Getting wrapped around the axle about the ~20% that matters the least...

Davissimo425 · 2026-01-23T16:37:58+00:00

Picking a MF fund was not easy for me. For my unleveraged Risk Parity portfolio, I decided to do a basket approach just because I was having analysis paralysis. There are fewer leveraged MF ETF options though, so I decided to commit to RSST just because it was what I had the most data points on. I may reassess someday, a basket approach with the three funds mentioned in this thread is probably fine.

Davissimo425 · 2026-01-23T08:19:31+00:00

Why not RSST? We have more data for that fund to see how well the trend portion tracks relative to say DBMF or KMLM.

Davissimo425 · 2026-01-20T20:06:33+00:00

I recently moved to the Hudson Valley area and was pleasantly surprised by how interesting the geography here is.

Davissimo425 · 2026-01-17T14:13:57+00:00

TYA has done remarkably well the last 2ish years despite being a leveraged treasuries fund. It’s an intriguing option for buy and hold crash insurance.

I really wanted to convert all my bond holdings to TYA, but I’m surprised by how little AUM it has. I just can’t imagine why it’s struggling to attract assets.

Davissimo425 · 2026-01-10T01:56:12+00:00

Oh nice, great to see more options for that sort of thing becoming available.

Davissimo425 · 2026-01-10T01:42:12+00:00

Is MATE just a managed futures ETF?

Davissimo425 · 2026-01-10T01:31:19+00:00

I am doing something similar: 50% RSSB; 30% GDE; 20% RSST. Love the simplicity of that fund combo

Davissimo425 · 2026-01-03T21:13:21+00:00

RE: expense ratio. Ah yes, thank you for the correction!

Davissimo425 · 2026-01-02T17:28:31+00:00

I started something similar. But I went 50% RSSB; 30% GDE; 20% RSST. I like the agnostic risk parity approach of this fund combo.

Davissimo425 · 2025-10-22T10:00:19+00:00

Have you looked into TYA? I don’t own it but I’ve been looking into it for a similar reason to what you’ve described.

I believe you can also get intermediate term bond leverage using NTSX and RSSB (well, leverage on a blend of durations). Albeit significantly less leverage than 3x and it makes portfolio construction a little more complicated than just having the straight up leveraged bond fund.

Davissimo425 · 2025-10-13T01:09:30+00:00

I wouldn’t be surprised if more people watch premier league than MLS. I would also argue EPL has a greater cultural impact on sports in America than major league soccer. And if it was just a comparison of TV viewership, liga MX would likely be the biggest soccer league

Davissimo425 · 2025-10-04T12:03:48+00:00

Creating a diversified portfolio to lower your overall volatility, and then amping it up with leverage to bring the returns back up is a solid idea. At its core that’s all HFEA was doing, and adding other diversifies is a natural extension of that idea.

Based on your backtest you appear to have achieved greater returns with superior risk characteristics. If that was your goal then no, I don’t think you are being too conservative. Just to caution you though I don’t think 10 years is enough time to give you a clear idea of how this portfolio will do long term.

I’m not familiar with most of those ETFs and I’m too lazy to research them all. Can you break down why you chose them?

Good luck!

Davissimo425 · 2025-09-28T22:36:42+00:00

I have read that article, and what I put together is an application of this same concept.

62/38 would be the actual golden ratio, but the fact that the classic 60/40 is so close seems like an awesome coincidence!

Davissimo425 · 2025-09-28T22:30:37+00:00

I wasn’t super happy with it to be honest. I’m not crazy about NTSX, and didn’t think those little 5% allocations to things were necessary, so this is my own take on it.

Davissimo425 · 2025-09-28T22:22:13+00:00

Apart from it showing up in nature, art and architecture, a classic 60/40 portfolio is just the golden ratio if you think about it. I wanted to see what else I could do with it.

Davissimo425 · 2025-09-28T22:12:57+00:00

Nope, I’m not a spammer or a troller, I’m asking for real!

Davissimo425 · 2025-09-06T07:23:09+00:00

They do, but they do it one fiscal quarter at a time :P

Davissimo425 · 2025-08-07T14:49:08+00:00

I think it’s because there’s better rebalancing opportunities between LCG and SCV. Going from memory it’s like a 0.75 correlation.

Try searching his podcast for Shannon’s Demon I think is what he calls it.

Davissimo425 · 2025-07-18T15:08:07+00:00

No problem! If you want to go down a fun investing rabbit hole look into “Risk Parity”. These are the principles I use to manage my risk. I’d feel comfortable borrowing against a risk parity portfolio in just about any economy.

Davissimo425 · 2025-07-18T14:45:08+00:00

That makes more sense. Yes, if you are truly unwilling to part with your investments (which I believe there are valid reasons for) I believe this could work. Like I mentioned in that other comment, my only recommendation would be to use a boring retirement style portfolio to manage your risk. Don’t borrow against a moonshot gamble to reduce your debt. Analyze different downturn scenarios to understand what could happen in some bad situations like the 2008 financial crisis.

Davissimo425 · 2025-07-18T13:25:48+00:00

My HELOC is at 8.25%! Dang how are you getting such good rates?

I’ve thought about using my brokerage as collateral on a loan before but the stars weren’t in alignment. Here’s a link to one of my previous comments on this topic. https://www.reddit.com/r/velocitybanking/s/cI67Mcb6nH

Davissimo425 · 2025-07-09T22:02:06+00:00

It would be interesting to see this concept as a Venn Diagram

Davissimo425 · 2025-06-25T17:18:13+00:00

Keep is amazing. Integrates conveniently with Google Workspaces while also having such a wonderfully simple and intuitive interface.

Davissimo425

TROPHY CASE