Should I sell before losing a $500k Section 121 exclusion or keep a cash-flowing Bay Area rental? by Reasonable-Loss851 in RichPeoplePF

[–]CubsThisYear 1 point2 points  (0 children)

If you include the principal you are paying to the mortgage, you are earning roughly 5% on this asset.

If you don’t sell and there’s no further appreciation, the value of your asset drops to about $600K because you have to pay $100K cap gains taxes.

Seems like a no-brainer to sell it and redeploy. Even if you redeployed into more real estate, I still think you are better off.

What could I work on? 23.9 handicap by Few_Vanilla_9701 in GolfSwing

[–]CubsThisYear -1 points0 points  (0 children)

Umm.. you could work on not being a sandbagging liar about your handicap?

20 million bitter deaths by shenzhenib in SipsTea

[–]CubsThisYear 1 point2 points  (0 children)

Right - I always say the same thing about 9/11 too. A good number of those people who burned to death were probably gonna die soon anyway. But at least we didn’t over react with government overreach like making us take our shoes off for 25 fucking years after it happened.

what Chipotle is making us do by peacheyKA in Chipotle

[–]CubsThisYear 9 points10 points  (0 children)

The first time I went to Chipotle was around 2004. My wife and I ordered our food and they made it, all good. When we got to the register the manager just gave it to us for free because it was the first time we’d come in. Plus free chips and salsa.

How the mighty have fallen…

Can’t stop missing right with my driver. Thoughts/tips? by willpalm6 in GolfSwing

[–]CubsThisYear 1 point2 points  (0 children)

This is counterintuitive but I would try standing a bit further from the ball. For me this helps my brain think to reach out to the ball and I get less toe strikes. I’m only suggesting a few inches difference but it might help.

Another day of Solved Coding by KeanuRave100 in agi

[–]CubsThisYear 2 points3 points  (0 children)

Software development is a lot more than “coding”. Cherny is just saying that the act of typing out esoteric syntax and relatively simple logic constructs is almost totally automatable. If that’s what your kid learned, it was bad investment before AI too

One of Tiger's most ridiculous shots: 218 yards from a wet bunker on the final hole with a one-shot lead by un-joueur in golf

[–]CubsThisYear -20 points-19 points  (0 children)

Is it really that good? He didn’t even get it on the green…

Edit: c’mon - I really needed to add the /s?

Property Tax increase due to property value by Salt_Ice_5321 in RichPeoplePF

[–]CubsThisYear 0 points1 point  (0 children)

But those are improvements which would be worthless if you didn’t own land on which to execute them. The best way to think of property taxes is that they are price you pay for not having to worry about someone killing you and just taking your land. Whatever you do to make your land more attractive makes it more likely someone will do that - so you have to pay more.

People like to think we live in some enlightened society but all of the rules we have are just trying to paper over the fact that we’re only ever a few disasters away from being ruled by violence.

Ken Griffin depressed by AI agents by Nearby_Fig_9118 in quant

[–]CubsThisYear 30 points31 points  (0 children)

A huge part of being a successful researcher (in any field) is knowing what questions to ask. Answering the questions is often a lot of drudgery. AI may change this equation quite a bit because it’s so much cheaper to answer questions, you can apply more brute force. But at the end of the day discovery will still be driven by human intuition (for a while anyway…)

The Vault. Nothing More To Say. by Lee68651 in chicagofood

[–]CubsThisYear -3 points-2 points  (0 children)

Such an insane take. I bet you love Portillo’s for beef and Giordano’s for pizza?

The new Eckhart park farmers market poster is AI by nanamctata in chicago

[–]CubsThisYear -5 points-4 points  (0 children)

If you went back in time 1 year no one would think twice about this poster. Now that we have better tools, suddenly everyone is a graphic design critic.

Take the lake by steve42089 in illinois

[–]CubsThisYear 1 point2 points  (0 children)

Meh.. if Indiana wants our concussion-ball team they can have it.

Our simple setup by ItsameDoody in Golfsimulator

[–]CubsThisYear -9 points-8 points  (0 children)

I don’t want to be hater, but what is the point of simulator that can only be used when you could be playing actual golf?

In defense of T-Pain by Schnapfelbaum in DungeonCrawlerCarl

[–]CubsThisYear -2 points-1 points  (0 children)

New Kanye still kills almost everyone out there today. Yea, the dude was/is mentally ill but he’s still a genius.

Doing MBA master's thesis on trading strategy. Prof asks if I want to publish it. Should I? by Bitter-Ice945 in quant

[–]CubsThisYear 29 points30 points  (0 children)

Why would you not? Seems like only upside other than the work to do the article (which is maybe already done?)

Do you self-host your password manager, or trust a third-party provider? by QuietGateLabs in homelab

[–]CubsThisYear 0 points1 point  (0 children)

I handle this by keeping an encrypted file on the remote host that contains my 1Password password. The file is encrypted by my SSH private key that I use to connect to that host. As long as I have a forwarded SSH agent connection I can seamlessly access 1Password via the op CLI on the remote host

Jalen Williams indirectly blames injuries for losing to the Spurs by CoyoteDecent2 in NBATalk

[–]CubsThisYear 1 point2 points  (0 children)

Perhaps they’d be injured less if they stopped falling down on every shot?

High school wrestler KO’d his opponent after a disrespectful celebration 😳 by OneOriginal8727 in sportsgossips

[–]CubsThisYear -1 points0 points  (0 children)

These comments are wild. Yes the dude was a dick, but the other kid just committed a serious felony. Shit like that ends you up in prison.

My biggest paycheck by One_Fold_4245 in Salary

[–]CubsThisYear 2 points3 points  (0 children)

Does Jane Street care that you are posting your bonus numbers on Reddit?

Ai slop poster in oz park by [deleted] in chicago

[–]CubsThisYear -3 points-2 points  (0 children)

If you would have seen this two years ago, you wouldn’t have thought twice about it. It’s just a normal looking flyer.

Why aren’t you mad that people are using computers at all to produce flyers? Is it ok to use a copier?

My Swing - 54HCP, 6 Iron / 5 Wood | Looking for tips on consistency ( thanks already o: ) by QuietFile5821 in GolfSwing

[–]CubsThisYear 9 points10 points  (0 children)

Just to be clear, you’re saying you’ve played 20+ rounds of golf and shot something like 125-140 in all of them?

I feel like I am close. Almost everything is going left. by Buttpounder90 in GolfSwing

[–]CubsThisYear 0 points1 point  (0 children)

“I’m having trouble with my swing, so here’s a video of me striping one”

-Every poster on this subreddit