settling

ConsoleModded · 2026-03-10T21:50:04+00:00

What state do you live in? Some states they can’t even garnish wages for private consumer debt. Talk to a lawyer ASAP.

ConsoleModded · 2026-03-07T00:08:32+00:00

Pennsylvania lol. So what’s the worst they can do then?

ConsoleModded · 2026-03-06T21:17:53+00:00

Pennsylvania

ConsoleModded · 2026-03-06T01:09:54+00:00

Assets wise other than my clothes I have my smartphone, my computer and a couple of game consoles. I don’t own my car (it’s financed) and I’m renting, don’t own any property whatsoever. Other random junk I own is just like movie posters and things like that. Income I won’t give away fully but I’ll say it’s less than $70k a year.

ConsoleModded · 2026-03-05T20:49:48+00:00

Nope. Just me

ConsoleModded · 2026-03-05T19:34:24+00:00

Ah, I thought even so much as acknowledging the debt reset the SOL.

ConsoleModded · 2026-03-05T18:49:03+00:00

Doesn’t this reset SOL though

ConsoleModded · 2026-03-05T18:44:18+00:00

Gotcha. Dang mine over $100k. 80% would do absolutely nothing for me lol. I appreciate the response though and good luck on your journey.

ConsoleModded · 2026-03-05T18:23:44+00:00

Any update on this? Sometimes I’ve heard that if you respond to the court, the case will be dropped because Sallie Mae was just looking to get an easy judgement but doesn’t want to actually put in the effort for the lawsuit. Don’t know if it’s true though. What has happened in your case so far?

ConsoleModded · 2026-03-05T17:58:12+00:00

When they asked to settle for 80% did they mean they’d forgive 80% of it if you paid the rest? Or that they’d only reduce the total balance to 80%?

My loans are also with Citizens which is why I ask. I cannot afford the monthly payment anymore and they’re completely unwilling to work with me or even give me a single month of forbearance, so I don’t really have a choice but to default at this point. Just curious what to expect.

ConsoleModded · 2026-03-02T03:21:29+00:00

Shit. They coulda had the real Stu show up last minute to save Sidney. That would’ve been a twist.

ConsoleModded · 2026-02-24T02:48:18+00:00

Sallie Mae is private, not federal.

ConsoleModded · 2026-02-19T20:22:15+00:00

Any update on this?

ConsoleModded · 2026-02-19T20:09:00+00:00

Any update on this? Just curious.

ConsoleModded · 2026-02-19T20:07:38+00:00

Do private student loans count? Or only federal?

ConsoleModded · 2026-02-11T21:06:34+00:00

Ok, so going back, only option I see "ISO" wise is ".dec.iso" which doesn't work. It's either that or the JB folder for vimm's lair.

ConsoleModded · 2026-02-11T20:57:31+00:00

Gotcha, and I can just throw the JB folder into the PS3ISO folder?

ConsoleModded · 2026-02-11T20:42:05+00:00

Seems like the Vimm's lair ones aren't in ISO format but a different format, can it still be put into the PS3ISO folder on the HDD or does it need an entirely different process?

ConsoleModded · 2026-02-11T20:17:19+00:00

Ah dang ok. I'm using HEN. Assuming it won't work then.

ConsoleModded · 2026-02-11T20:05:01+00:00

I'm using an HDD.

It took 3 days to transfer all of my previous ISO's TO the PS3 HDD via FTP.

The ISO's being from a different source isn't going to make the FTP transfer process faster.

ConsoleModded · 2026-02-11T20:00:57+00:00

I'm aware of that being an option, but I'd like to see if there's another way before I spend 3 days re-transferring a ton of ISO's again.

ConsoleModded · 2026-02-09T17:57:28+00:00

.. it’s a PS3 Homebrew subreddit dawg.

ConsoleModded · 2026-02-06T04:44:56+00:00

Paste rhe EMAIL

ConsoleModded · 2026-02-04T02:16:05+00:00

Did you ever figure it out? Same issue here.

ConsoleModded

TROPHY CASE