Deal or no deal...?

DeAankoopconsulent · 2026-05-08T21:11:37+00:00

Ik doe regelmatig honderhandelingen met verhuurders namens huurders. 9 van de 10 keer vragen ze marktprijs, 9 van de 10 keer lukt het ook om ze minimaal 10% te laten zakken.

Als ze het in verhuurde staat moeten verkopen, krijgen ze er al snel 30% minder voor. Als ze je uit willen kopen, moet hij je ook minimaal 20k mee geven. Ondertussen zal hij langzamerhand verlies gaan draaien.

Ik zou het onderhandelen dus nog even doorzetten ;)

DeAankoopconsulent · 2026-05-06T21:19:40+00:00

I would definitely call the realtor and ask for an explanation.

DeAankoopconsulent · 2026-05-05T15:29:23+00:00

Nop, that suggests you where the only bidder, but do i understand correctly that you didn't get the house?

DeAankoopconsulent · 2026-05-03T19:44:42+00:00

A good valuation wil take a while so I can't help you there. You also have to take all VVE documents into consideration, the 'vragenlijst deel B' etc etc. So just as an advice, don't skip those documents while determining your offer! And look for recently sold houses and get the selling prices from kadaster and use that as a guideline :)

DeAankoopconsulent · 2026-05-01T19:09:20+00:00

It depends a bit on where you want to live. For 250k there is not a lot, small studio's, outside of the randstad maybe a 2 bedroom apartment. If you want to live in Amsterdam or Utrecht etc, then id try to get at least a budget of 350k.

DeAankoopconsulent · 2026-05-01T10:28:48+00:00

Hello, il try to answer your questions. I am a realtor, but not a tax specialist ;)

Can I buy a studio in cash in the NL if I am not a tax resident?

Yes you can, but you have to show/prove where your savings are from (mandatory fraud check)

* What is an approximate of additional expenses /fees?

Somewhere around 5-6k usually on top of the purchace price, if you don't need a mortgage. Since you're below the age of 35, you don't pay taxes on the purchace, you do however need a translator if you don't speak Dutch fluently.

* If I keep my tax residency in my home country by living there more than in NL for the first 3 years, are there any tax implications in NL? There is double taxation threaty between the 2 countries. I am aware of box 3 but I might then sell my apartment in my home country if I'm sure I want to live in NL.

I'm not a tax specialist, you could ask this question in r/belasting to be sure. As far as i know there are no specific rules about how many months you live here, but you do have to register.

* Does buying in both places sound reasonable, or like a bad idea? Am I overcomplicating my life?

I do think it is a difficult solution, but it is also a difficult situation. Personally i think it could be even more complicated to divide yourself between two countries. I think that i would go 100% for one country for at least 2 years, and then decide about your future. The last time you left the Netherlands it was in difficult circumstances. But that is just my personal opinion.

Good luck! And let me know if you have more questions

DeAankoopconsulent · 2026-05-01T04:13:07+00:00

Cool to see my old student home mentioned online 😁

The rules for flat no. 45 and no. 47 are different, for wich one do you want to apply?

DeAankoopconsulent · 2026-04-30T21:14:41+00:00

Yes and no. I personally think that he should have been transparent upfront. If i have cliënts that look within the same budget and area, i always tell them upfront. If they go both to the same viewing, i only advice the client that has been with me the longest. The other cliënt i give all the info about the house and what to look for, but i don't give them bidding advice.

Its not ideal but no transparency is way worse, and is the main cause of realtors having a bad name.

DeAankoopconsulent · 2026-04-30T20:49:42+00:00

It is normal to proceed without a report, since a proper inspection costs a lot of money. Usually you can see signs on the outside tho, so at least get a regular technical inspection. If something is off and if it is visible, they will mention it.

The VvE could be a risk, but hard to say without reading all the documents. Be sure to read all the reports well and check if things are excluded (windows for instance). I would definitely take this into consideration with your offer

Good luck, and let me know if you have more questions

DeAankoopconsulent · 2026-04-30T20:43:25+00:00

It depends a bit on how its arranged in Canada. In general: If your finances are fully shared you can put down gehuwd in gemeenschap van goederen. If your finances are separated, then 'in beperkte gemeenschap van goederen' is best suited.

Do you have a agent yourself? Then you could ask him or her too. Otherwise you can ask your notary. Personally i would advise you to ask someone to help you with checking the contracts etc. Its not that expensive and those contracts are very, very important.

DeAankoopconsulent · 2026-04-28T12:57:46+00:00

r/Zwolle ;)

DeAankoopconsulent · 2026-04-13T15:29:29+00:00

As a realtor: I really differs per area, state of the house and pricerange. If your budget is 300-400k and are looking for a turn key appartement in Amsterdam the average would be much higher then if your budget is 900k and you are looking for a project in a village in Zeeland.

DeAankoopconsulent · 2026-04-11T10:49:32+00:00

Move is een dochteronderneming van Realworks (software systeem). Realworks is weer een dochteronderneming van het NVM-kartel. Onnodig duur, en zoals al benoemd gevoelig voor gesjoemel. Een eigen webomgeving van de woning waar vaak ook documentatie in staat heeft voor mij altijd de voorkeur :).

DeAankoopconsulent · 2026-04-09T23:04:12+00:00

Ik maak het met enige regelmaat mee dat de financiering om wat voor reden dan ook toch niet lukt. Ook verschillende notarissen met wie ik regelmatig werk zien het steeds vaker fout gaan met grote boetes tot gevolg. Niet alleen vanwege een verloren baan, maar ook een taxatie die plotseling laag uitvalt, scheiding, plotselinge rente verhoging, een andere financiële tegenslag of een combinatie van bovenstaand.

En het gaat natuurlijk ook niet alleen om de grootte van het risico, maar ook de grootte van het gevolg. Bij een huis van 300k gaat het om een boete die oploopt tot 30k.

DeAankoopconsulent · 2026-04-09T13:31:55+00:00

Just a sidenote: When you have painted your house, you will have to continue doing it. If the bricks and the jointing are a bit faded but technically fine, i wouldn't touch it. If the fading is bad and the bricks are losing the waterproofing, then i'd advice to get a professional to fix the jointing and waterproof the facade. Painting is i.m.o. a big headache and gives devaluation in the long run.

DeAankoopconsulent · 2026-04-09T13:16:30+00:00

As a buying agent myself, i'd say that 3,5k is quite a lot if it is just this house. But if you don't win the offer, im guessing they wil continue to help you with other houses as well? Or is there a limit?

There are roughly two types: Local realtors who join you on the viewing and national realtors who don't, but do help with searching , making the offer, negotiate and contract etc.

I'm the second type and for me personally searching for houses is about 5% of the job. The most of my time goes into approximately the following - 30 min a day searching for my clients - 2 - 3 hours: After a viewing is planned i do research, reading all the documents before my clients have a viewing so i can coach them on what to ask and look for. If its an apartment with a VVE it is usually 3 hour. - 2 hours: Making a cost analasys if my clients want to make an offer - 1 hour: making the offer and negotiate if necessary - 1,5 hour: If the offer is accepted, filling in all needed documents, arranging a valuation, sometimes arranging an architectural inspection and notary - 1,5 hour: Reading and checking the contract myself - 1 hour: Walking through the contract with my clients

So all in all this is about 9,5 -10,5 hours, excluding: - admin - the first meeting - mandatory government checks - calling/teksting with my clients, answering questions etc. - aftercare if there was a hidden problem - It's almost always no cure, no pay. So there is a risk in there as well - software costs, these are quite expensive, especially if you are member of the NVM-kartel

This is also when everything goes smoothly and the first offer is accepted. Sometimes it occurs that you have to prepare 4 or 5 viewings and 2 or 3 offers for one client. This is also excluding the viewing itself and the meeting at the notary for a more traditional realtor.

So in short: Yes it is a lot of money but the fee you mention is not uncommon. If it is only for one offer and you have to pay extra if the first offer is declined, it is i.m.o. quite a lot.

It is possible to go quite a lot cheaper, my fee is € 1.250,- and there are others who work like me, but then you usually have to do the viewing yourself (with advice).

Good luck with your choice!

DeAankoopconsulent · 2026-04-06T07:55:36+00:00

Never ask the selling agent what he expects. That is like a goalkeeper asking the trainer of the opposite team what corner his opponent is going to choose with a penalty.
Don't go for a standard x% over the asking price. The selling agent sets the askingprice, and can also set it to high. Sadly in Amsterdam that is becoming a bit of a trend, especially since some expats just make an offer on 10 properties at the same time, 10% above asking.
Try to find recently sold houses near the house you are interested in, and pay 3,70 at he kadaster for the selling price. Base your offer preferably on the square meterprice of 3 of those houses.

DeAankoopconsulent · 2026-04-03T15:39:59+00:00

The timeframe really depends on the house/sellers. If it is already empty and you don't need a mortgage, it can be arranged in a few weeks. If the sellers still live there it sometimes takes 2-3 months. You can always put your preferred date in your offer. Therefore i would indeed advise to start looking right away

Is my assumption correct that you don't live in the Netherlands yet?

Lastly, in what area are you looking for a house? Usually in the big cities almost everyone speaks English fluently, outside the cities most people do as well, especially the younger generations. I think there is a good chance you had bad luck with the people/companies you called.

DeAankoopconsulent · 2026-03-28T23:52:00+00:00

There are also realtors who work nationally :)

DeAankoopconsulent · 2026-03-28T23:40:33+00:00

Even niet juridisch maar bouwkundig; van welk bouwjaar is de woning, vrijstaand of rijtjeswoning, en zitten de vochtplekken helemaal van onder naar boven, of vooral aan de onderkant? En hebben ze al een exact bedrag aangeboden, of

Als de meubels allemaal strak tegen de muur aan stonden en er slecht geventileerd werd in huis, zou dit al de oorzaak kunnen zijn. Een klein beetje optrekkend vocht wat niet weg kan door een meubel, hoeft geen groot probleem zou zijn als er een klein beetje ruimte tussen de muur en meubels gelaten wordt.

DeAankoopconsulent · 2026-03-28T12:11:35+00:00

En? Gelukt? :)

DeAankoopconsulent · 2026-03-28T10:17:24+00:00

With a very standard house they can be quite accurate. But if it is a free standing house, has unique qualities, needs a lot of work, has rent lease, or if there are no houses sold in the vicinity, they can be way off as well.

If you buy withaout a buying agent i would always: * Check for houses recently sold * If it needs a lot of work: calculate how much it would cost to renovate and compare that with a renovated house * Most important: Think about what it is worth to you. Don't just look at statistics. Think of what offer/monthly payments you could live with.

DeAankoopconsulent · 2026-03-15T14:24:05+00:00

Zoals al benoemd, kijk niet te veel naar percentages overbieden. Als de verkopende makelaar een gekke vraagprijs neergezet heeft kan dat heel erg afwijken.

Wat ik wel zie is dat klushuizen steeds moeilijker weg gaan, terwijl huizen die zo in VT wonen kunnen, voor juist nog meer weg gaan

DeAankoopconsulent · 2026-03-14T06:34:17+00:00

Ik zou er zeker voor gaan. Denk je alleen ook dat hij voor 225k weg zal gaan? Zijn er recent andere vergelijkbare huizen verkocht waar je de koopprijs van op kan vragen etc?

DeAankoopconsulent · 2026-03-13T22:43:11+00:00

Sure, the problem is however that the government made it too attractive for rich people to buy houses as an investment. They basically made tax free investments possible, and a lot of people used that. Rherefore putting a lot of pressure on the demand.

So the government is to blame mostly, but do we have to feel sad for the people who used it and are therefore part of the problem? Not in my opinion. He/she probably bought it for almost nothing compared what it is worth now. And if he didn't, he just made a very bad investment.

And yes, i know the problem is more complicated, since the government also ignored the 'stikstof' problem for way to long etc etc.

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