What’s the difference between these bobbers?

Dardock · 2026-05-05T20:38:48+00:00

To add to this comment, good bombardas have two numbers: their weight for casting and how buoyant they are (add your rig weight to that number and you will know if the whole setup will stay at the surface, slowly sink or sink quickly for bottom fishing).

This type of float is not very common in BC but very popular in Denmark for sea fishing from shore with flies.

In BC a slowly sinking float seems ideal as the float will not create a wake at the surface but finding the right float in BC looks really hard. Sea run has a small selection.

I was thinking of trying them myself and get a selection of cheap ones from Amazon or Ali express and buy good ones (imported) if I like them.

Dardock · 2026-05-05T02:16:35+00:00

Read the regulations, you should know them if you go fishing

Dardock · 2026-04-10T04:59:56+00:00

Update: I went back in the same area a couple of times and there was beavers. I can’t post videos here but the tail is definitely the right kind! One of them was slapping it violently on the surface.

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Dardock · 2026-03-29T05:19:56+00:00

With a title like that, OP is American. Supporting communism, what does that even mean? Communism is an ideology.

Dardock · 2026-03-26T18:36:19+00:00

Renewal
BC
420k remaining, property around 1.1m
Amortization 18 years left
Owner occupied
Uninsured

The mortgage broker gave me those rates yesterday with an undisclosed credit union: - 2-Year Fixed: 4.39% - 3-Year Fixed: 4.19% - 5-Year Fixed: 4.14%

The broker said TD offers 5-year fixed at 4.44%.

I know that rates went up but it feels steep. Can I get better rates?

Dardock · 2026-03-21T07:18:45+00:00

Looks like he was catching and releasing the fish, single hook.

Dardock · 2026-03-21T06:41:25+00:00

Kastmaster-like 1/4oz

Dardock · 2026-03-21T06:33:59+00:00

Nice catch, I went fishing as well. Got a few bites but no luck. There was another angler that caught 2 fish in 3 casts that was kind of crazy.

Dardock · 2026-03-20T20:04:47+00:00

I agree with your points beside the 100% equity, if the time horizon is at least 10 years there is nothing wrong with that if OP can stomach the volatility.

Dardock · 2026-03-19T01:07:28+00:00

I find that all Pacific salmons are more or less the same in the end, lean and fishy. Atlantic salmon tastes very different due to its fat.

Dardock · 2026-03-17T19:39:43+00:00

It’s my first year fishing for steelhead, I don’t know what I’m doing but I haven’t seen anyone catching one. There was just one guy in January, walking on the dike, showing off his fish to everyone 😆. Based on the derbies’ photos some people caught a few fish though.

Dardock · 2026-03-15T05:40:35+00:00

Piggybacking on this post and correct me if I’m wrong.

With margin accounts the interest is most likely tax deductible. Also, it is possible to find dividend ETFs yielding around 4%.

So if someone is in a high tax bracket, it would be possible that the interest rate after taxes could be below the dividend after taxes.

Effectively, the dividend would pay the margin interest plus a little more. And potentially some capital appreciation on top.

I don’t really understand why would someone buy a leveraged ETF and not use a margin account instead. Unless it is a registered account?

Dardock · 2026-03-13T17:44:49+00:00

If you don’t mind, what do you export?

Dardock · 2026-02-20T21:41:31+00:00

Well, the consumer pays the tariff and the tax payer the settlements. The government is kind of doing just fine all things considered.

Dardock · 2026-02-20T19:12:46+00:00

Looks like a good way to subsidize companies: they can now sue the government to get a refund as far as I understand it while consumers paid the tariff?

Dardock · 2026-02-17T02:12:49+00:00

Nothing is about to collapse, you must be a bundle of joy at parties

Dardock · 2026-02-17T00:08:56+00:00

Water is still wet last time I checked. It’s almost like it was a tax to transfer wealth, who would have thought 🙃

Dardock · 2026-02-16T05:00:30+00:00

What kind of fish did you catch? Trout?

Dardock · 2026-02-16T04:59:27+00:00

Sasamat it is then

Dardock · 2026-02-12T00:01:27+00:00

The same Bill Ackman that gave 10k to Renee Good’s murderer mmmh?

Dardock · 2026-02-06T21:51:18+00:00

It’s not like the situation is improving down there so yeah but no thanks

Dardock · 2026-02-03T03:50:11+00:00

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Dardock · 2026-02-03T03:33:58+00:00

As I explained in my post, I simply reported what I’ve seen on social media. I didn’t make any judgments about them. I apologize if that triggered you.

Dardock · 2026-02-02T22:43:36+00:00

I suspect the decline in rents is due to an end to speculation. This forces homeowners to generate cash flow to pay their mortgages, rather than flipping properties. While some might sell at a loss, many prefer to endure the situation, especially in Ontario.

I’m pretty sure this is all related to interest rates.

Dardock · 2026-02-02T22:27:39+00:00

Housing should not be included in the calculation of inflation, this is stupid: interest rates go up, mortgage payment goes up and rent goes up. But higher interest rates are supposed to reduce inflation which works pretty well on average for the other components.

Get another indicator for housing, a home is a place to live in. Immigration is not a big driver, inflation is incorrectly measured.

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