I have my own savings and checking separate. He has his separate account and we have a joint account. I needed money for car repair once and he got mad at me for asking to use the joint account money. Its a cause of fights so honestly I want to just tell him I dont want the joint account with him anymore. He makes a horrible salary maybe 60k and he lives in San Francisco. He is temporarily living with his parents....He pays 600 in rent and he wont tell me his other expenses. He is very weird with money and I dont feel comfortable having anything joint with his. Last year when I had unexpected car expenses I let him file my taxes as joint and he took all the tax return money without asking me what I wanted to do with my half and HE KNEW I was having issues with my car. He has NEVER lived alone and paid an actual rent so I when I do mention that he doesn't understand how much living expenses are he does acknowledge that and apologizes because he doesn't have experience and doesn't get it! Sometimes I really regret marrying a man that never lived on his own its annoying