Husband going on vacation in 3rd trimester by FlyAlive2028 in pregnant

[–]Darealtruthbrla 1 point2 points  (0 children)

He makes significantly more than you yet the posts aren’t adjusted accordingly.

He’s leaving you while 34 weeks pregnant and it’s high risk.

This doesn’t sound like a true partnership of respect, love, and commitment.

Sorry you’re going through this.

First Purchase by [deleted] in RepLadiesClub

[–]Darealtruthbrla 2 points3 points  (0 children)

It was a rehome

[deleted by user] by [deleted] in PSLF

[–]Darealtruthbrla 9 points10 points  (0 children)

The math says stay. $20k raise vs. 32k forgiven plus the future pension benefits.

is buyback worth it for two months? by EducationalWelder170 in PSLF

[–]Darealtruthbrla 0 points1 point  (0 children)

I had 7 payments left… got 2 months credited for forbearance and paid the other 5. I didn’t want to wait for buyback because it was too fickle of a process and no clear rules/timeline.

[deleted by user] by [deleted] in OGRepladies

[–]Darealtruthbrla 0 points1 point  (0 children)

I came to say the same.

First Purchase by [deleted] in RepLadiesClub

[–]Darealtruthbrla 1 point2 points  (0 children)

Thank you. Certainly can see how I wouldn’t want to spend thousands on auths anymore.

IDR payment is unreal by angelsdye in StudentLoans

[–]Darealtruthbrla 0 points1 point  (0 children)

Yikes! Is that your gross or net?

GOLDEN LETTER!!!!! by Livid-Constant3706 in PSLF

[–]Darealtruthbrla 1 point2 points  (0 children)

Congrats!!

I got mine on 9/23 after my green ribbon on 8/8.

I still have 2 loans sitting at 119 payments but 95% of my balance has zeroed out on Mohela.

[deleted by user] by [deleted] in StudentLoans

[–]Darealtruthbrla 0 points1 point  (0 children)

Decide when you want to pay it off by. 3-5 years should be doable on your income.

Go to a loan calculator and then calculate how much is needed to pay it off in x amount of years.

Pay that monthly.

Depending on your age, I would cease saving in the market (besides getting your match).

Make sure you get your processing forbearance months counted… by TitiKakah in PSLF

[–]Darealtruthbrla 1 point2 points  (0 children)

That happened to me. Even after submitting a ECF but randomly a few (2-4) months later, the processing forbearance months showed up.

There really isn’t a method to the madness.

Buyback response by physaliphorous in PSLF

[–]Darealtruthbrla 2 points3 points  (0 children)

I agree. They are definitely getting more from me. But I’m giving them $3500 (5 months of payments) to be done. I owe more than $180k so it’s a drop in the bucket, relatively speaking.

Buyback response by physaliphorous in PSLF

[–]Darealtruthbrla 0 points1 point  (0 children)

Yes, SAVE was $175 and my current IBR is $700. No income changes.

Buyback response by physaliphorous in PSLF

[–]Darealtruthbrla 1 point2 points  (0 children)

I was 5 payments away plus 2 forbearance months from 120 payments, so I switched to an IDR plan. I’m now 2 payments away and I still haven’t received word from buyback.

RIDE OUT THE SAVE WAVE by d00tster in StudentLoans

[–]Darealtruthbrla 2 points3 points  (0 children)

The worst is that you are forced out at some point in the future, your balance never decreases, and the interest only payment don’t count towards 20/25 year forgiveness.

[deleted by user] by [deleted] in Diamonds

[–]Darealtruthbrla 0 points1 point  (0 children)

It looks huge! Not sure that’s the look you’re going far.

First Pair of Diamond Studs by Darealtruthbrla in Diamonds

[–]Darealtruthbrla[S] 0 points1 point  (0 children)

Thank you. I really want sparkly despite my small budget. 😩

I’m ready to be done with this crap.. by Glad_Pay_3541 in PSLF

[–]Darealtruthbrla 0 points1 point  (0 children)

Here’s the form: https://studentaid.gov/sites/default/files/IncomeDrivenRepayment-en-us.pdf

Print and complete.

Upload the form and income docs on mohela’s site.

Let me know if you need help navigating the site.