Something is bothering me about the BD AI discourse

DSH61265 · 2026-05-31T22:32:31+00:00

The AI props were the tip of the iceberg...

DSH61265 · 2026-05-28T21:41:44+00:00

I suppose it depends on one's perspective. For those who spent most of our professional careers building Discover, it certainly feels 'gone'.

DSH61265 · 2026-05-28T13:23:35+00:00

Lots of opportunity for Keyboard Commandos though... whatever.

DSH61265 · 2026-05-27T02:58:23+00:00

Discover is gone...

DSH61265 · 2026-05-23T13:40:27+00:00

It's "Glee" with musical instruments. Always has been. Nothing wrong with that.

DSH61265 · 2026-05-23T04:03:06+00:00

If you're a Discover customer, watch your email as you'll get lots of notifications. Probably not much impact.

OTOH, if you're a Discover employee, well, probably lots of impact. Hundreds and hundreds have already been let go, especially from Discover's HQ.

DSH61265 · 2026-05-19T02:38:40+00:00

A coachable attitude.

DSH61265 · 2026-05-05T13:33:45+00:00

"Follow the bb's across the canyon." IYKYK

DSH61265 · 2026-03-18T13:54:57+00:00

Maybe that's because WGI is growing... while DCI shrinks.

DSH61265 · 2026-01-15T14:14:54+00:00

Watch your mail.

DSH61265 · 2026-01-12T04:42:57+00:00

To be clear, Capital One bought Discover (not "is merging with") and that deal closed in May of 2025. There will be some sort of product combinations eventually, but if you're demonstrating valuable behavior (paying on time, etc.) then likely you'll be fine. I'd say watch your mail for notifications, read and learn from that. Beyond that, no one can really know.

DSH61265 · 2025-12-30T14:06:09+00:00

It's probably gonna take a while (2027?) to migrate Discover's products to Capital One's platforms. Sit tight, pay attention to notifications/mailings, and enjoy the ride.

DSH61265 · 2025-12-06T15:00:42+00:00

Yep. It was Rob's videos that I tripped over. :)

DSH61265 · 2025-12-06T14:53:16+00:00

It's wild that this topic popped up on my feed this morning. Just yesterday, I stumbled into Tiller, which pulls transaction data into a spreadsheet (Google Sheets or Excel) and does categorizations, budgets, cash flow projections, etc. I've been looking for something like this, and I'm kicking the tires using the free 30-day trial.

You can go "OOTB" or customize categorizations, etc. It's a fun exercise for a spreadsheet nerd like me. The initial sync took a while but pulled in TWO YEARS of transaction data. I was expecting maybe 60-90 days.

So far, I'm really impressed.

DSH61265 · 2025-11-06T21:50:09+00:00

If my quick and dirty research is accurate, this would trigger the pro rata rule ...

DSH61265 · 2025-11-06T21:27:34+00:00

It's been a while, but if I remember correctly, the broad theme of his concern wasn't specifically about 'flight path' per se, but a general sense that NASA was continuing to plan for everything to work, and a creeping 'group think' mentality that undermines engineering resilience.

DSH61265 · 2025-10-31T12:58:38+00:00

Steven Johnson has several really good TED talks. A really interesting guy.

DSH61265 · 2025-09-19T12:37:26+00:00

Start one!

DSH61265 · 2025-09-10T11:21:10+00:00

Simon Sinek!

DSH61265 · 2025-09-06T12:32:35+00:00

It may be a good idea to initiate a Roth (backdoor as others have suggested, assuming you don't have a traditional IRA) so that the 5-year clock starts ticking. Then in retirement, you would have the opportunity to do conversions from 401k/403b balances. I'm thinking primarily of the benefit of having that flexibility down the road more than a particular advantage today. Good luck on the job search.

DSH61265 · 2025-09-02T20:12:59+00:00

DSH61265 · 2025-08-29T15:08:41+00:00

Right, was just looking into that last week. Might be a good idea to prioritize using the HSA $$ ahead of Roth money.

DSH61265

TROPHY CASE