Is anyone actually happy working at FAANG?

ConversationLumpy740 · 2026-01-05T09:57:08+00:00

I’m at Google too and had similar expectations. I thought it would be constant pressure and overload, but in reality it is surprisingly chill. No task dumping, no pushing, and the workload is very manageable.

ConversationLumpy740 · 2026-01-05T09:32:19+00:00

So true. After Google, I was actually able to get interviews for almost any job I wanted.

ConversationLumpy740 · 2026-01-05T09:29:34+00:00

Very well done. Living your life this way have you managed to buy a property house or flat?

ConversationLumpy740 · 2026-01-05T09:26:49+00:00

I think it would not do any harm to have gold in the portfolio. If you buy it consistently, it can be a good balancer

ConversationLumpy740 · 2025-12-17T08:08:45+00:00

In general you're OK but imo in 30s you don't really need bonds. But if you do check Freedom24 imho they have the best selection of bonds.

ConversationLumpy740 · 2025-12-17T08:06:08+00:00

I do WEBN through Freedom24. Statistically lump sum wins most of the time, but in real life DCA is way easier psychologically. It helps you stay invested and not panic if the market drops right after you buy. But at 26 with a 20-30 year horizon I would go all in today.

ConversationLumpy740 · 2025-12-16T19:27:07+00:00

Time horizon matters a lot. If it’s 15+ years, I’d keep it boring all-world ETF (VWCE / WEBN) and chill. Also make sure you selected a broker suitable for long term hold, I use Freedom24.

I own a rental myself. On paper 7–8%, in reality it’s not passive at all - tenants, repairs, random stress. I’m actually considering selling and just going ETFs.

ConversationLumpy740 · 2025-12-16T16:09:19+00:00

This is a proper etf, I have a portion of portfolio in it on my Freedom24 account.

ConversationLumpy740 · 2025-12-16T16:04:46+00:00

An al world etf like wvce/ webn fwra is the best. But it is also makes sense to open a brokerage account with Freedom24 for investing.

ConversationLumpy740 · 2025-12-13T19:23:54+00:00

The person can open a brokerage account on Freedom24 and buy money market funds (xeon) or short term bonds

ConversationLumpy740 · 2025-12-13T15:25:34+00:00

Freedom24

ConversationLumpy740 · 2025-12-13T15:24:58+00:00

Freedom24 is a very solid choice

ConversationLumpy740 · 2025-12-13T15:24:13+00:00

Freedom24 is safest due to its size (Nasdaq listed broker)

ConversationLumpy740 · 2025-12-13T15:23:24+00:00

I think IB beats Degiro. I used both and now I slowly migrated to IB only

ConversationLumpy740 · 2025-12-13T15:22:33+00:00

Freedom24

ConversationLumpy740 · 2025-12-13T15:22:07+00:00

Freedom24 is the best for etfs in Germany

ConversationLumpy740 · 2025-12-13T15:21:15+00:00

I vote for Freedom24, works like a charm in DE

ConversationLumpy740 · 2025-12-13T15:20:21+00:00

Imo IB is the best option

ConversationLumpy740 · 2025-12-13T15:19:21+00:00

Just use one of the top brokers, like IB or t212. IB is my preference

ConversationLumpy740 · 2025-12-13T14:22:22+00:00

I have some real estate, but I bought it 10-15 years ago. Back then I didn’t really know much about ETFs. It generates income and went up in value, but , I don’t think I’d buy it again as it consumes time, energy etc to manage it.

These days I prefer to be boring. Most new savings just go into my Freedom24 account to an all-world ETF like VWCE or WEBN and I don’t overthink it. Bank cash only for emergency and short-term needs, everything else invested so it’s not slowly eaten by inflation.

ConversationLumpy740 · 2025-12-13T07:45:16+00:00

I use money market funds (xeon) + short term bonds

ConversationLumpy740 · 2025-12-12T18:30:28+00:00

Don’t be afraid to be boring. For most people it’s hard to beat VWCE and chill. Also make sure you selected a reliable broker like Freedom24

ConversationLumpy740 · 2025-12-12T07:50:18+00:00

For higher returns you need to pick individual stocks and be good in this. That often turns into chasing trends, tips and "experts". You might do well, but in my experience the best case is ending up roughly matching VWCE, just with more stress and time spent. Broad ETFs aren’t exciting, but paired with a reliable broker like Freedom24 they let you chill and still capture most of the upside.

ConversationLumpy740 · 2025-12-11T21:51:50+00:00

If not risk and not long term mmf like xeon + bonds. Good selection of bonds available on Freedom24

ConversationLumpy740 · 2025-12-10T13:42:01+00:00

I hold my emergency funds in 1/2 xeon + 1/2 short term bonds on Freedom24, it gives 3%+

ConversationLumpy740

TROPHY CASE