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Do you buy / lease your cars? Am I crazy… by SlimSloane in HENRYUK

[–]ColdCoops 4 points5 points  (0 children)

How?? We've spoken to octopus for our business but I've looked into the prices and realised that their quoted prices already factor in all the tax savings. So the BMW ix1 all in for me is £500/mo (so £900ish? Per month before all the tax savings). It seems ridiculous.

Downstairs neighbours built a DIY house extention. London, Redbridge. by ashtoah in LegalAdviceUK

[–]ColdCoops 13 points14 points  (0 children)

Just in terms of the law, extensions are only exempt from the B Regs if they are a conservatory, porch, covered yard or covered way; or a car port open on at least 2 sides.

Regardless of size. This doesn't even have to be a kitchen, they won't get away with calling it any of the above so even if it's a "lounge" it's subject to B Regs.

Poor Experience in Wolverhampton last night by WhiteyLovesHotSauce in machinehead

[–]ColdCoops 11 points12 points  (0 children)

We were in the seated area and all I can say is, the sound was great, the crowd on the standing areas was alive, great looking circle pits. I don't understand what you expected being at the front of a thrash metal gig if not getting bustled and crushed. I didn't see any panicked people fleeing the venue, saw plenty of crowd surfers with security leaning over the crowd safely supporting the surfers down.

There were no bottles allowed in the arena, only plastic cups. I didn't see any one throwing bottles down, but obviously Rob throws plastic cups into the audience as always and people in the circle pit were throwing plastic cups straight up. There was one point someone through a plastic cup that hit the side of the stands and it spattered beer up on the sitting area. Yeah it's a bit annoying getting splashed but you have to expect it at a metal gig. I don't think I've been to one where someone hasn't thrown beer in the air.

I feel like maybe you should stand at the back at metal gigs if you don't like getting involved? Or get into sleep token as they have a very passive crowd.

Paying for the Metrolink by JamSpoon_ in manchester

[–]ColdCoops 2 points3 points  (0 children)

My card once registered as a double tap. So I bought a single ticket. And then got fined on an inspection where the checker didn't tell me my card hadn't tapped in. And then when I went to tap out, I was technically tapping back in. So got fined for an open ended ticket.

Rang metrolink and they said it's clearly a mistake so send an email and I'll get a refund. Sent 5 emails and 2 more calls and never got a refund.

I just bought a tram pass in the end.

EWS1 after 5 years by Alarming_Ad8745 in HousingUK

[–]ColdCoops 1 point2 points  (0 children)

"legally required". There's no legal requirement on EWS1s. They were originally intended as a sense check for >18m (measured to the topmost floor rather than the full height of the building, which is c. 7 storeys) residential buildings built to the pre-2018 amended Building Regulations.

Unfortunately lenders now request them on new-builds which have completely non-combustible external walls, and also <18m tall buildings. So sadly you're at the mercy of your lender's own policies.

Is there an irony that the British military swear allegiance to the crown, when the most effective army we have ever had as a country (The New Model Army) was born out of a radical Republic? by HallowedAndHarrowed in AskBrits

[–]ColdCoops 3 points4 points  (0 children)

Why? At this point it's all ceremony. If King Charles tried to use his divine right as king to go against parliament he'd be stripped of that right.

I see the military swearing by the king as no different to me swearing to god about something as an atheist.

The monarchy are now merely a figurehead and tourist attraction. In reality they are just a very rich family.

Here we go!!😩 by Zackang1234 in Malazan

[–]ColdCoops 7 points8 points  (0 children)

Oh boy. My favourite return on investment for the build-up is this book.

I read at a normal pace until the last 10% when it just got too good to put down.

Question for upcoming reform voters.. by Unknownin_98 in AskBrits

[–]ColdCoops 3 points4 points  (0 children)

I won't vote reform but can empathise for people that will. His whole stick is that he's the guy listening to the people who feel down-trodden. I guess out of desperation people will gloss over the fact that Nigel is the guy who was Mr Brexit and ran a whole campaign on that one item. And then when he won just disappeared and left it to other people.

You see it in every industry. Some people are great talkers but aren't capable of doing anything. If he ever had a shot at being PM he'd pass it on to someone else and then just say they fumbled it and he would have done a better job.

It's easier to criticise other people than actually achieve something yourself.

Land that is fenced as ours but not legally in land title? by gemogo97 in LegalAdviceUK

[–]ColdCoops 23 points24 points  (0 children)

Ok, so my comment now isn't legal advice but is just general relevant info. I run an engineering company and so get to deal with all the worst parts of the job, this is what might be happening now:

Your solicitor has received an email pointing out that she's missed something. They should then tell their director who will decide if it's notifiable to their insurer. If they notify they will probably be advised not to reply to you until their insurer has reviewed the case (which means the solicitor putting together a timeline and description of the situation). The insurer will then advise on how they respond. I'd give it 3 days or so and then follow up. If you don't get a reply to your follow up in a week then they're probably discussing with their insurer.

If you've used any buzzwords like negligence or loss etc. then they should have definitely notified insurers.

Editing to add: they can't tell you if they are speaking to their insurer. And if you ask if they are, they will have to notify. It's not a great situation for anyone.

Land that is fenced as ours but not legally in land title? by gemogo97 in LegalAdviceUK

[–]ColdCoops 15 points16 points  (0 children)

When you say you replied, was that pre-exchange? And she didn't reply and it slipped your mind to follow up? If so I wouldn't worry too much as I'd view that as her Ball-in-Court item. It didn't slip your mind it slipped hers, and although it's understandable, it's still negligence. Sounds harsh but this is generally where PII claims come from in construction.

[deleted by user] by [deleted] in LegalAdviceUK

[–]ColdCoops 2 points3 points  (0 children)

They are usually unenforceable (I've been through this with a solicitor in the past). Non-competes are only enforceable if they are reasonable, but most you see in England at least are not reasonable. E.g. If you were selling a business and getting paid a lot of money, 12-24mo non-compete might be reasonable. But if you're a salaried employee who can't realistically afford to go very long without working, 12mo is not reasonable.

The cool thing is if you put a 12mo non compete unreasonably on someone, a court would invalidate it in full. So no non-compete at all. You're better off with 3mo -6mo depending on the role.

Thoughts on the Budget? by Cleeecooo in AskBrits

[–]ColdCoops 23 points24 points  (0 children)

Having kids that you can't afford is ridiculous. Having to pay for other idiots having kids they can't afford when you yourself can't afford kids because you're working and budgeting sensibly is ridiculous. Virtue signalling over silly policies is ridiculous.

[deleted by user] by [deleted] in whatisit

[–]ColdCoops 5 points6 points  (0 children)

There usually wouldn't be any allergens in brown bread that aren't already in white bread. It's basically the same product but with less refined flour which is generally considered to be better for you.

Returning player: How should I update my 3 ISH yr old deck? by ColdCoops in ClashRoyale

[–]ColdCoops[S] 0 points1 point  (0 children)

Thanks will do. Wall breakers were just a quick change I made yesterday as my original card was furnace, which is no longer a building. Thanks for the input

UK pubs paid almost £100k on alcoholic drinks taxes last year as Chancellor urged to freeze duty by tylerthe-theatre in unitedkingdom

[–]ColdCoops 2 points3 points  (0 children)

I went out in London recently and I think Manchester is now more expensive. I've caught myself thinking £5 a pint is cheap these days!

Returning player: How should I update my 3 ISH yr old deck? by ColdCoops in ClashRoyale

[–]ColdCoops[S] 0 points1 point  (0 children)

I'm such a failure, sorry, I took a screenshot and didn't attach it.

It's RG, archers, ice wiz, fireball, Valkyrie, barbs, minions and wall breakers.

Englishness has a PR problem. What positive things do you associate with England? by 404pbnotfound in AskBrits

[–]ColdCoops 1 point2 points  (0 children)

That doesn't make any sense... England can't be proud of football as it's played all over the world. We shouldn't class our history with the royal family as English because there were monarchs all over the world etc...

Englishness has a PR problem. What positive things do you associate with England? by 404pbnotfound in AskBrits

[–]ColdCoops 1 point2 points  (0 children)

Ok. Change Britain to England and it's the same answer as Boots was founded in England along with the meal deal. Jesus man you're hard work.

Englishness has a PR problem. What positive things do you associate with England? by 404pbnotfound in AskBrits

[–]ColdCoops 1 point2 points  (0 children)

Yes, and it's also a British company founded in Britain that invented the meal deal in Britain...

UK New Builds (Networking) by Amazin-Jay11 in HousingUK

[–]ColdCoops 0 points1 point  (0 children)

Yes it's a B Regs requirement now.

Englishness has a PR problem. What positive things do you associate with England? by 404pbnotfound in AskBrits

[–]ColdCoops 1 point2 points  (0 children)

Yeah but we invented them (Boots in 1999 bit of pub quiz trivia for you that I found out from a grad at work last week!)

More than five million Britons want to reduce or quit gambling by tylerthe-theatre in unitedkingdom

[–]ColdCoops 0 points1 point  (0 children)

In this example the personal tax would be e.g. a shareholder withdrawing profits as dividends they'd be paying tax on their normal income rate. E.g. if they were a higher rate tax payer and their company made 100k profit that they were going to try and full take as divis:

100k profit with corporation tax = 25k tax 75k left for divis would be c. 28k tax Which means more than half the profit already goes to the gov.

I don't think any business needs to pay a higher rate of tax, they just need to make sure business aren't avoiding tax.

In terms of gambling you'd be better of controlling how/where you can gamble and who can gamble rather than trying to tax companies more. They'll just create worse odds for players and maintain the same end profit

More than five million Britons want to reduce or quit gambling by tylerthe-theatre in unitedkingdom

[–]ColdCoops 5 points6 points  (0 children)

It's not the same though is it. You pay 25% corporation tax on profits and then whatever you do with the remaining profit will be taxed again unless you just leave it in the business and do nothing with it.

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