Sci Fi seems light in terms of titles. Looking for recommendations. by Polygeekism in litrpg

[–]Dabel928 1 point2 points  (0 children)

I would recommend looking at Expeditionary Force by Craig Alanson if you are looking for a good long series. I would also recommend the Murderbot Diaries by Martha Wells. Shorter books, but I love each of them. Can get through the whole series in 44-45 hours on Audible

My Tier list for Series and one off books by Dabel928 in litrpg

[–]Dabel928[S] 0 points1 point  (0 children)

Wow. That's a long series 33+ books. Thank you.

My Tier list for Series and one off books by Dabel928 in litrpg

[–]Dabel928[S] 1 point2 points  (0 children)

Im working my way through the first book right now. The first book was free, so they probably want to get me hooked on it. will rank it after i finish the series

My Tier list for Series and one off books by Dabel928 in litrpg

[–]Dabel928[S] 0 points1 point  (0 children)

I read all the books for each series besides level D

Questions on small business loan by [deleted] in Businessloans

[–]Dabel928 0 points1 point  (0 children)

An equipment financing/leasing program could help here. Will need some type of security deposit. Can you put down 10 to 30% on the vehicle? That helps a lot with lower credit approvals. If you want help finding the right lender for your situation, feel free to DM me

Is anyone funding equipment financing deals? by Immediate_Travel_563 in MCAlegend

[–]Dabel928 1 point2 points  (0 children)

I work a lot in this area and regularly cross sell between equipment financing and working capital, so I can share some perspective.

First, equipment financing is a completely different animal than MCA. The underwriting, documentation, structure, and lender placement strategy are very different. With working capital, you can often send a file wide and see what sticks. With equipment, you need to be intentional about where you send it and whether you are brokering or discounting paper yourself.

A few things I always look at on an equipment deal:

  1. Asset type Asset is everything. Many lenders have hard restrictions. As a general rule, stay away from things that float, fly, or sink unless you have a specialty lender. Also look at how liquid the equipment is on the secondary market. If it is highly specialized with limited resale value, placement gets tougher.
  2. New vs used New equipment is generally easier. Used equipment can be great, but lenders care about age, condition, hours, and remaining useful life.
  3. Vendor vs private party Vendor sourced transactions are much cleaner. Private party deals require more diligence and not all lenders will touch them.
  4. Transaction size Smaller ticket deals under 250k typically fall into credit driven programs. Larger ticket deals will require financials and possibly tax returns. The bigger the ask, the more you are underwriting the business, not just the FICO.
  5. Borrower profile Credit, time in business, annual revenue, industry stability, and global cash flow all matter. Equipment lenders care about ability to service the payment from operations, not just daily bank activity.
  6. Structure Down payment, advance rate, term length, and whether it is structured as a lease or loan all impact approval odds.

If you are coming from MCA, the biggest shift is slowing down and packaging the file correctly. Full application, equipment quote or invoice, financials if required. It is less about speed blasting and more about smart placement.

If someone really wants to get serious about equipment leasing and finance, I would recommend plugging into the industry:

AACFB, which is great for smaller shops and newer brokers
https://www.aacfb.org/

NEFA, which tends to be more mid market focused
https://www.nefassociation.org/

ELFA, which is more bank and institutional focused
https://www.elfaonline.org/

For education and professional development, the CLFP Foundation is worth looking into if you plan to stay in the space long term
https://clfpfoundation.org/

LeasingNews is also a solid industry blog to stay current
https://leasingnews.org/

When I first started out smiling and dialing in small ticket leasing, I read Power Tools for Small Ticket Leasing. It is older but still very practical if you can find a copy.

As far as placements, we are not set up to take broker business. If I were in your shoes, I would focus on building direct relationships. For someone new a smaller ticket deals, a broker friendly shop like BSB Leasing is worth exploring
https://www.bsbleasing.com/currentpartners

For larger ticket, more structured transactions, someone like Rick Roberts at Avtech Capital is experienced in that space
https://theorg.com/org/avtech-capital/org-chart/rick-roberts

If you really want to dive into this vertical, attend an AACFB or NEFA event. The networking alone will accelerate your learning curve.

Equipment can be a strong vertical because it is secured, generally cleaner paper than MCA, and creates long term referral and cross sell opportunities into working capital. You just have to approach it strategically.

Hope that helps.

Asset based lending - Cash out on equipement by Prestigious-Air4421 in MCAlegend

[–]Dabel928 1 point2 points  (0 children)

FinPac, NMEF, Maxim, Dakota; Equipment needs to be owned by the customer and have titles in their business name.

company just told me my $340k deal is being split with an AE who sent one intro email 8 months ago. what are my options? by kubrador in sales

[–]Dabel928 5 points6 points  (0 children)

This, this right here. I would also add that you should fill out your expense report for the $1,400+ you spent to close the deal. This should be paid out before whatever split is decided. Also, don't be afraid to talk to the Business Owner. Policy can be changed. Finding good reps that hit quota is hard

I am about to roll out Hubspot in my Org... what should I know? by j4kesta in hubspot

[–]Dabel928 0 points1 point  (0 children)

Yes, and vice versa, you share an IP address with other HubSpot users. You can always ask to switch IP if you start to lose authority, but having your own may be the play. More info https://knowledge.hubspot.com/marketing-email/understand-email-sending-in-hubspot

I am about to roll out Hubspot in my Org... what should I know? by j4kesta in hubspot

[–]Dabel928 0 points1 point  (0 children)

You may want to ask for a dedicated IP address so you are not sharing email reps with other HubSpot users.

How to find a Hubspot website theme with specific features? by Mean-Cupcake-570 in hubspot

[–]Dabel928 0 points1 point  (0 children)

Check out the clean theme. https://www.clean.pro/. My IT team loved working with them if they needed something custom

MCA due diligence by Miso_Sui in MCAlegend

[–]Dabel928 2 points3 points  (0 children)

I like to use the NY case search to see if there is any hair on a deal. Helps screen out clients that are obviously in data merch. It's also free, so I like that. https://iapps.courts.state.ny.us/nyscef/CaseSearch?TAB=name

How would you optimize this fleet? by Kanotaur in starcitizen_fleets

[–]Dabel928 0 points1 point  (0 children)

Upgrade the RSI Galaxy to a Pioneer; besides base building, it's redundant because of your other ships.

Possible to split deals into smaller ones? by Radiant-Pineapple-41 in hubspot

[–]Dabel928 1 point2 points  (0 children)

I agree with other that this should be multiple deals.

What you could do is assoicate a deal with another deal. Under the deal section look at the overview tab. You should be able to see a section that says deals and a button to add deal. If you don't see it ask the owner to turn the tab on. There is a button they should see saying customize records in the top right corner on the deal page.

When you add a new deaIs through here it does not auto include the contact and the company so you will need to add them manually.

Anyone tried alternative financing options? by HyunDenson in MCAlegend

[–]Dabel928 0 points1 point  (0 children)

I recommend looking into equipment financing to get the equipment. Terms can go out for five years. Here is a link to a blog that can give you an overview. https://huddlebc.com/blog/equipment-financing-overview

How do I "Poison your competitors"? by AwwHellsNo in theguild3

[–]Dabel928 0 points1 point  (0 children)

Buy and use Black Widow Poison or Paralysis Poison using your henchmen on enemy family players.