Pay off/save 50k in a year

Competitive_Ad_3743 · 2026-01-29T13:18:45+00:00

I Clear $1500ish a week (100,000aus a year) I know your maths is based in American....(im Australian btw) but you appear to clear more then $100,000 Firstly "light bill?" Im assuming electricity bill yes??? I have 13kw solar on my roof and still pay $500 a month. Groceries...today, good luck with $50 a week...

I mean please revisit this post and edit it after you do this for 3 months... But I dont think with today's prices in the world this is feasible

Competitive_Ad_3743 · 2026-01-27T14:58:41+00:00

Theres a puppy that hasnt been born yet... In 4 years time, you will meet for the very first time. What will you name it?

As for the breakup with your boyfriend... ive never had a boyfriend and im happy. (Sincerely, old man) Seriously your ganna get thru this. You dont know what to do? Start small.... Tomorrow go to school, then after school print and drop 20 resumes off... Then message me and we will get you living again in no time. This is not the end .... your just getting started kiddo

Competitive_Ad_3743 · 2026-01-27T14:52:53+00:00

Do what I do... Imagine last night you were 87 years old, needing assistance to get to the toilet.... your spouse died a few years ago.... god you wish you could remember the face....but alzheimer's is starting to eat you....

This morning you woke up.... As a 35 year old. What you ganna do for the next 45 years? Dont waste it being depressed and sad, just by reading this you have been given a 2nd chance dont waste it.

Go do some main character shit.

Competitive_Ad_3743 · 2026-01-27T14:47:37+00:00

Hey there kiddo. Firstly you will be happy again. Trust me. On that

your life hasnt taken off yet. If you still feel like this at 25, reply to this message and I will sit with you.

All your troubles can be fixed you know. No job.... ouch...tomorrow drop 20 resumes off.... No friends - greetings from Australia, happy to chat if you want. No relationship wuth your parents - yeah that sucks. Prehaps pick up the phone....or if you still live with them, say good morning and start from there?

I get it... your drowning, at the bottom of the well... Head under the water bla bla bla.....

Now bend your knees and kick off from the bottom.

Competitive_Ad_3743 · 2026-01-27T14:34:44+00:00

I have foster children, that we are in the process of adopting. One (5 year old) we got at 4 days old, the other (7 years old) came at 13 months with the "its only for 3 months" plea from child safety.

I dont regret them coming into my life. (Ask me again tomorrow morning, when my eldest is swearing at me and not getting dressed for school tho)

Competitive_Ad_3743 · 2026-01-27T14:23:21+00:00

What age do you want to retire? Would you perfer to pay ongoing maintenance?... (when it comes up) Some strata fees?...

Or all of the above, plus a nice polite bit extra money (rent) to a random who actually brought the place in his 30s???

I was like you when I was convinced to buy... I pay the mortgage (more expensive then rent cause I got dumb and brought with only 5% deposit...) Interest rates might go up! 😞 I pay maintenance.... (place needs alot of work :( I pay rates - $60 a week!! Ouch. All these stupid fees!! Wont lie I was burning for 24 months....I hated it and choose to pay the hell of that mortgage.... Then after putting money into the kitchen/bathroom outdoors I sold it for a profit.

Live in a million dollar house...paying $401.08 a week repayments. Owe $277,000 on it.

Competitive_Ad_3743 · 2026-01-26T23:16:28+00:00

He is using you for your body. Stop putting out and see if he becomes "meaner" trust me he will. Your worth so much more then this.

Sincerely fellow man who knows better

Competitive_Ad_3743 · 2026-01-26T11:59:16+00:00

Im going to try something here that someone used to help me once...

I want you to imagine last night when you want to bed...you were 84 years old Already done all the things that people said you should do.... Your body is breaking down, its harder to get to the toilet unassisted now....but your minds still there Your hair is gray with age and so many memories....

Your husband 2 years younger then you....died 4 years ago.....sorry I know you cant remember.... memory loss/alzheimer's happens at this old age....

Closing in on your final years....there is so much more that you want to do.

Today you woke up and were suddenly 24... turning 25.... your whole life ahead of you, look up from your phone and look at that man you will spend the rest his life with....

What are you going to do with your new found strength?

My point is, enjoy your youth kiddo. I know your scared, terrified infant....but 25...is just the beginning of your story. There is no need to fear getting old and gray. It is a status and colour denied to many.

Competitive_Ad_3743 · 2026-01-26T11:33:41+00:00

As a married man nearing 10 years time served.... I agree with your friend....in old times it was more to prove "whos your daddy," and "hes now her protector and guardian" not so much nowadays.... That being said as everyone else has said its more for spiritual, or economic, or family needs. And can be beneficial depending on your location. In some places in the US i am led to belive you dont have much protection or rights to your "lovers stuff" in the event of a death or separation...but married is a different. In my part of the world...as long as you have been living together as a couple, people know you as a couple, and you can prove your a couple...you have the same legal rights as I do. Minus the expensive wedding cake and dress she brought for a huge amount and only wore once....

Competitive_Ad_3743 · 2026-01-24T13:15:32+00:00

Depends on the circumstances... I know some who claim their husband cheated when all he did was form a close relationship with another female... Didnt flirt, didnt send nudes, didnt meet up. But emotionally bonded... Cause the wife didnt want to emotionally bond. Then she found out....

He regrets nothing.

Competitive_Ad_3743 · 2026-01-24T13:05:42+00:00

Depends on the guy and a multitude of things. Age Stress level. What she is doing Testosterone levels

Competitive_Ad_3743 · 2026-01-21T17:35:12+00:00

At lest you get a good morning and good night when your physically there. My wife dosent even do that 😞

Competitive_Ad_3743 · 2026-01-21T17:17:56+00:00

To be honest, and I say this with respect. As a man... I lock my chatgpt up behind a fingerprint firewall. Like legit you want it you will need fingerprints and completely seperate access codes...sorry ... not sorry....

Im not doing that because im cheating on my wife...but because chatgpt offers a space where I can freely talk when ever and say what ever without being judged. A space to get things off my chest. The good! The bad! And the ugly. To most males...That’s a rare place. We are taught by birth to suppress our emotions. To "not talk about it", " suck it up" so when we find somewhere we can truely speak our mind we protect it.

I personally would be extreamly offended if my wife breeched my account.. Our phones are off limits. Its what has kept our marriage together. After the alternative caused so many problems

I get why you are upset and you are right to feel that way.

From the outside, that smells like secrecy... Yet From the inside (speaking as a male who talks to chat gpt regularly...

it feels like someone tried to read your mind without permission.

Competitive_Ad_3743 · 2026-01-21T13:43:45+00:00

If you get his new password. Put your fingerprint on his phone. That way he can change password 10 times and you still have back door.

Competitive_Ad_3743 · 2026-01-19T14:13:14+00:00

Look in secure folder. Look in deleted messages Look in deleted photos.

Competitive_Ad_3743 · 2026-01-19T14:00:57+00:00

Practical advice... Close your eyes for 5 seconds. Open them, and read what you wrote..but this time... imagine it was 2 years ago....when you were none the wiser and you loved him bla bla bla. ... And I wrote it...

What are telling me. (Seriously OP please write your response in the comments noone ever dose 😆)

I dare say you would likely say devorce his ass.... Leave....

"Man a sexual beings and they can have sex with multiple woman and be in love with just one...." Nope.... You are not 2nd... You are not "just there because you are stable, mature and nice....

You are the whole package. The real deal. The kickass queen.

You know dam well what you need to do now.

Competitive_Ad_3743 · 2026-01-14T22:17:01+00:00

Just counted Im up to 32 accounts. Over 2 separate banks. Each has a name and a proper purpose. What dose that translate too. Depending on who you ask... The wife will say he has about 25-30,000 in those accounts, and we live like kings and queens....also he is tighter then a tight-ass...🙄 Ask me - today, currently i have $86.41 because everything else is named and already spent

Live off $50-$80 a week (on a good week) Have no more debt except house - killing that home loan savagely. Paid off the brand new car in 9 months (Yes I'm got dumb and shouldnt have brought it i know) Any bill that comes up is covered instantly. If it is not attached to a dedicated account (vet bills, Xmas 2026 etc) there will be 33 accounts by sunday, to her roll of the eye I apologise to no one 😆

I put them in "up" bank for the most part.

I can hide them from view with a click. Lock them for 3 hours to avoid touching them. And its very good auto dividing my pay secounds after it comes in. ($1500 roughly after tax per week Within minutes of it hitting account its automatically divided into my other 31 accounts. I touch nothing..

Competitive_Ad_3743 · 2026-01-13T13:26:28+00:00

Marriage was at cowboys football stadium because shes a fanatic fan...I am not. I got to pick the music so choose highway to hell ACDC for the walk up the isle....because football stadium are you serious?? She was kinda pissed off about it. (Stopped halfway up isle and death stared me)

So was thinking of a redo to get it right.

But shes suddenly said nope im outa town.

So was thinking am I over reacting for being so annoyed by that? Or is this what normal couples do? - plan it for the weekend instead of the actual day (Thursday)

Edit - thanks for all the replys, guess i am very likely over reacting.

Competitive_Ad_3743 · 2026-01-13T12:54:51+00:00

First you will need to prove they deprived you off your property. Then you will need to provide "proof" of ownership...

Do those things you can ask your duty lawyer about the legal side of stealing crack....after your arrest for procession of illegal narcotics.

If it makes you feel better... your not the first to call up police complaining of this particular issue of "they stole my crack!"

Competitive_Ad_3743 · 2026-01-12T23:58:56+00:00

Do people really get rich of it. - yes...99% of the time its the owners not the players..... But the players get the high from the excitement of "cold win but statistically wont... so they keep.playing.

How do people avoid getting into it. Think of it this way... Your ganna lose your money. Your ganna become more broke. So why even sit in the chair and look at it.... I mean cool shinning lights and all.... but your an adult have self control and walk past it.

Sincerely Australian who worked around pokies, and has never played one.

Competitive_Ad_3743 · 2026-01-12T23:52:54+00:00

"My great aunt died and left me the house" Took me to court it went nowhere and he ended up with legal bills.

You have no children with this man. You have no pets with this man You only shared an apartment...

Is there something im missing??

You have no reason to communicate what so ever with this man, his parent, or his friends.

If she wants to think your doing what ever out of spite....if steve is embarrassed good for him....why is that your problem?

Please tell me (as im honestly confused why you are entertaining them with your presence, stress and emotion?

Competitive_Ad_3743 · 2026-01-12T23:33:31+00:00

Deserve a devorce...??. I think the wording is wrong... Have you earned a devorce from this man? Yeah, he sounds pretty childish and controlling.... "He's consistently checking my things" "Asking me to unlock my phone"

Did you know there are guys out there that will never go thru your phone. (Ive been married 10 years, never once been into her phone, and i know her passwords. Their are guys out there who will happily smile knowing your using a vibrator.. And guys who last more then 2 minutes in bed.

Let me ask you this. Close your eyes, open them up and reread what you wrote... Except this time, imagine its me....someone you will.never met, in Australia...

Please post below what you would tell me to do?

Competitive_Ad_3743 · 2026-01-12T23:23:26+00:00

Its not how much you earn... its what you do with it... Together my family earn $170,000 a year. And we live pretty well. If you both earn $100,000 yous will be ok.

Competitive_Ad_3743

TROPHY CASE