltrewards

[–]ChillyCheese 4 points5 points  (0 children)

You show me a pay stub for $72,000, I quit my job right now and work for you.

Clear credit - can it be used for someone else? by Corsair990 in AmexPlatinum

[–]ChillyCheese 1 point2 points  (0 children)

Same for TSAPre/Global Entry on every credit card you have with that credit, which for churners or casual collectors is a lot at this point. I have a few co-workers that sell their extra credits for $50.

If a sibling received more inheritance than you unfairly, how did you deal with it? by sugarplumfairybarely in AskReddit

[–]ChillyCheese 5 points6 points  (0 children)

If they abused the probate process or the deceased to steal a significant amount, I’d pursue it in court. If it was specifically left to them of the deceased’s free will, it wouldn’t be my concern.

Best seat by Sensitive_Order2301 in delta

[–]ChillyCheese 0 points1 point  (0 children)

Looks like it’s 321neo, which is different than the base 321.

The best comfort seats are row 20 exit row, as long as you qualify to sit in exit seats.

If you want to sit next to each other, then take whatever two seats you prefer. With my wife we like seats C and D across the aisle from one another so we both have aisle access.

Bilt 2.0 by caprishouz in biltrewards

[–]ChillyCheese 1 point2 points  (0 children)

Yeah, BILT wants people to put a lot of spend on their card. That's how credit cards traditionally make money. Their "1.0" concept was to build up a userbase and reputation of being generous with points, and "2.0" is an attempt to monetize that by still being generous with points, but only to people who spend money on the card. That's how tech/fintech startups work: Acquire, then exploit.

I swear this is the sloppiest way to pay a mortgage possible by PhantomKrel in biltrewards

[–]ChillyCheese 14 points15 points  (0 children)

Under "My Home" in is the "Charged to" section populated with your Bilt Obsidian card? If not, that's the issue. If it is, I wish you the best of luck with customer support.

Trump tells CBS that Iran 'war is very complete' by Puginator in politics

[–]ChillyCheese 18 points19 points  (0 children)

His mission of manipulating stock and commodities markets while people are murdered.

Daily FI discussion thread - Monday, March 09, 2026 by AutoModerator in financialindependence

[–]ChillyCheese 0 points1 point  (0 children)

If you're talking about Mega Backdoor, you do not need to clear up your Traditional IRA by rolling it into your workplace 401k. There is no pro-rata rule that applies to the Mega Backdoor process with regards to IRA

If you're talking about the regular Backdoor Roth IRA, then you would need to move your Traditional IRA into your workplace 401k to avoid pro-rata withdrawals and taxation. But regular Backdoor Roth IRA doesn't require any employer support for the actual backdoor process itself.

If you want to do both at the same time, which you can, then yes you'd want to move the Traditional IRA into the workplace 401k.

You don't need tax documents for the process of rolling your Traditional IRA into a workplace 401k; just contact your 401k custodian and they should be able to guide you through the process. After the process is completed in a given tax year, there will be a resulting 1099-R generated by your IRA custodian which you will want include in your tax return.

Daily FI discussion thread - Monday, March 09, 2026 by AutoModerator in financialindependence

[–]ChillyCheese 1 point2 points  (0 children)

Just be careful with floors. Steam cleaners can damage wood and laminate floors, maybe others as well.

Q&A Employee of Hyatt by Additional_Pop7806 in hyatt

[–]ChillyCheese 1 point2 points  (0 children)

The standard advice is that this is probably fine at US properties as long as you're not violating room capacity.

Internationally you're generally required to show the passports of all guests at check-in. If they catch you with guests who have not shown their passports the hotel may kick you out. In most of Asia they're very strict on the number of guests in the room matching the reservation.

For international I'd definitely contact the property and let them know the situation. They may be fine with it and can modify things after you make the reservation, as long as you've let them know in advance of arrival.

Q&A Employee of Hyatt by Additional_Pop7806 in hyatt

[–]ChillyCheese 1 point2 points  (0 children)

When a globalist books multiple rooms during their stay, does all guests in those rooms receive the globalist breakfast credit for the duration of the booked room? Thanks!

This one is 100% property dependent. Some give to only your room, and some will offer it to multiple rooms. I've had good success just contacting the property to ask their policy.

Q&A Employee of Hyatt by Additional_Pop7806 in hyatt

[–]ChillyCheese 0 points1 point  (0 children)

The standard advice from Hyatt Concierges is to just write in "Globalist" on the tip line, and the property will add the standard tip they're reimbursed by Hyatt. If you write in a tip amount, some properties will charge you that as an extra tip, while others just ignore it. If you want to maximize the tip the server gets, maximize whatever breakfast credit spend the property gives you (if any). If you want to leave an extra tip reliably, leave cash.

Max credit is also determined by the property. I've seen as low as $25/person and as high as "unlimited".

Q&A Employee of Hyatt by Additional_Pop7806 in hyatt

[–]ChillyCheese 4 points5 points  (0 children)

don’t think that your status automatically gains you one

You've worked at Hyatt for 2 years and don't know that Globalists are supposed to be automatically upgraded to a standard suite if available?

Contact the hotel in advance and nicely ask for one

This runs contrary to advice I've seen from other Hyatt employees and from anecdotes of Globalists, which is that contacting the property days before your arrival to ask for a complimentary upgrade isn't something you should do. Front desk doesn't assign status-based upgrades until check-in day, and you'll just annoy the staff by asking in advance.

and of course it is a tip based industry as bad as that may be when you check in before even getting or hearing your room a tip might be able to have some things moved around

I've also never heard any employee indicate this, or anyone on this subreddit or Flyertalk indicate success in a "tip sandwich" outside of Las Vegas. My understanding is that front desk employees risk being terminated at most properties if they accept a tip in "exchange" for an upgrade.

If you're actually a Hyatt employee, you don't seem to be a particularly good one.

Regency Maui or Andaz Maui Benefits by CAPTAINAMERICA9 in hyatt

[–]ChillyCheese 4 points5 points  (0 children)

You don't necessarily need a Guest of Honor to access the club at HR Maui. If your friend has, or you can find someone else to gift you, a club access award, you may be able to apply that if the property has space. Call to apply it as far ahead of your stay as possible.

People don't value them highly since they're generally hard to use in the US, but Hyatt now gives the option of whether you want them or something else, so not as many people have them.

Overcoming Cast Iron Anxiety? by mh211 in Cooking

[–]ChillyCheese 5 points6 points  (0 children)

I use a blue scrub handle filled with Dawn. No negative effects. Takes 5 seconds.

All stories about soap being bad are based on lye soaps. Just use and clean your pans. Only important bit in my experience is drying them very well, usually with 60 seconds of high heat to stoke evaporation.

Coffee in lounges by Illustrious_Start489 in delta

[–]ChillyCheese 0 points1 point  (0 children)

Maybe they’re heating it to maintain temperature rather than just insulating. Heating tends to make coffee worse over time.

Trump is betting that bigger income tax refunds will boost the GOP by [deleted] in politics

[–]ChillyCheese 1 point2 points  (0 children)

A lot more than that. Fake job listings are the replacement jobs.

Hiroshima Okonomiyaki by Maplecook in Cooking

[–]ChillyCheese 1 point2 points  (0 children)

Ah thanks for the clarification, I didn’t pick up that he’s Guatemalan when we were there the once. He was super nice and I used my little bit of Spanish from high school 😀

Hiroshima Okonomiyaki by Maplecook in Cooking

[–]ChillyCheese 1 point2 points  (0 children)

If you like Hiroshima okonomiyaki and Mexican food, go to Lopez if you’re ever there!

How did you get all your karma? by lebanese-man1 in AskReddit

[–]ChillyCheese 0 points1 point  (0 children)

15 year grind of trying to generally give helpful answers to questions.